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Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,924£13,346527,6393,584
Aberdeen City12£20,130080736
Aberdeenshire2£13,723618,8604
Angus1£13,995224,2691
Antrim4£12,197438,67011
Ards3£8,867931,8237
Armagh1£11,250452,000-
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire33£13,377531,35453
Belfast7£9,659646,17015
Berkshire24£9,984737,43469
Bexley - Greater London1£14,595214,554-
Blaenau Gwent1£19,49918,5863
Brent - Greater London1£6,4421192,6433
Bristol14£11,849726,60950
Bromley - Greater London1£18,49528,8312
Buckinghamshire23£13,687532,15154
Cambridgeshire44£13,618529,34969
Cardiff1£14,950315,086-
Carmarthenshire1£15,990110,996-
Carrickfergus1£11,995317,2001
Cheshire71£14,495419,882160
City of Edinburgh26£13,538426,51950
City of London - Greater London5£13,588435,75313
Clackmannanshire1£16,99813,7491
Conwy16£16,608320,9288
Cornwall10£15,098426,54110
County Durham38£13,229530,35295
Craigavon3£14,82538,6496
Croydon - Greater London13£19,00602,23114
Cumbria32£17,26327,02561
Denbighshire1£12,995414,456-
Derbyshire48£14,578321,71388
Devon31£12,517532,38070
Dorset20£13,841323,45641
Dumfries and Galloway2£15,99827,9361
Dundee City8£16,12239,73812
Dungannon1£21,995322,4376
Ealing - Greater London1£6,495770,0002
East Ayrshire10£16,35838,49316
East Lothian1£6,9951048,7001
East Riding of Yorkshire12£18,46515,81914
East Sussex17£13,707425,79023
Essex32£12,694527,02650
Falkirk20£16,160211,60733
Fife10£13,238529,06420
Glasgow City47£16,113212,20893
Gloucestershire6£14,110327,02426
Greater Manchester91£13,388527,222171
Hampshire80£12,312530,202134
Havering - Greater London11£11,885743,36710
Herefordshire3£12,465431,98916
Hertfordshire42£11,406533,52073
Highland13£17,075110,19013
Hillingdon - Greater London9£5,939977,08317
Inverclyde2£9,749932,8396
Isle of Wight2£12,247719,8825
Kent27£15,165216,412100
Lancashire62£12,443529,018100
Larne2£11,223530,0002
Leicestershire18£12,608530,75364
Lincolnshire53£13,762424,86980
Lisburn3£8,015852,1164
Magherafelt1£13,450422,0001
Merseyside18£12,366428,58120
Merthyr Tydfil1£18,999558,6723
Moray1£16,99525,8693
Neath Port Talbot1£9,290922,2711
Newry and Mourne6£18,15612,4656
Newtownabbey1£12,799322,00013
Norfolk41£14,675320,95540
North Ayrshire4£13,546522,8083
North Down12£15,000319,36917
North Lanarkshire7£15,681310,20424
North Yorkshire44£15,609317,23784
Northamptonshire17£14,177338,72635
Northumberland2£6,1411056,5248
Nottinghamshire31£12,272529,38959
Omagh1£7,9501118,0001
Oxfordshire19£13,480420,83630
Perth and Kinross2£12,249438,2956
Redbridge - Greater London1£1,4991786,0002
Renfrewshire5£14,198416,68874
Rhondda Cynon Taf15£9,707759,19217
Scottish Borders1£7,795944,0002
Shropshire22£16,528316,36327
Somerset30£15,635419,93943
South Ayrshire7£12,238523,1686
South Yorkshire38£11,547633,75782
Staffordshire36£14,446420,82488
Stirling14£20,10413,53223
Strabane1£12,895454,115-
Suffolk26£12,948430,34538
Surrey56£16,72929,68583
Swansea1£10,995731,182-
The Vale of Glamorgan3£7,632954,227-
Tyne and Wear52£13,607425,83674
Warwickshire26£14,196325,79149
West Lothian4£12,496532,66114
West Midlands136£13,495429,220233
West Sussex29£14,888318,29548
West Yorkshire92£13,813426,862140
Wiltshire25£16,047315,12354
Worcestershire18£14,542422,43946
Wrexham1£14,195323,679-
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