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Used Honda Hr-V on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Honda Hr-V on finance

  1. Research the Vehicle:

    • The Honda HR-V is a compact SUV that boasts practicality, reliability, and an array of modern features typical of the Honda brand.
    • Familiarise yourself with its various models, specifications, and available features, considering elements like engine options, safety features, and technological inclusions.
    • If you're leaning towards a used model, look into the specific year you're interested in and any relevant model updates.
  2. Searching for a Used Model:

    • To find a good deal on a used Honda HR-V on finance, start with Honda's approved-used dealerships. These vehicles typically come with a warranty and have been checked to meet the manufacturer's standards.
    • Also, investigate online platforms, local dealerships, and car supermarkets for options and prices.
  3. Finance Options:

    • Personal Contract Purchase (PCP): Begin with a deposit, followed by monthly instalments. At the end of the term, you can opt to pay a balloon payment to own the car, return it, or start a new agreement.
    • Hire Purchase (HP): After an initial deposit, you repay the car's value with monthly instalments. Once all payments are completed, the car is yours.
    • Leasing: Rent the Honda HR-V for a specified period and return it once the contract ends.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, repaying the loan in monthly instalments.
  4. Obtain and Compare Quotes:

    • Source finance quotes from Honda dealerships and independent finance companies. Some providers might offer competitive rates for those interested in a used Honda HR-V on finance.
    • Consider the APR (Annual Percentage Rate) when comparing quotes, as it provides a clearer picture of the overall borrowing cost.
  5. Credit Score Implications:

    • Finance terms and interest rates can be influenced by your credit score.
    • It's wise to check your credit rating with UK agencies like Experian, Equifax, or TransUnion before applying. Rectify any discrepancies or errors promptly.
  6. Budgeting:

    • Determine a monthly payment that aligns with your financial means.
    • Generally, a heftier deposit can result in more manageable monthly payments.
  7. Reviewing the Agreement:

    • If you're considering a PCP or lease, be aware of potential mileage limits.
    • Understand any associated fees or penalties for early agreement termination or exceeding the set mileage.
  8. Negotiate the Deal:

    • With your research as a foundation, try negotiating both the vehicle's price and the finance terms. You might find some room for negotiation, even when seeking a used Honda HR-V on finance.
    • Aim to understand the total repayment sum over the agreement's term rather than just the monthly costs.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the necessary paperwork.
    • Thoroughly review and ensure comprehension of all conditions before signing.
    • Retain copies of all agreements and associated documents.
  10. Insurance:

  • Before taking possession of the HR-V, make sure you have suitable car insurance. Comparing various providers can help you get the best deal.
  1. End-of-Agreement Choices:
  • For PCP: At the agreement's end, you can choose to pay the balloon payment, return the car, or initiate a new finance deal.
  • With HP: After all payments, the car is yours.
  • If leasing, ensure the car is ready for return and meets the return conditions specified.
  1. Additional Costs:
  • Remember to budget for other potential costs like road tax, maintenance, and fuel.

When considering financing a vehicle, always ensure the chosen terms align with your current financial status and projected future circumstances. If uncertain at any point, consulting with financial experts or professionals can provide valuable guidance.

About the Honda Hr-V

The world of compact SUVs has been flourishing for a while now, offering a blend of utility, comfort, and style. Amongst this busy segment, the Honda HR-V stands tall, harmoniously combining the brand's reliability with the versatility of an SUV.

History and Introduction: Honda introduced the HR-V (High Rider Vehicle) back in 1999. Initially seen as an ambitious foray into the world of compact SUVs, it didn't take long for the HR-V to gain traction, especially in urban landscapes like the UK, where its compact size and flexibility were highly appreciated.

Aesthetics and Design: Over the years, the HR-V has seen considerable design evolutions. The latest models flaunt a sleeker profile, chrome detailing, and a more aggressive front end, all while maintaining a cohesive and recognisable design language. The interior echoes the exterior’s sophisticated feel, presenting an ergonomic layout and ample cabin space.

Performance and Efficiency: The HR-V offers a smooth driving experience, with its engines providing an optimal balance between power and fuel efficiency. The recent models have also seen a push towards greener alternatives, with hybrid versions making their way into the lineup.

Navigating the Competition: In the UK, the HR-V finds itself in competition with the likes of the Nissan Qashqai, Renault Captur, and Mazda CX-3. However, Honda’s reputation for reliability, combined with the HR-V's practicality and aesthetics, ensures it remains a favoured option.

In Conclusion: The Honda HR-V has managed to carve its niche in the compact SUV segment, appealing to both city dwellers and those who occasionally venture beyond. Its blend of reliability, style, and versatility makes it a compelling choice for many in the UK. Whether buying outright or opting for finance, the HR-V promises to deliver consistent value.

Buying Guide

Want to find out everything about all Hr-V models, pros and cons, what to look out for and everything else you need to know? Check out our Honda Hr-V buying guide here.

Honda Hr-V Data by County

Honda Hr-V data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,209£18,017535,2362,048
Aberdeenshire24£20,216428,23132
Angus9£17,551534,33014
Ayrshire15£16,716538,90714
Bedfordshire12£13,339743,06511
Berkshire20£22,142321,65333
Blaenau Gwent2£11,498961,5042
Borders2£15,899733,5601
Bridgend2£19,245549,8935
Bristol27£20,170429,14337
Buckinghamshire35£19,829430,36840
Cambridgeshire25£16,581538,70935
Cardiff16£21,393322,22127
Ceredigion1£11,995835,120-
Cheshire24£16,556635,16838
Conwy2£20,498427,9601
Cornwall13£18,155535,93716
County Antrim15£17,943438,60935
County Armagh4£17,859437,3439
County Down1£7,4958112,9704
County Durham27£19,588427,95046
County Fermanagh1£21,995336,9211
County Londonderry4£10,100967,0221
County Tyrone4£18,510429,7052
Cumbria17£19,025435,22619
Denbighshire2£24,243218,162-
Derbyshire30£17,394535,33136
Devon28£18,350438,95843
Dorset23£22,465319,62952
Dumfries & Galloway2£22,847217,2672
Dunbartonshire1£10,495936,0001
East Riding of Yorkshire7£19,068441,10219
East Sussex16£18,050530,96134
Essex20£19,846426,86533
Falkirk5£14,919642,9306
Fife13£17,298542,10112
Gloucestershire10£21,599319,57017
Greater London69£19,331426,914149
Greater Manchester30£13,116750,32959
Gwynedd1£18,990430,900-
Hampshire16£15,085639,37836
Herefordshire2£14,293835,7994
Hertfordshire41£18,401532,25082
Highland6£19,495430,79019
Inverclyde1£6,490990,0492
Isle of Anglesey1£9,999952,000-
Isle of Wight1£18,995724,147-
Kent18£16,300637,38245
Lanarkshire34£19,338431,76137
Lancashire35£19,752428,71072
Leicestershire9£17,320536,18719
Lincolnshire57£19,800429,69395
Merseyside10£18,482532,09712
Merthyr Tydfil1£14,499670,115-
Midlothian11£21,335426,26718
Monmouthshire1£7,9991064,2192
Moray2£11,745856,2193
Norfolk16£19,597430,67052
North Yorkshire12£19,316431,42727
Northamptonshire15£21,836431,60225
Northumberland6£20,922435,59410
Nottinghamshire23£18,778528,13642
Oxfordshire8£24,241214,20623
Perth & Kinross7£19,294536,66613
Powys3£19,495431,6812
Renfrewshire5£21,198323,8137
Rhondda Cynon Taf4£7,924970,8052
Shropshire8£20,214420,08213
Somerset9£20,752325,00321
South Yorkshire29£18,473433,99045
Staffordshire24£20,384427,15737
Stirling6£27,76429,71813
Suffolk25£21,288424,41946
Surrey26£22,039321,30660
Swansea9£22,425317,0203
Torfaen1£12,495940,430-
Tyne and Wear22£18,922426,58635
Warwickshire9£19,853522,34214
West Midlands29£18,026537,22067
West Sussex47£21,717321,67375
West Yorkshire31£19,123526,60629
Wiltshire15£19,775426,88631
Worcestershire15£19,918428,67824
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