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Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,902£13,125529,3673,275
Aberdeen City16£17,61625,67722
Aberdeenshire2£13,245720,6605
Antrim6£12,106434,1278
Ards6£9,289837,7906
Argyll and Bute1£9,4791015,000-
Armagh1£11,995452,000-
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire29£11,993639,31550
Belfast9£12,853432,81520
Berkshire36£8,744946,70167
Bexley - Greater London1£14,795214,554-
Brent - Greater London1£6,4421192,6432
Bristol22£11,577632,07440
Bromley - Greater London3£16,027218,2971
Buckinghamshire29£13,999531,41953
Cambridgeshire37£13,625533,76467
Cardiff1£4,2951278,0858
Carmarthenshire1£15,990110,996-
Carrickfergus1£12,895421,000-
Ceredigion4£11,496742,22414
Cheshire80£14,911319,323128
City of Edinburgh31£13,279423,52748
City of London - Greater London12£14,436424,04118
Conwy14£14,952421,1376
Cornwall12£15,457426,2229
County Durham50£13,608426,95791
Craigavon5£15,324214,1863
Croydon - Greater London5£18,59516,05817
Cumbria21£15,758314,90842
Denbighshire1£12,995414,456-
Derbyshire48£13,357426,46185
Devon26£13,735527,11467
Dorset22£13,799419,50838
Down1£13,495335,0002
Dumfries and Galloway3£16,297313,4201
Dundee City3£18,56515,42316
Dungannon4£14,898328,4864
East Ayrshire12£15,256315,99920
East Riding of Yorkshire9£17,23827,96928
East Sussex14£12,986531,85220
Enfield - Greater London1£4,8001349,1491
Essex29£12,913528,34459
Falkirk16£15,207419,91927
Fife9£14,559427,00622
Glasgow City30£14,363318,38667
Gloucestershire11£15,150323,07831
Greater Manchester78£12,893629,336167
Gwynedd1£6,4951171,000-
Hampshire59£11,754637,133119
Havering - Greater London11£11,689636,19010
Herefordshire3£16,261217,28615
Hertfordshire40£12,093528,01494
Highland4£17,74818,15716
Hillingdon - Greater London8£6,9211060,15914
Hounslow - Greater London1£8,1991036,0003
Inverclyde4£13,299520,2546
Isle of Wight3£12,164619,4087
Kent45£13,963422,95985
Lancashire50£12,905527,61775
Larne2£9,893759,4991
Leicestershire22£12,925423,59354
Lincolnshire56£14,738324,45874
Lisburn1£14,995210,3332
Magherafelt1£13,450422,000-
Merseyside14£13,237529,05825
Merthyr Tydfil3£17,166543,3041
Monmouthshire1£3,2001748,4002
Moray2£9,993850,4411
Newry and Mourne4£16,814118,6287
Newtownabbey4£9,061847,32613
Norfolk36£14,543420,18442
North Ayrshire4£11,532539,7114
North Down15£16,682318,75919
North Lanarkshire9£15,377423,38817
North Yorkshire52£15,955315,94480
Northamptonshire17£13,170535,59143
Northumberland3£10,249634,5509
Nottinghamshire29£14,818317,85747
Oxfordshire14£13,556527,18032
Pembrokeshire2£8,745766,5731
Perth and Kinross2£16,94425,2064
Renfrewshire13£13,129423,94526
Rhondda Cynon Taf12£12,351534,46914
Shropshire20£16,944215,25828
Somerset26£11,647637,08140
South Ayrshire5£12,415525,5006
South Lanarkshire2£11,745524,8501
South Yorkshire47£13,165530,04371
Staffordshire45£15,352317,11976
Stirling14£18,64729,10015
Strabane1£12,895454,115-
Suffolk28£14,092425,30248
Surrey56£15,989316,66867
Sutton - Greater London2£8,620950,7003
Swansea1£8,749762,973-
Tyne and Wear40£13,941429,26267
Warwickshire25£15,402318,92849
West Lothian8£12,847526,80110
West Midlands126£14,111424,797193
West Sussex24£13,539526,42145
West Yorkshire82£14,152428,329125
Wiltshire30£16,693211,99853
Worcestershire18£14,216423,30236
Wrexham1£14,495323,679-
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