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Used Ford Galaxy on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Galaxy on finance

Considering a used Ford Galaxy on finance? Known for its roomy interior and reliability, the Galaxy is a top pick for families. Here's what to keep in mind as you explore options.


Q: Why the Ford Galaxy? A: The Galaxy is a great choice if you need a spacious MPV that's reliable. It's perfect for larger families or those who value extra boot space.

Q: Where's a good place to find one? A: Start with Ford's official used car website. But also check online car platforms, your local Ford dealers, and classified ads.

Q: What finance options might I see? A:

  • PCP: You'll put down a deposit, then make monthly payments. At the end, keep, trade, or return the Galaxy.
  • HP: After a deposit, you'll pay in instalments. Finish all payments, and the Galaxy's yours.
  • Leasing: It's like renting the Galaxy for a certain time. When the term ends, you return it.
  • Personal Loan: Borrow the money, buy the Galaxy outright, and then repay the loan in chunks.

Q: How do I know the finance deal is good? A: Do some shopping around. Compare what Ford offers to other banks or finance companies. The APR can help you see the total cost.

Q: Does my credit score matter? A: Yes, it does. A better score can get you a better finance rate. Sites like Experian can help you check yours.

Q: Any budgeting advice? A: Set a monthly spend that fits your wallet. A bigger deposit can mean smaller monthly fees.

Q: Anything to watch out for in the contract? A: With PCP or leasing, look out for mileage limits. Also, check for any early termination fees.

Q: Can I negotiate? A: Definitely! Trying to negotiate could get you a better deal on the Galaxy or better finance terms.


Armed with this guide, you're now ready to dive into the world of the Ford Galaxy. Enjoy the search, and good luck!

About the Ford Galaxy

The Ford Galaxy stands as one of the most renowned and dependable large MPVs in the UK, offering families a perfect blend of generous space, refined comfort, and reliable performance. Over the years, the Galaxy has firmly established itself as a top choice for those needing a versatile and spacious vehicle for a variety of needs.

Features and Specifications:

  • Generous Space: The Galaxy's main selling point is its vast interior space. With seven full-size seats, it can comfortably accommodate adults in all rows. When extra boot space is required, the third-row seats can be effortlessly folded flat, providing an expansive load area.

  • Modern Design: Over its generations, the Galaxy has evolved in design, becoming more streamlined and sophisticated. Its contemporary exterior is complemented by a high-quality interior, offering a pleasant environment for both driver and passengers.

  • Efficient Engines: Ford offers a variety of engines for the Galaxy, from fuel-efficient diesels to powerful petrol options. This ensures that there's a Galaxy to suit different driving needs, whether it's long motorway journeys or short urban commutes.

  • Advanced Technology: The Ford Galaxy doesn't skimp on modern amenities. It's equipped with Ford's SYNC infotainment system, offering touchscreen controls, navigation, and smartphone integration. In addition, the Galaxy features various driver assistance technologies, ensuring safety and convenience on the road.

  • Safety First: Recognizing the family-oriented nature of the Galaxy, Ford has incorporated a plethora of safety features. This includes multiple airbags, stability control, and advanced braking systems. Many models also come with adaptive cruise control and lane-keeping assist, reinforcing the Galaxy's status as a safe family transporter.

Conclusion:

The Ford Galaxy has long been a staple in the UK's large MPV segment, renowned for its ability to combine vast interior space with the comfort and drivability of a regular car. For those in need of a spacious family vehicle that doesn't compromise on comfort, technology, or safety, the Ford Galaxy remains a top contender.

Buying Guide

Want to find out everything about all Galaxy models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Galaxy buying guide here.

Ford Galaxy Data by County

Ford Galaxy data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All296£13,337870,020571
Bedfordshire12£11,690880,25517
Berkshire5£5,9281395,88120
Bridgend3£6,99511109,5281
Bristol9£11,984877,58315
Buckinghamshire13£14,221972,16225
Caerphilly1£8,9951090,0002
Cambridgeshire13£11,995886,44823
Cheshire8£15,722752,04819
County Antrim2£12,395889,6394
County Armagh1£19,695521,8783
County Durham2£14,520750,3363
County Fermanagh2£9,4959105,5001
County Londonderry1£18,489882,3005
County Tyrone1£6,95013121,7171
Derbyshire7£11,312979,94114
Devon3£10,4601085,65110
Dorset1£15,995736,4583
East Riding of Yorkshire2£9,9891071,5852
East Sussex2£12,997881,7622
Essex12£13,123858,76419
Falkirk2£11,9981074,359-
Flintshire3£6,84512129,4811
Gloucestershire7£10,924971,28612
Greater London23£15,612759,25837
Greater Manchester14£11,372977,33831
Hampshire5£13,3761172,87529
Hertfordshire9£13,685972,91614
Isle of Wight1£15,995658,0003
Kent7£7,78511126,09819
Lanarkshire8£19,956535,8579
Lancashire9£8,2061090,05323
Leicestershire10£20,132536,64216
Lincolnshire5£16,069731,7145
Merseyside9£15,080854,66012
Midlothian2£15,273574,4165
Newport1£15,990755,0006
Norfolk7£11,125787,5098
North Yorkshire4£17,705554,3732
Northamptonshire3£14,581672,2507
Nottinghamshire2£13,848870,2518
Oxfordshire3£18,424632,7374
Rutland1£18,500523,651-
Shropshire1£15,995744,6104
Somerset5£15,038761,9563
South Yorkshire4£12,596787,44514
Staffordshire4£11,831977,4337
Stirling1£19,498617,3361
Suffolk6£15,328861,20517
Surrey15£7,09313106,14318
Swansea1£20,999622,103-
Tyne and Wear4£10,343967,4797
West Midlands8£9,3381077,09622
West Sussex5£18,340641,91410
West Yorkshire3£2,52517131,99419
Wiltshire4£19,162544,2239
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