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Used Hyundai I20 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Hyundai I20 on finance

Purchasing a used Hyundai i20 with finance is a practical way to drive away in this popular hatchback without paying the full price upfront. The following guide will provide a foundation to understand the essential steps and options available for financing a used i20.

1. Understand Your Financial Health:

  • Budgeting: Ensure that the monthly payments, insurance, and upkeep fit comfortably within your budget.
  • Credit Score: A solid score can grant you access to better interest rates and terms.

2. Exploring Financing Options:

a. Bank Financing:
  • Pros: Potentially lower interest rates and no mileage restrictions.
  • Cons: Might be stringent with credit score requirements.
b. Hire Purchase (HP):
  • Pros: Simple structure and clear path to ownership.
  • Cons: Monthly payments can be higher than other finance options.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-of-term choices.
  • Cons: Large final payment if you wish to own the vehicle.
d. Dealership Financing:
  • Pros: Often more forgiving with credit histories and convenient.
  • Cons: Can come with higher interest rates.

3. Navigating the Car Purchase Process:

a. Selecting a Trustworthy Dealer:
  • Opt for dealerships with stellar reviews and possibly, a personal recommendation.
b. Negotiating:
  • Familiarize yourself with the average market price of a used Hyundai i20 for a favorable deal.
c. Reviewing the Contract:
  • Scrutinize every detail of the contract and ensure complete understanding before committing.
d. Securing Insurance:
  • Sort out your insurance to be in place from the moment you drive away.

4. Ongoing Vehicle and Loan Management:

  • Maintain Regularly: Regular maintenance enhances longevity and resale value.
  • Loan Management: Ensure adherence to your payment schedule to avoid detrimental hits to your credit score.

5. Pro Tips:

  • Vehicle Inspection: A thorough check of the vehicle’s condition and history report is pivotal.
  • Depreciation Acknowledgment: Cars depreciate, and it’s vital to factor this into your financial planning.
  • Extended Warranty Consideration: Evaluate the merits of acquiring an extended warranty for long-term peace of mind.

Conclusion:

Embarking on the journey to finance a used Hyundai i20 involves meticulous planning and astute decision-making. A thorough examination of your financial standing, coupled with a detailed understanding of available finance options, forms the roadmap to a judicious purchase. Combining a well-maintained vehicle with sound financial management will pave the way for an enjoyable and stress-free ownership experience.

About the Hyundai I20

The Hyundai i20, a stylish and practical hatchback, has made its mark on British roads as a popular choice for drivers who seek affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the i20 has earned a reputation as a reliable companion for city living. In this article, we'll explore the standout features of the Hyundai i20, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile hatchback.

Hyundai i20 Key Features:

  • Compact and Nimble: The i20's small size and nimble handling make it perfect for navigating crowded city streets, making parking a breeze, and ensuring convenience for urban dwellers.
  • Fuel-Efficient Engines: The i20 is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage, reducing running costs for daily commutes.
  • Modern Design: With its contemporary styling, including a distinctive front grille and sleek lines, the i20 adds a touch of sophistication to city driving.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Hyundai i20 faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Hyundai i20, with its compact agility, efficiency, and modern styling, has become a trusted and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the i20 delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and stylish vehicle for their UK journeys.

Buying Guide

Want to find out everything about all I20 models, pros and cons, what to look out for and everything else you need to know? Check out our Hyundai I20 buying guide here.

Hyundai I20 Data by County

Hyundai I20 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,934£13,149528,5353,377
Aberdeen City19£18,15014,69530
Aberdeenshire1£8,4951032,2206
Antrim7£12,647431,2519
Ards5£9,448838,8866
Argyll and Bute1£9,4791015,000-
Armagh1£11,995452,000-
Ballymena1£10,490643,2611
Barking & Dagenham - Greater London1£1,9951391,010-
Bedfordshire45£13,384532,14740
Belfast8£12,069536,09818
Berkshire23£9,046943,74970
Bexley - Greater London1£14,895214,554-
Blaenau Gwent1£18,19907823
Brent - Greater London1£6,4421192,6432
Bristol27£9,935842,29444
Bromley - Greater London1£18,49528,8313
Buckinghamshire23£13,862527,91962
Cambridgeshire43£13,808432,35265
Cardiff1£14,950315,0861
Carmarthenshire1£15,990110,996-
Carrickfergus2£12,695419,100-
Ceredigion2£15,997218,2159
Cheshire72£14,863418,297150
City of Edinburgh27£12,348531,75447
City of London - Greater London4£12,923543,00412
Coleraine1£7,995769,0002
Conwy16£14,968325,0738
Cornwall8£15,937322,73811
County Durham39£13,855425,81997
Craigavon5£15,164212,2314
Croydon - Greater London12£19,27201,63115
Cumbria42£17,36927,16356
Denbighshire1£12,995414,456-
Derbyshire44£13,813325,12982
Derry1£19,9950102
Devon29£13,798527,95962
Dorset24£14,822317,87537
Down1£12,995335,0001
Dumfries and Galloway2£15,99827,9361
Dundee City5£16,898116,99312
Dungannon1£14,651323,9396
Ealing - Greater London1£6,495770,0005
East Ayrshire12£16,131310,33117
East Riding of Yorkshire10£17,17027,62615
East Sussex17£13,484530,81523
Essex34£12,214531,99356
Falkirk20£15,609314,94528
Fife9£13,838429,15619
Glasgow City47£16,093213,98180
Gloucestershire9£16,399219,90129
Greater Manchester86£13,507528,243160
Gwynedd1£6,4951171,000-
Hampshire61£12,147530,314126
Havering - Greater London9£11,810732,83410
Herefordshire2£13,697325,74616
Hertfordshire43£12,091528,95977
Highland10£16,798211,99213
Hillingdon - Greater London8£6,4201062,55616
Hounslow - Greater London1£7,9991036,0002
Inverclyde3£8,3291031,6275
Isle of Wight3£12,164619,4085
Kent36£13,629423,98198
Lancashire58£12,686527,21882
Larne2£11,223530,0002
Leicestershire21£11,959534,70961
Lincolnshire49£13,940424,29789
Lisburn4£7,724858,8374
Magherafelt1£13,450422,000-
Merseyside14£13,258426,98521
Merthyr Tydfil3£16,832543,3041
Monmouthshire1£3,2001748,400-
Moray3£7,994953,5701
Newry and Mourne7£17,698217,7796
Newtownabbey4£11,111534,56710
Norfolk27£13,956423,13646
North Ayrshire5£13,515426,4823
North Down14£15,292319,65420
North Lanarkshire14£15,104420,63815
North Yorkshire48£15,880316,20775
Northamptonshire19£13,436438,86637
Northumberland2£8,375846,29011
Nottinghamshire28£12,774428,91852
Omagh1£7,9501118,0001
Oxfordshire12£14,105424,04529
Pembrokeshire1£11,495630,585-
Perth and Kinross2£15,098325,7454
Renfrewshire37£16,64719,04844
Rhondda Cynon Taf12£11,506643,68313
Scottish Borders1£7,795944,0003
Shropshire23£16,045317,40527
Somerset20£12,982632,18838
South Ayrshire6£11,771526,2465
South Yorkshire43£12,944528,58375
Staffordshire40£15,060320,13184
Stirling16£19,86513,30717
Strabane1£12,895454,115-
Suffolk25£12,596532,61542
Surrey52£16,082211,29274
Swansea2£9,747747,078-
Tyne and Wear40£13,809429,89669
Warwickshire24£15,462320,51743
West Lothian4£13,497524,08112
West Midlands120£13,956425,904217
West Sussex32£14,562321,06852
West Yorkshire79£13,460531,228121
Wiltshire27£16,607214,69853
Worcestershire18£14,647420,27844
Wrexham1£14,495323,679-
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