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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,188£8,880850,19614,693
Aberdeen City27£10,197741,07665
Aberdeenshire21£9,704843,28545
Angus3£10,262661,3066
Antrim7£9,290852,08826
Ards5£6,3451160,14711
Armagh1£13,250320,3952
Ballymena2£6,4481153,70716
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London16£9,279745,98032
Barnet - Greater London5£9,794933,67323
Bedfordshire170£6,4091064,154251
Belfast22£10,864638,88153
Berkshire140£6,0141163,698311
Bexley - Greater London4£3,9201473,9384
Blaenau Gwent6£10,948537,49719
Brent - Greater London10£6,8961058,9684
Bristol190£6,5111060,371370
Bromley - Greater London10£11,012530,17136
Buckinghamshire122£8,607850,908236
Cambridgeshire191£8,450857,051329
Cardiff30£10,924832,96038
Carmarthenshire14£12,188427,67516
Carrickfergus1£11,495337,1253
Ceredigion23£7,895957,67132
Cheshire247£9,549743,893507
City of Edinburgh55£8,901846,062109
City of London - Greater London32£7,626964,07172
Clackmannanshire1£8,498754,1393
Coleraine5£8,062864,23216
Conwy10£8,945937,14815
Cornwall41£10,348742,08748
County Durham120£7,711955,415268
Craigavon12£11,541531,74935
Croydon - Greater London9£7,6571152,13414
Cumbria58£10,578742,891122
Denbighshire2£13,493327,1733
Derbyshire174£9,781745,183406
Derry5£11,120742,00412
Devon129£9,252843,677247
Dorset45£8,147950,470108
Down3£7,498866,1267
Dumfries and Galloway7£9,725750,60710
Dundee City45£10,998641,08060
Dungannon6£7,961976,7356
Ealing - Greater London33£4,7341163,23736
East Ayrshire22£10,464641,75339
East Lothian2£6,5731041,1324
East Riding of Yorkshire39£9,602643,49783
East Sussex56£10,412738,47289
Enfield - Greater London10£6,5431156,32710
Essex226£9,016851,672461
Falkirk33£9,028851,26554
Fermanagh5£7,148965,9144
Fife56£9,979844,522108
Flintshire1£2,79012129,1244
Glasgow City87£10,568639,173216
Gloucestershire41£6,4611166,194151
Greater Manchester400£7,902951,261740
Gwynedd3£5,9651191,03713
Hampshire191£8,774847,150472
Harrow - Greater London14£6,6231051,48020
Havering - Greater London88£7,290958,462183
Herefordshire21£8,404944,72758
Hertfordshire119£8,350851,976228
Highland16£11,952631,81630
Hillingdon - Greater London57£5,7871071,01853
Hounslow - Greater London19£6,771964,07032
Inverclyde7£10,784730,04013
Isle of Anglesey12£8,897850,89922
Isle of Wight6£11,642626,59122
Kent154£7,669955,630386
Kingston upon Thames - Greater London7£6,2961157,63211
Lancashire297£8,238849,715555
Larne4£5,9951188,0295
Leicestershire148£8,298849,783294
Lincolnshire141£9,539745,639260
Lisburn10£10,621639,77128
Merseyside134£9,628746,558305
Merthyr Tydfil20£11,310642,91324
Merton - Greater London2£8,173865,8591
Midlothian13£13,815427,72915
Monmouthshire8£5,1521268,07216
Moray13£12,711527,73826
Neath Port Talbot13£6,3261065,63911
Newport9£5,3981271,53012
Newtownabbey12£11,671433,22139
Norfolk153£8,796950,141287
North Ayrshire25£10,125643,08125
North Down5£7,275969,6698
North Lanarkshire25£11,957525,95689
North Yorkshire136£10,012743,513252
Northamptonshire95£8,938749,787200
Northumberland24£11,984544,48356
Nottinghamshire87£8,976850,922223
Omagh4£8,721756,3357
Oxfordshire59£10,049741,327128
Pembrokeshire3£7,863955,4344
Perth and Kinross17£11,099640,94353
Powys1£9,195913,216-
Redbridge - Greater London4£5,5181181,27414
Renfrewshire23£11,146637,03490
Rhondda Cynon Taf72£7,242961,45481
Richmond upon Thames - Greater London2£5,9851056,2459
Rutland2£7,3251051,2791
Scottish Borders14£11,025637,65122
Shropshire57£10,100741,429125
Somerset101£9,722845,372165
South Ayrshire23£12,106533,23148
South Lanarkshire3£7,4481056,9613
South Yorkshire180£7,581957,917385
Staffordshire139£9,041840,278353
Stirling15£11,641535,88031
Strabane1£13,995417,9241
Suffolk98£9,776741,917182
Surrey135£8,085953,370315
Sutton - Greater London8£7,609866,8187
Swansea20£8,281947,64223
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear137£9,267744,216305
Warwickshire45£8,041945,16184
West Dunbartonshire5£7,016871,44315
West Lothian29£7,389969,42860
West Midlands367£7,441960,660745
West Sussex58£9,740842,796158
West Yorkshire289£8,185850,910650
Wiltshire88£9,390846,745202
Worcestershire60£10,394744,149144
Wrexham1£14,250320,1584
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