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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,072£8,678851,48314,096
Aberdeen City25£9,355749,84670
Aberdeenshire14£9,817741,47652
Angus8£10,420754,1636
Antrim11£9,648749,75324
Ards9£8,856747,76514
Armagh1£13,250320,3954
Ballymena4£11,341428,98616
Ballymoney3£7,132961,6236
Barking & Dagenham - Greater London16£9,278650,43224
Bedfordshire164£6,638961,822229
Belfast20£10,459640,42945
Berkshire136£5,7531167,674302
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent10£9,738643,13713
Brent - Greater London9£6,7751061,0773
Bristol190£6,1541063,281339
Bromley - Greater London6£10,636736,81728
Buckinghamshire143£8,168952,970233
Cambridgeshire191£8,686855,238316
Cardiff10£10,5441134,8978
Carmarthenshire14£11,973531,47219
Carrickfergus3£7,662762,1581
Ceredigion6£6,995952,66714
Cheshire264£9,647741,956516
City of Edinburgh63£8,549848,530101
City of London - Greater London19£7,176968,23442
Clackmannanshire3£10,765547,7262
Coleraine13£8,545756,78810
Conwy9£8,962937,76611
Cookstown2£16,495311,064-
Cornwall40£9,821849,16348
County Durham126£8,080855,048251
Craigavon12£10,540645,50332
Croydon - Greater London8£6,2391154,53115
Cumbria51£10,352646,211123
Denbighshire3£13,092327,7392
Derbyshire164£9,306747,122397
Derry3£3,9951276,667-
Devon122£8,857849,008253
Dorset54£8,570952,399105
Down3£4,96510103,3486
Dumfries and Galloway4£9,495859,4029
Dundee City46£10,726643,89557
Dungannon5£5,7661085,3956
Ealing - Greater London33£4,7611162,39142
East Ayrshire20£11,315539,07241
East Lothian3£9,8311055,9012
East Riding of Yorkshire25£10,414635,41154
East Sussex53£9,846742,36486
Enfield - Greater London5£4,6581172,94311
Essex220£8,980849,551490
Falkirk28£8,525856,30952
Fermanagh3£10,330645,6862
Fife58£10,369741,748101
Flintshire1£2,79012129,1241
Glasgow City97£10,308739,096213
Gloucestershire43£6,2231164,409149
Greater Manchester377£7,953952,696782
Gwynedd1£5,5001342,32313
Hampshire186£8,445850,536442
Harrow - Greater London13£6,0981152,32923
Havering - Greater London84£7,511955,943183
Herefordshire23£7,921949,83158
Hertfordshire113£8,581850,699257
Highland14£11,426629,95138
Hillingdon - Greater London45£5,3001076,26557
Hounslow - Greater London22£5,8371068,29523
Inverclyde6£10,698731,0468
Isle of Anglesey8£8,021963,58414
Isle of Wight7£8,4951050,13615
Kent159£7,682951,877349
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire298£8,273850,414523
Larne3£6,2631188,3724
Leicestershire147£7,962950,905303
Limavady1£2,8951586,0002
Lincolnshire150£9,094746,617256
Lisburn16£9,502741,75726
Merseyside113£9,252743,927244
Merthyr Tydfil21£10,151749,25226
Merton - Greater London4£6,3711171,2062
Midlothian10£12,912531,00613
Monmouthshire3£4,5301574,6189
Moray9£12,362529,32729
Neath Port Talbot7£6,710968,48813
Newport7£5,3671380,35612
Newry and Mourne2£11,945637,9043
Newtownabbey7£9,011756,05336
Norfolk160£8,825852,110257
North Ayrshire21£9,467744,40727
North Down3£8,095873,8387
North Lanarkshire34£10,421634,51897
North Yorkshire110£9,776746,285261
Northamptonshire94£8,163850,482203
Northumberland21£10,215849,04046
Nottinghamshire102£8,159954,775218
Omagh5£10,046543,5304
Oxfordshire44£9,809737,572145
Pembrokeshire1£12,995514,6013
Perth and Kinross19£8,962850,93745
Redbridge - Greater London5£7,4491163,76214
Renfrewshire22£10,800636,83679
Rhondda Cynon Taf72£7,084964,82165
Richmond upon Thames - Greater London2£6,4851133,92110
Rutland2£7,3251051,2791
Scottish Borders12£10,791638,29113
Shropshire64£8,775949,389114
Somerset108£9,016849,048168
South Ayrshire25£10,829635,95144
South Lanarkshire3£7,4151057,1281
South Yorkshire184£7,128962,235341
Staffordshire129£8,836843,204312
Stirling15£11,570636,88032
Strabane1£13,995417,9242
Suffolk103£9,429844,786191
Surrey119£7,991953,476284
Sutton - Greater London6£6,8151066,5829
Swansea17£8,631843,30216
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear126£8,843846,288315
Warwickshire42£6,9841054,93182
West Dunbartonshire6£7,889866,24814
West Lothian17£8,003759,20355
West Midlands380£7,362959,188724
West Sussex80£8,573850,014137
West Yorkshire288£8,254851,289631
Wiltshire94£9,637848,258204
Worcestershire76£9,812743,610146
Wrexham1£13,995320,158-
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