Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,995£13,242529,1364,372
Aberdeenshire14£15,254416,91657
Angus8£14,658315,12617
Ayrshire20£12,604520,13937
Bedfordshire34£13,923427,19065
Berkshire22£10,337741,20065
Blaenau Gwent5£11,697541,1604
Borders1£7,795944,000-
Bridgend9£11,284637,75820
Bristol16£10,375742,27048
Buckinghamshire20£12,597536,04256
Caerphilly1£5,295891,0002
Cambridgeshire43£14,735324,24972
Cardiff9£14,402318,29426
Carmarthenshire1£15,990110,9961
Ceredigion1£19,99801004
Cheshire60£14,199420,830159
Clackmannanshire1£16,49813,7491
Conwy17£15,163425,73310
Cornwall13£15,314316,85720
County Antrim21£11,638533,98034
County Armagh12£14,732323,53511
County Down17£11,555626,10024
County Durham41£12,875527,87590
County Fermanagh1£11,495343,476-
County Londonderry7£12,590437,0526
County Tyrone3£10,613641,3725
Cumbria21£15,782315,61166
Derbyshire40£13,950319,391101
Devon30£13,009533,11471
Dorset23£13,356431,85641
East Riding of Yorkshire15£17,51817,95825
East Sussex25£12,764535,04756
Essex52£13,792421,69985
Falkirk15£16,530211,07642
Fife11£15,981316,33121
Flintshire3£6,5821079,3162
Gloucestershire11£13,562429,70121
Greater London99£12,439530,489142
Greater Manchester87£13,143528,270166
Hampshire74£11,874637,245189
Herefordshire2£9,998832,80813
Hertfordshire40£11,642528,40095
Highland9£14,720216,83823
Inverclyde2£8,999932,8393
Isle of Wight3£10,430825,9213
Kent43£13,728426,018139
Lanarkshire33£15,110312,972191
Lancashire49£12,021531,731115
Leicestershire23£12,825530,68963
Lincolnshire46£13,801323,14484
Merseyside21£11,809526,37530
Merthyr Tydfil2£19,749445,0121
Midlothian22£13,056425,33566
Monmouthshire1£6,8991046,0002
Moray1£16,99525,8694
Neath Port Talbot1£7,4991059,429-
Newport12£12,738526,36545
Norfolk36£13,653526,45057
North Yorkshire40£15,683316,70488
Northamptonshire23£13,090435,04035
Northumberland4£15,194428,6416
Nottinghamshire44£13,636424,24975
Oxfordshire12£14,906316,88134
Pembrokeshire1£5,9958102,5601
Perth & Kinross3£14,765323,9846
Powys1£8,3951051,6351
Renfrewshire15£14,131420,05580
Rhondda Cynon Taf10£11,794640,18427
Rutland1£22,450315,845-
Shropshire21£16,659313,93627
Somerset37£14,589423,12863
South Yorkshire36£11,662639,10374
Staffordshire29£12,438528,624105
Stirling12£18,95515,32337
Suffolk25£11,762539,29546
Surrey62£16,215215,749110
Swansea9£12,884436,13545
Tyne and Wear44£14,607425,39677
Vale of Glamorgan2£13,445513,5924
Warwickshire27£13,947426,62155
West Lothian6£8,114953,51114
West Midlands114£13,207429,639253
West Sussex21£13,738423,40834
West Yorkshire88£13,869427,318180
Wiltshire34£14,689423,28952
Worcestershire25£14,381319,57947
Add postcode for better results.