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Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,881£13,089528,6483,366
Aberdeen City12£18,03926,09124
Aberdeenshire2£13,245720,6605
Antrim7£12,769431,25110
Ards6£9,272837,7905
Argyll and Bute1£9,4791015,000-
Armagh1£11,995452,000-
Ballymena1£10,490643,2611
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire39£11,721639,80742
Belfast7£11,245546,64025
Berkshire28£9,232842,52177
Bexley - Greater London1£14,695214,554-
Blaenau Gwent1£18,19907824
Brent - Greater London1£6,4421192,6432
Bristol25£10,777735,63941
Bromley - Greater London2£16,434214,7502
Buckinghamshire32£14,320526,51757
Cambridgeshire46£13,961432,72965
Cardiff2£9,623846,5863
Carmarthenshire1£15,990110,996-
Carrickfergus1£12,895421,000-
Ceredigion2£15,997218,21510
Cheshire78£14,521419,768146
City of Edinburgh24£12,749526,69752
City of London - Greater London3£7,8461064,32211
Coleraine1£7,995769,0002
Conwy14£15,357425,0737
Cornwall14£14,963428,3439
County Durham45£13,567426,97392
Craigavon6£15,418212,5953
Croydon - Greater London5£18,45517,44518
Cumbria19£15,454317,64144
Denbighshire1£12,995414,456-
Derbyshire44£13,946425,68391
Devon28£13,670525,52869
Dorset19£13,933419,18538
Down1£12,995335,0002
Dumfries and Galloway3£15,997313,4201
Dundee City3£18,23115,42313
Dungannon4£14,898328,4864
Ealing - Greater London1£6,995770,0006
East Ayrshire12£16,006311,47619
East Riding of Yorkshire10£17,55316,14421
East Sussex16£12,922532,95122
Essex33£12,845528,03457
Falkirk13£14,528419,85431
Fife8£14,778425,42925
Glasgow City33£14,648316,99475
Gloucestershire11£15,638217,55232
Greater Manchester88£12,845629,762164
Gwynedd1£6,4951171,000-
Hampshire55£11,127735,483122
Havering - Greater London13£11,175641,5139
Herefordshire4£15,173215,34014
Hertfordshire45£11,852528,78690
Highland6£17,74827,96513
Hillingdon - Greater London7£7,481957,78614
Hounslow - Greater London1£7,9991036,0003
Inverclyde3£12,432623,1314
Isle of Wight3£12,164619,4087
Kent39£13,940423,22492
Lancashire51£13,119424,68977
Larne2£11,223530,0002
Leicestershire18£12,676430,18957
Lincolnshire51£14,166324,67683
Lisburn1£14,995210,3492
Magherafelt1£13,450422,000-
Merseyside12£13,563426,07222
Merthyr Tydfil3£17,166543,3041
Monmouthshire1£3,2001748,400-
Moray3£8,161953,5701
Newry and Mourne4£16,280217,7797
Newtownabbey4£11,097534,56713
Norfolk28£13,956423,06341
North Ayrshire5£13,725422,3803
North Down12£15,412319,12520
North Lanarkshire10£14,660420,87918
North Yorkshire57£16,137316,47280
Northamptonshire21£13,899430,75039
Northumberland3£10,249634,5508
Nottinghamshire28£13,740423,07952
Omagh1£7,9501118,0001
Oxfordshire14£13,402527,41133
Pembrokeshire1£11,495630,585-
Perth and Kinross3£15,762217,8083
Renfrewshire13£12,921425,75022
Rhondda Cynon Taf17£12,324536,21414
Scottish Borders1£7,795944,0003
Shropshire23£16,284319,82528
Somerset22£12,755631,60935
South Ayrshire5£12,415525,5006
South Yorkshire44£13,517528,13580
Staffordshire50£14,047422,27973
Stirling12£19,48714,71617
Strabane1£12,895454,115-
Suffolk28£13,914423,72741
Surrey52£16,156214,33077
Swansea2£9,872747,078-
Tyne and Wear38£14,029428,32277
Warwickshire28£15,596323,28541
West Lothian7£13,235525,03011
West Midlands122£13,727426,208208
West Sussex23£14,112422,28947
West Yorkshire78£14,141528,186128
Wiltshire29£16,069313,24855
Worcestershire18£13,078624,75745
Wrexham1£14,495323,679-
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