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Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,871£13,061529,4323,093
Aberdeen City11£17,44228,10824
Aberdeenshire2£13,245720,6605
Antrim7£12,740431,2519
Ards6£9,272837,7905
Argyll and Bute1£9,4791015,000-
Armagh1£11,995452,000-
Ballymena1£10,490643,2611
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire41£11,399641,17635
Belfast6£11,894541,24619
Berkshire23£8,872944,68667
Bexley - Greater London1£14,595214,554-
Blaenau Gwent1£18,19907823
Brent - Greater London1£6,4421192,6432
Bristol25£10,179839,85041
Bromley - Greater London1£18,49528,8313
Buckinghamshire27£13,947525,81557
Cambridgeshire43£14,548430,40961
Cardiff1£14,950315,0861
Carmarthenshire1£15,990110,996-
Carrickfergus1£12,895421,000-
Ceredigion2£15,997218,2159
Cheshire77£14,937318,270136
City of Edinburgh25£12,389531,08246
City of London - Greater London2£8,348979,38311
Coleraine1£7,995769,0002
Conwy14£15,637425,0737
Cornwall13£15,114428,3856
County Durham41£13,996425,06990
Craigavon5£15,344212,2314
Croydon - Greater London4£18,81914,46715
Cumbria20£15,681317,10834
Denbighshire1£12,995414,456-
Derbyshire46£13,781426,42975
Devon29£13,904527,50758
Dorset23£14,614317,04235
Down1£12,995335,0001
Dumfries and Galloway2£15,99827,9361
Dundee City3£17,83107,50911
Dungannon4£14,898328,4863
Ealing - Greater London1£6,995770,0005
East Ayrshire10£15,607312,39717
East Riding of Yorkshire10£17,28127,62615
East Sussex14£13,821528,77123
Essex34£12,676531,62654
Falkirk14£14,014421,32328
Fife10£13,202532,20217
Glasgow City35£15,010317,04965
Gloucestershire10£15,504224,60127
Greater Manchester89£12,868630,345150
Gwynedd1£6,4951171,000-
Hampshire58£12,145629,876114
Havering - Greater London11£11,171738,2518
Herefordshire2£13,747325,74616
Hertfordshire45£12,346527,60472
Highland6£16,581214,72712
Hillingdon - Greater London6£7,562964,32016
Hounslow - Greater London1£7,9991036,0002
Inverclyde3£12,432623,1314
Isle of Wight3£12,164619,4085
Kent40£13,464423,75886
Lancashire58£12,986425,62676
Larne2£11,223530,0002
Leicestershire22£12,103534,55958
Lincolnshire48£13,736426,49184
Lisburn3£8,848759,1164
Magherafelt1£13,450422,000-
Merseyside14£12,614531,85620
Merthyr Tydfil3£17,166543,3041
Monmouthshire1£3,2001748,400-
Moray3£8,161953,5701
Newry and Mourne7£17,698217,7796
Newtownabbey4£11,097534,56710
Norfolk32£13,780423,91640
North Ayrshire5£13,515426,4823
North Down12£15,400319,12520
North Lanarkshire14£15,057420,65014
North Yorkshire52£16,187316,53068
Northamptonshire21£13,564436,27934
Northumberland2£8,375846,29011
Nottinghamshire28£13,311423,71448
Omagh1£7,9501118,0001
Oxfordshire11£12,801530,37928
Pembrokeshire1£11,495630,585-
Perth and Kinross3£15,662217,8083
Renfrewshire18£14,720318,60021
Rhondda Cynon Taf15£12,503536,0459
Scottish Borders1£7,795944,0003
Shropshire22£16,139317,90527
Somerset20£12,418634,18736
South Ayrshire5£12,525521,3985
South Yorkshire42£12,849529,50971
Staffordshire45£14,336421,00275
Stirling11£20,54111,53118
Strabane1£12,895454,115-
Suffolk27£13,553426,69039
Surrey52£16,132213,11767
Swansea2£9,747747,078-
Tyne and Wear39£14,195428,22366
Warwickshire25£15,760319,96841
West Lothian6£12,797526,86310
West Midlands124£13,583427,190206
West Sussex24£14,364323,28749
West Yorkshire79£13,666530,070115
Wiltshire27£16,365315,62951
Worcestershire19£13,324523,52039
Wrexham1£14,495323,679-
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