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Used Honda Hr-V on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Honda Hr-V on finance

  1. Research the Vehicle:

    • The Honda HR-V is a compact SUV that boasts practicality, reliability, and an array of modern features typical of the Honda brand.
    • Familiarise yourself with its various models, specifications, and available features, considering elements like engine options, safety features, and technological inclusions.
    • If you're leaning towards a used model, look into the specific year you're interested in and any relevant model updates.
  2. Searching for a Used Model:

    • To find a good deal on a used Honda HR-V on finance, start with Honda's approved-used dealerships. These vehicles typically come with a warranty and have been checked to meet the manufacturer's standards.
    • Also, investigate online platforms, local dealerships, and car supermarkets for options and prices.
  3. Finance Options:

    • Personal Contract Purchase (PCP): Begin with a deposit, followed by monthly instalments. At the end of the term, you can opt to pay a balloon payment to own the car, return it, or start a new agreement.
    • Hire Purchase (HP): After an initial deposit, you repay the car's value with monthly instalments. Once all payments are completed, the car is yours.
    • Leasing: Rent the Honda HR-V for a specified period and return it once the contract ends.
    • Personal Loan: Secure a loan from a bank or lender to buy the car outright, repaying the loan in monthly instalments.
  4. Obtain and Compare Quotes:

    • Source finance quotes from Honda dealerships and independent finance companies. Some providers might offer competitive rates for those interested in a used Honda HR-V on finance.
    • Consider the APR (Annual Percentage Rate) when comparing quotes, as it provides a clearer picture of the overall borrowing cost.
  5. Credit Score Implications:

    • Finance terms and interest rates can be influenced by your credit score.
    • It's wise to check your credit rating with UK agencies like Experian, Equifax, or TransUnion before applying. Rectify any discrepancies or errors promptly.
  6. Budgeting:

    • Determine a monthly payment that aligns with your financial means.
    • Generally, a heftier deposit can result in more manageable monthly payments.
  7. Reviewing the Agreement:

    • If you're considering a PCP or lease, be aware of potential mileage limits.
    • Understand any associated fees or penalties for early agreement termination or exceeding the set mileage.
  8. Negotiate the Deal:

    • With your research as a foundation, try negotiating both the vehicle's price and the finance terms. You might find some room for negotiation, even when seeking a used Honda HR-V on finance.
    • Aim to understand the total repayment sum over the agreement's term rather than just the monthly costs.
  9. Finalise the Purchase:

    • Once you're satisfied with the terms, complete the necessary paperwork.
    • Thoroughly review and ensure comprehension of all conditions before signing.
    • Retain copies of all agreements and associated documents.
  10. Insurance:

  • Before taking possession of the HR-V, make sure you have suitable car insurance. Comparing various providers can help you get the best deal.
  1. End-of-Agreement Choices:
  • For PCP: At the agreement's end, you can choose to pay the balloon payment, return the car, or initiate a new finance deal.
  • With HP: After all payments, the car is yours.
  • If leasing, ensure the car is ready for return and meets the return conditions specified.
  1. Additional Costs:
  • Remember to budget for other potential costs like road tax, maintenance, and fuel.

When considering financing a vehicle, always ensure the chosen terms align with your current financial status and projected future circumstances. If uncertain at any point, consulting with financial experts or professionals can provide valuable guidance.

About the Honda Hr-V

The world of compact SUVs has been flourishing for a while now, offering a blend of utility, comfort, and style. Amongst this busy segment, the Honda HR-V stands tall, harmoniously combining the brand's reliability with the versatility of an SUV.

History and Introduction: Honda introduced the HR-V (High Rider Vehicle) back in 1999. Initially seen as an ambitious foray into the world of compact SUVs, it didn't take long for the HR-V to gain traction, especially in urban landscapes like the UK, where its compact size and flexibility were highly appreciated.

Aesthetics and Design: Over the years, the HR-V has seen considerable design evolutions. The latest models flaunt a sleeker profile, chrome detailing, and a more aggressive front end, all while maintaining a cohesive and recognisable design language. The interior echoes the exterior’s sophisticated feel, presenting an ergonomic layout and ample cabin space.

Performance and Efficiency: The HR-V offers a smooth driving experience, with its engines providing an optimal balance between power and fuel efficiency. The recent models have also seen a push towards greener alternatives, with hybrid versions making their way into the lineup.

Navigating the Competition: In the UK, the HR-V finds itself in competition with the likes of the Nissan Qashqai, Renault Captur, and Mazda CX-3. However, Honda’s reputation for reliability, combined with the HR-V's practicality and aesthetics, ensures it remains a favoured option.

In Conclusion: The Honda HR-V has managed to carve its niche in the compact SUV segment, appealing to both city dwellers and those who occasionally venture beyond. Its blend of reliability, style, and versatility makes it a compelling choice for many in the UK. Whether buying outright or opting for finance, the HR-V promises to deliver consistent value.

Buying Guide

Want to find out everything about all Hr-V models, pros and cons, what to look out for and everything else you need to know? Check out our Honda Hr-V buying guide here.

Honda Hr-V Data by County

Honda Hr-V data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All900£18,047534,5401,980
Aberdeen City9£16,641634,18515
Aberdeenshire10£20,759425,88924
Antrim2£13,374764,7175
Ards1£21,795211,642-
Ballymena1£8,9951066,1142
Bedfordshire13£13,867653,26710
Belfast15£21,869324,23129
Berkshire12£15,822737,29036
Brent - Greater London3£10,8931043,0001
Bristol17£20,399432,06144
Bromley - Greater London4£23,299212,12523
Buckinghamshire20£16,919542,19138
Cambridgeshire22£17,877541,57429
Cheshire18£18,086529,11040
City of Edinburgh3£15,497648,5614
Coleraine1£12,199883,4661
Cornwall7£18,840530,25421
County Durham18£19,899425,30047
Craigavon1£18,495427,1854
Cumbria14£19,023427,23019
Derbyshire22£19,777428,03051
Devon19£16,852644,92157
Dorset18£21,529325,06153
Dumfries and Galloway2£23,247217,2671
Dundee City3£11,661848,18816
Dungannon2£21,200310,6312
Ealing - Greater London1£21,500420,500-
East Ayrshire1£20,998315,4121
East Lothian4£17,910524,84814
East Riding of Yorkshire5£18,359534,21810
East Sussex14£17,935531,76921
Enfield - Greater London5£16,667544,73322
Essex8£16,486638,45928
Falkirk4£19,110423,2543
Fermanagh1£10,7956103,000-
Fife3£23,183322,05215
Glasgow City10£17,307634,54435
Gloucestershire9£19,503435,17214
Greater Manchester33£14,174645,93467
Hampshire15£20,363423,29729
Harrow - Greater London3£16,595217,9693
Havering - Greater London4£21,386317,58525
Herefordshire3£13,262938,8103
Hertfordshire24£20,668423,19392
Highland12£21,763323,83712
Hillingdon - Greater London5£17,162627,52921
Inverclyde1£6,990990,0491
Isle of Wight1£18,995724,121-
Kent21£17,856533,38442
Kingston upon Thames - Greater London1£14,7991021,450-
Lancashire41£17,520534,75374
Leicestershire10£13,606753,99323
Lincolnshire46£18,160531,51398
Merseyside6£23,931324,6526
Merthyr Tydfil1£14,499670,115-
Merton - Greater London1£11,495785,016-
Moray2£12,745856,2194
Newry and Mourne2£20,223-32,9754
Norfolk20£16,408543,29051
North Ayrshire1£16,990444,2891
North Down1£9,995937,855-
North Lanarkshire2£16,747543,9813
North Yorkshire10£19,709423,35827
Northamptonshire19£21,493429,35825
Northumberland5£18,752432,24312
Nottinghamshire15£19,196528,71243
Oxfordshire11£22,741315,75017
Perth and Kinross5£20,298428,57313
Redbridge - Greater London1£12,995746,9421
Renfrewshire1£20,998430,2409
Rhondda Cynon Taf3£7,899977,7401
Shropshire10£20,895420,4698
Somerset10£20,272425,44418
South Ayrshire10£20,295428,25411
South Lanarkshire5£19,595523,50612
South Yorkshire17£18,013542,64062
Staffordshire16£20,925422,46945
Stirling8£18,484526,65419
Suffolk12£21,196423,19326
Surrey19£23,267315,78462
Swansea4£22,166314,4984
Tyne and Wear19£18,332434,36038
Warwickshire9£20,996527,01319
West Dunbartonshire1£26,99818,066-
West Lothian1£22,000316,336-
West Midlands34£14,828651,34374
West Sussex33£21,226423,51659
West Yorkshire15£15,119739,85732
Wiltshire16£17,311628,82333
Worcestershire13£23,375316,15816
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