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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,295£8,650851,38514,401
Aberdeen City30£9,917744,50263
Aberdeenshire21£9,432843,56848
Angus3£10,262661,3066
Antrim7£9,349859,27227
Ards7£8,581846,87613
Armagh3£8,565767,5622
Ballymena2£8,195940,59519
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London17£9,191650,41628
Barnet - Greater London1£2,5002156,3004
Bedfordshire164£6,3601064,476251
Belfast19£10,849638,80860
Berkshire143£5,9501164,329300
Bexley - Greater London3£4,5621267,3505
Blaenau Gwent8£11,461533,89216
Brent - Greater London8£7,2471055,5865
Bristol200£6,4641060,307356
Bromley - Greater London7£10,713531,33638
Buckinghamshire136£8,576850,614229
Cambridgeshire189£8,778854,500333
Cardiff13£8,8441237,69514
Carmarthenshire13£10,868533,80517
Carrickfergus2£7,745678,5633
Ceredigion7£5,748956,42920
Cheshire271£9,370743,842497
City of Edinburgh62£8,950844,620105
City of London - Greater London21£6,951973,84154
Clackmannanshire1£8,498754,1393
Coleraine6£8,135864,39812
Conwy11£8,550943,21314
Cookstown2£16,495311,064-
Cornwall39£10,428743,43754
County Durham130£7,946854,798260
Craigavon16£10,595642,86936
Croydon - Greater London6£7,9721047,06015
Cumbria57£10,678743,463122
Denbighshire2£13,393327,1733
Derbyshire175£9,533745,942400
Derry2£4,9951267,0003
Devon141£8,984847,015246
Dorset48£8,521951,166114
Down4£5,973987,6936
Dumfries and Galloway7£9,654750,6078
Dundee City43£10,934641,52756
Dungannon6£7,844976,7356
Ealing - Greater London34£4,9451063,97638
East Ayrshire20£10,116644,63641
East Lothian2£6,5731041,1325
East Riding of Yorkshire29£9,297741,44565
East Sussex60£10,204739,39389
Enfield - Greater London9£6,1101258,00710
Essex235£8,877850,823452
Falkirk31£9,056749,21160
Fermanagh3£8,830858,3335
Fife59£10,425742,741109
Flintshire1£2,79012129,1243
Glasgow City92£10,549638,430204
Gloucestershire49£6,4451166,140147
Greater Manchester395£8,077850,852797
Gwynedd3£6,6321161,47814
Hampshire187£8,928845,549459
Harrow - Greater London14£6,6051051,48018
Havering - Greater London87£6,862960,877190
Herefordshire22£8,516947,38259
Hertfordshire117£8,573849,194237
Highland14£11,710631,85636
Hillingdon - Greater London51£5,0281175,79741
Hounslow - Greater London20£6,773964,27229
Inverclyde5£10,298734,7788
Isle of Anglesey10£7,926959,34725
Isle of Wight6£11,476622,58917
Kent157£7,4961054,455353
Kingston upon Thames - Greater London3£7,6281051,25713
Lancashire307£8,278850,129555
Larne3£6,3301188,3726
Leicestershire150£8,318849,852290
Limavady1£2,8951586,0002
Lincolnshire145£9,357747,299263
Lisburn9£10,523646,35229
Magherafelt1-873,0003
Merseyside118£9,122749,573267
Merthyr Tydfil20£10,766645,47825
Merton - Greater London2£8,173865,8591
Midlothian12£12,984527,56415
Monmouthshire10£4,8211276,07218
Moray13£12,649527,72326
Neath Port Talbot13£6,7381065,63911
Newport9£5,3641271,53011
Newtownabbey16£9,995647,78038
Norfolk160£8,819950,080275
North Ayrshire25£9,722643,24928
North Down4£6,6951076,2727
North Lanarkshire34£9,959735,19886
North Yorkshire135£9,751744,648256
Northamptonshire105£8,327849,956194
Northumberland23£11,095745,17254
Nottinghamshire95£8,318853,829215
Omagh6£9,921642,5087
Oxfordshire58£10,099739,524124
Pembrokeshire1£12,995514,6014
Perth and Kinross17£10,620643,24851
Redbridge - Greater London6£4,6981378,66611
Renfrewshire27£13,254638,64086
Rhondda Cynon Taf75£7,251961,49877
Richmond upon Thames - Greater London2£6,985956,9539
Rutland2£7,3251051,2791
Scottish Borders12£11,221637,38224
Shropshire57£9,691744,542115
Somerset104£9,393846,521168
South Ayrshire25£11,777532,93350
South Lanarkshire3£7,4151057,1283
South Yorkshire189£7,303960,335369
Staffordshire135£9,067840,618328
Stirling16£12,878530,37830
Strabane1£13,995417,9241
Suffolk93£9,747743,512184
Surrey135£7,928854,881324
Sutton - Greater London4£8,673753,12411
Swansea15£8,316845,83115
The Vale of Glamorgan1£4,5001091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear135£8,933747,936308
Warwickshire48£7,882946,44477
West Dunbartonshire9£8,308759,94813
West Lothian20£9,600750,93253
West Midlands378£7,623958,321729
West Sussex67£9,444843,614149
West Yorkshire306£8,090851,126643
Wiltshire100£9,498847,827205
Worcestershire67£10,736738,891149
Wrexham1£13,995320,1583
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