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Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,905£13,327528,2363,697
Aberdeen City18£19,78602,45834
Aberdeenshire2£13,723618,8602
Antrim6£11,989541,7219
Ards3£8,710931,8236
Armagh1£11,250452,000-
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire31£12,871536,25851
Belfast4£8,259861,01716
Berkshire25£10,266736,90770
Bexley - Greater London1£14,690214,554-
Brent - Greater London1£6,4421192,6433
Bristol16£11,596733,11952
Bromley - Greater London1£18,49528,8312
Buckinghamshire16£11,675639,39757
Cambridgeshire40£13,303529,79773
Cardiff2£10,625639,514-
Carmarthenshire1£15,990110,996-
Carrickfergus1£11,995317,2001
Ceredigion1£19,99801009
Cheshire65£14,259420,105157
City of Edinburgh26£14,281319,44654
City of London - Greater London4£12,136548,26316
Clackmannanshire1£16,99813,7491
Conwy15£15,688322,97712
Cornwall12£15,361423,5079
County Durham30£12,534534,24795
Craigavon2£14,49038,8726
Croydon - Greater London13£18,66001,99113
Cumbria30£17,12728,83662
Denbighshire1£12,995414,456-
Derbyshire47£13,978423,06097
Devon26£13,045529,23076
Dorset13£14,525321,00747
Dumfries and Galloway1£15,49839,1521
Dundee City8£16,184310,10614
Dungannon1£21,995322,4376
East Ayrshire12£15,439314,92617
East Riding of Yorkshire14£18,24718,35914
East Sussex17£13,733425,71823
Essex41£13,882319,42354
Falkirk19£16,075211,68331
Fife11£12,875631,29720
Glasgow City95£15,79517,576117
Gloucestershire4£14,293231,71327
Greater Manchester87£13,305527,735163
Hampshire74£12,782529,693147
Havering - Greater London12£12,709638,42512
Herefordshire2£15,75027,33416
Hertfordshire42£12,578426,79980
Highland12£16,873211,04013
Hillingdon - Greater London10£6,015973,61715
Hounslow - Greater London1£5,1991178,0001
Inverclyde2£9,749932,8396
Isle of Wight3£10,496830,3015
Kent30£15,446215,398101
Lancashire53£12,545528,336106
Larne2£11,223530,0002
Leicestershire20£11,928635,03362
Lincolnshire48£13,505426,16383
Lisburn1£14,695210,3495
Magherafelt1£13,450422,0001
Merseyside15£11,928531,81623
Merthyr Tydfil2£20,249445,0121
Moray2£16,49727,0743
Neath Port Talbot1£7,4991059,2301
Newry and Mourne5£18,18913,2837
Newtownabbey2£9,207657,00012
Norfolk37£14,992319,98541
North Ayrshire4£11,498737,2555
North Down12£15,000319,36915
North Lanarkshire6£15,578310,53325
North Yorkshire38£15,818216,59185
Northamptonshire22£14,310333,12031
Northumberland1£3,0001278,0009
Nottinghamshire29£13,217425,27259
Omagh1£7,9501118,0001
Oxfordshire18£13,027426,81732
Renfrewshire6£14,165417,99373
Rhondda Cynon Taf16£10,807648,63219
Scottish Borders1£7,795944,0002
Shropshire22£15,825318,67129
Somerset34£16,802319,56446
South Ayrshire4£12,578413,7777
South Yorkshire39£10,709736,58784
Staffordshire38£14,711419,98084
Stirling13£20,45811,84426
Strabane1£12,895454,115-
Suffolk27£12,356434,34635
Surrey56£16,538211,40184
Sutton - Greater London1£6,990876,0005
Swansea1£10,995731,182-
The Vale of Glamorgan2£8,573944,7821
Tyne and Wear54£14,434422,93577
Warwickshire19£12,252430,98153
West Lothian3£13,264532,01513
West Midlands127£13,619428,003245
West Sussex26£14,972318,32847
West Yorkshire92£13,448429,640152
Wiltshire33£15,500319,13447
Worcestershire16£13,087527,95546
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