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Used Ford Galaxy on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Galaxy on finance

Considering a used Ford Galaxy on finance? Known for its roomy interior and reliability, the Galaxy is a top pick for families. Here's what to keep in mind as you explore options.


Q: Why the Ford Galaxy? A: The Galaxy is a great choice if you need a spacious MPV that's reliable. It's perfect for larger families or those who value extra boot space.

Q: Where's a good place to find one? A: Start with Ford's official used car website. But also check online car platforms, your local Ford dealers, and classified ads.

Q: What finance options might I see? A:

  • PCP: You'll put down a deposit, then make monthly payments. At the end, keep, trade, or return the Galaxy.
  • HP: After a deposit, you'll pay in instalments. Finish all payments, and the Galaxy's yours.
  • Leasing: It's like renting the Galaxy for a certain time. When the term ends, you return it.
  • Personal Loan: Borrow the money, buy the Galaxy outright, and then repay the loan in chunks.

Q: How do I know the finance deal is good? A: Do some shopping around. Compare what Ford offers to other banks or finance companies. The APR can help you see the total cost.

Q: Does my credit score matter? A: Yes, it does. A better score can get you a better finance rate. Sites like Experian can help you check yours.

Q: Any budgeting advice? A: Set a monthly spend that fits your wallet. A bigger deposit can mean smaller monthly fees.

Q: Anything to watch out for in the contract? A: With PCP or leasing, look out for mileage limits. Also, check for any early termination fees.

Q: Can I negotiate? A: Definitely! Trying to negotiate could get you a better deal on the Galaxy or better finance terms.


Armed with this guide, you're now ready to dive into the world of the Ford Galaxy. Enjoy the search, and good luck!

About the Ford Galaxy

The Ford Galaxy stands as one of the most renowned and dependable large MPVs in the UK, offering families a perfect blend of generous space, refined comfort, and reliable performance. Over the years, the Galaxy has firmly established itself as a top choice for those needing a versatile and spacious vehicle for a variety of needs.

Features and Specifications:

  • Generous Space: The Galaxy's main selling point is its vast interior space. With seven full-size seats, it can comfortably accommodate adults in all rows. When extra boot space is required, the third-row seats can be effortlessly folded flat, providing an expansive load area.

  • Modern Design: Over its generations, the Galaxy has evolved in design, becoming more streamlined and sophisticated. Its contemporary exterior is complemented by a high-quality interior, offering a pleasant environment for both driver and passengers.

  • Efficient Engines: Ford offers a variety of engines for the Galaxy, from fuel-efficient diesels to powerful petrol options. This ensures that there's a Galaxy to suit different driving needs, whether it's long motorway journeys or short urban commutes.

  • Advanced Technology: The Ford Galaxy doesn't skimp on modern amenities. It's equipped with Ford's SYNC infotainment system, offering touchscreen controls, navigation, and smartphone integration. In addition, the Galaxy features various driver assistance technologies, ensuring safety and convenience on the road.

  • Safety First: Recognizing the family-oriented nature of the Galaxy, Ford has incorporated a plethora of safety features. This includes multiple airbags, stability control, and advanced braking systems. Many models also come with adaptive cruise control and lane-keeping assist, reinforcing the Galaxy's status as a safe family transporter.

Conclusion:

The Ford Galaxy has long been a staple in the UK's large MPV segment, renowned for its ability to combine vast interior space with the comfort and drivability of a regular car. For those in need of a spacious family vehicle that doesn't compromise on comfort, technology, or safety, the Ford Galaxy remains a top contender.

Buying Guide

Want to find out everything about all Galaxy models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Galaxy buying guide here.

Ford Galaxy Data by County

Ford Galaxy data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All334£14,828765,700581
Aberdeen City3£18,762650,8491
Ards1£22,995445,382-
Armagh1£6,49511144,999-
Barking & Dagenham - Greater London3£14,329688,9144
Barnet - Greater London2£13,648963,9592
Bedfordshire13£14,407662,28820
Berkshire10£8,7461197,87219
Brent - Greater London1£8,8091370,0001
Bristol10£13,380778,55911
Buckinghamshire9£18,773753,64026
Caerphilly2£10,745984,500-
Cambridgeshire21£14,306769,57622
Cheshire10£16,564853,45417
City of Edinburgh2£12,997778,3633
City of London - Greater London5£18,404550,70710
Coleraine1£11,750881,1201
Conwy1£6,9951266,000-
Cornwall2£15,842779,6691
County Durham4£11,3611093,3373
Derbyshire12£16,622756,71012
Derry1£21,489882,3001
Devon4£14,055872,5179
Dungannon1£6,95013109,408-
East Ayrshire1£18,999531,3711
East Riding of Yorkshire1£6,4951274,0001
Enfield - Greater London1£13,995672,530-
Essex7£14,231868,43220
Falkirk2£12,9481074,3591
Fermanagh3£12,313795,667-
Glasgow City3£14,799773,4803
Gloucestershire9£8,2501284,99915
Greater Manchester22£12,513872,48736
Hampshire14£11,8411084,31821
Havering - Greater London6£11,141991,5417
Hertfordshire7£16,738865,9718
Highland1£25,498330,845-
Hillingdon - Greater London4£8,4371198,3983
Isle of Wight2£9,49513120,000-
Kent6£14,862851,85319
Lancashire14£14,027869,04117
Leicestershire6£20,164539,95621
Lincolnshire1£15,700667,82610
Magherafelt2£15,675756,5002
Merseyside9£13,264867,24511
Newport1£17,999725,9723
Newry and Mourne1£19,995430,0003
Newtownabbey1£9,995793,7874
Norfolk5£12,996762,71811
North Ayrshire1£14,999660,623-
North Down1£22,995424,477-
North Lanarkshire1£16,900745,3943
North Yorkshire1£23,740429,2828
Northamptonshire4£15,921654,3864
Northumberland4£19,749428,0644
Nottinghamshire5£15,242760,62213
Oxfordshire2£22,139429,57910
Redbridge - Greater London1£13,495667,7001
Rutland1£19,550523,6512
Shropshire3£17,712651,3572
Somerset2£16,445767,3803
South Yorkshire12£14,282775,44115
Staffordshire4£8,8701099,60314
Stirling1£19,998617,0642
Suffolk5£20,307544,63317
Surrey5£17,657643,33211
Tyne and Wear3£9,6591077,55313
Warwickshire1£10,9955112,689-
West Midlands13£15,425747,26238
West Sussex4£17,213752,9117
West Yorkshire8£13,496958,27514
Wiltshire4£15,214655,99820
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