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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,037£8,677851,41813,933
Aberdeen City25£9,355749,84670
Aberdeenshire15£9,362743,31151
Angus8£10,420754,1636
Antrim11£9,648749,75324
Ards9£8,856747,76514
Armagh2£8,600754,6983
Ballymena4£11,341428,98616
Ballymoney3£7,132961,6236
Barking & Dagenham - Greater London16£9,278650,43224
Bedfordshire162£6,563962,219227
Belfast20£10,469639,72445
Berkshire136£5,8911166,970297
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent10£9,738643,13713
Brent - Greater London9£6,8081061,0773
Bristol193£6,1741063,201332
Bromley - Greater London6£10,469736,81728
Buckinghamshire141£8,095953,484230
Cambridgeshire187£8,674855,275313
Cardiff10£10,5441134,8978
Carmarthenshire14£11,973531,47219
Carrickfergus3£7,662762,1581
Ceredigion6£6,995952,66714
Cheshire263£9,640741,821511
City of Edinburgh63£8,561848,372100
City of London - Greater London18£7,455968,13642
Clackmannanshire3£10,765547,7262
Coleraine10£9,364652,80010
Conwy9£8,962937,76611
Cookstown2£16,495311,064-
Cornwall40£9,795850,10747
County Durham124£7,973855,488246
Craigavon12£10,540645,50332
Croydon - Greater London8£6,2391154,53115
Cumbria52£10,427646,409120
Denbighshire3£13,092327,7392
Derbyshire158£9,257747,130396
Derry3£3,9951276,667-
Devon117£8,921848,008250
Dorset53£8,623952,545104
Down3£4,96510103,3486
Dumfries and Galloway5£9,371755,6458
Dundee City48£10,691643,60455
Dungannon6£7,637975,1265
Ealing - Greater London33£4,7611162,39142
East Ayrshire19£11,437537,15541
East Lothian3£9,8311055,9012
East Riding of Yorkshire24£10,315636,10054
East Sussex53£9,786842,74485
Enfield - Greater London5£4,6581172,94311
Essex219£8,960849,179484
Falkirk28£8,525856,30952
Fermanagh3£10,330645,6862
Fife58£10,438740,845100
Flintshire1£2,79012129,1241
Glasgow City98£10,263739,360211
Gloucestershire42£6,3741163,959148
Greater Manchester384£7,933952,997769
Gwynedd1£5,5001342,32313
Hampshire187£8,443850,377435
Harrow - Greater London13£6,0981152,32923
Havering - Greater London78£7,419956,048184
Herefordshire23£7,920949,83158
Hertfordshire108£8,520850,436257
Highland14£11,411629,95138
Hillingdon - Greater London42£5,0331178,24658
Hounslow - Greater London22£5,8371068,29523
Inverclyde6£10,698731,0468
Isle of Anglesey7£8,917854,55314
Isle of Wight6£8,7461048,65815
Kent155£7,846951,034345
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire296£8,271850,347519
Larne3£6,2631188,3724
Leicestershire148£7,988850,719301
Limavady1£2,8951586,0002
Lincolnshire147£9,183746,257253
Lisburn17£9,766739,61225
Merseyside113£9,414743,259241
Merthyr Tydfil20£10,008749,76526
Merton - Greater London4£6,3861171,2062
Midlothian10£12,912531,00613
Monmouthshire3£4,5301574,6189
Moray12£12,437529,23126
Neath Port Talbot7£6,710968,48813
Newport8£5,3211378,16111
Newry and Mourne2£11,945637,9043
Newtownabbey9£9,437750,16134
Norfolk163£8,724852,626252
North Ayrshire21£9,467744,40727
North Down3£8,095873,8387
North Lanarkshire34£10,397633,95396
North Yorkshire111£9,770745,512255
Northamptonshire96£8,338849,964198
Northumberland20£10,441747,61947
Nottinghamshire103£8,388853,074212
Omagh5£10,046543,5304
Oxfordshire42£9,585840,531144
Pembrokeshire1£12,995514,6013
Perth and Kinross20£9,189749,31944
Redbridge - Greater London5£7,4491163,76214
Renfrewshire21£10,769637,42179
Rhondda Cynon Taf74£7,065965,20463
Richmond upon Thames - Greater London2£6,4851133,92110
Rutland2£7,3251051,2791
Scottish Borders12£10,791638,29113
Shropshire67£8,512950,088111
Somerset112£8,898950,043163
South Ayrshire25£10,849635,95144
South Lanarkshire3£7,4151057,1281
South Yorkshire182£7,250961,492339
Staffordshire130£8,979842,280310
Stirling15£11,570636,92332
Strabane1£13,995417,9242
Suffolk100£9,337845,208190
Surrey118£8,027953,311283
Sutton - Greater London6£6,8151066,5829
Swansea19£8,433845,90414
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear129£8,842845,951310
Warwickshire42£7,0641053,93181
West Dunbartonshire6£7,889866,24814
West Lothian18£7,953759,03554
West Midlands374£7,434958,848720
West Sussex78£8,676849,313136
West Yorkshire277£8,246851,607623
Wiltshire93£9,655847,842204
Worcestershire77£9,973742,252143
Wrexham1£13,995320,158-
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