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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,451£8,839850,38714,097
Aberdeen City31£10,086742,17671
Aberdeenshire22£9,567845,09042
Angus6£10,147646,54310
Antrim8£8,960948,36425
Ards7£7,2011055,9438
Armagh1£13,250320,3952
Ballymena5£7,4351042,09013
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London19£8,850749,20133
Barnet - Greater London5£11,320623,91322
Bedfordshire173£6,4691064,036242
Belfast24£10,703639,25451
Berkshire149£5,8971165,070286
Bexley - Greater London24£7,339944,14451
Blaenau Gwent6£8,830754,33220
Brent - Greater London8£7,0651055,1243
Bristol190£6,4291061,526341
Bromley - Greater London13£12,774525,70433
Buckinghamshire123£8,587850,417223
Caerphilly5£6,595985,3009
Cambridgeshire187£8,274857,893305
Cardiff38£9,911840,60344
Carmarthenshire13£12,495427,56716
Carrickfergus1£11,495337,1253
Ceredigion24£7,663961,52939
Cheshire258£9,369744,114472
City of Edinburgh61£8,754846,03296
City of London - Greater London62£7,344961,395119
Clackmannanshire1£8,498754,1393
Coleraine7£9,179752,56414
Conwy9£8,195955,56816
Cornwall39£10,418741,14651
County Durham123£7,553957,486248
Craigavon12£9,728744,17132
Croydon - Greater London9£6,9581251,93923
Cumbria58£10,576742,080115
Denbighshire2£9,823657,7962
Derbyshire178£9,593745,184379
Derry6£11,855537,44110
Devon134£9,819741,155249
Dorset53£8,571951,211108
Down3£8,048757,1106
Dumfries and Galloway5£9,896751,79511
Dundee City45£11,081640,82455
Dungannon6£7,961976,7356
Ealing - Greater London33£4,7581163,54035
East Ayrshire23£10,066644,34935
East Lothian2£6,5731041,1324
East Riding of Yorkshire49£9,097746,82286
East Sussex68£11,168735,610104
Enfield - Greater London10£6,5651156,32710
Essex239£8,934851,247440
Falkirk33£9,000851,49152
Fermanagh2£10,248745,6014
Fife53£9,899845,791101
Flintshire1£3,00012129,1245
Glasgow City88£10,766638,796199
Gloucestershire44£7,0841062,586148
Greater Manchester401£8,085850,058706
Gwynedd7£5,5051089,0739
Hampshire231£9,345845,780460
Harrow - Greater London17£7,0971052,51120
Havering - Greater London77£7,473956,909139
Herefordshire22£8,801942,28054
Hertfordshire123£8,345852,470217
Highland11£12,614533,53530
Hillingdon - Greater London52£5,8611071,01546
Hounslow - Greater London18£6,565961,82831
Inverclyde8£11,123733,11812
Isle of Anglesey10£9,127849,87922
Isle of Wight8£10,106734,50620
Kent180£7,811955,740364
Kingston upon Thames - Greater London8£5,6731255,63510
Lancashire285£7,970852,150511
Larne5£6,1941079,6234
Leicestershire143£8,409848,949278
Lincolnshire143£9,537746,449247
Lisburn12£11,713531,95828
Merseyside148£9,500747,290311
Merthyr Tydfil17£11,403645,33426
Merton - Greater London2£8,173865,8592
Midlothian12£13,317531,21113
Monmouthshire13£6,1881163,05621
Moray14£12,767529,74822
Neath Port Talbot13£6,3261060,18511
Newport10£6,1571165,54716
Newtownabbey13£11,631538,95636
Norfolk153£8,704949,203281
North Ayrshire20£10,797638,62019
North Down5£7,275969,6698
North Lanarkshire33£10,397734,15888
North Yorkshire134£10,315741,674234
Northamptonshire94£8,632852,257190
Northumberland24£11,251646,67453
Nottinghamshire100£8,831852,598205
Omagh5£9,076750,5986
Oxfordshire57£9,946739,758117
Pembrokeshire10£10,007740,62312
Perth and Kinross19£11,515540,15949
Powys1£8,995913,216-
Redbridge - Greater London3£5,8981177,00014
Renfrewshire27£10,600636,73181
Rhondda Cynon Taf66£7,312961,23280
Richmond upon Thames - Greater London2£5,985954,4238
Rutland1£6,0001144,9321
Scottish Borders14£11,025637,65122
Shropshire48£9,326845,592112
Somerset100£10,122843,427159
South Ayrshire25£11,449538,81851
South Lanarkshire2£6,9251167,0003
South Yorkshire171£8,101955,422368
Staffordshire158£9,033841,559333
Stirling14£11,886536,46228
Strabane1£13,995417,9241
Suffolk104£9,702740,948175
Surrey155£7,945853,879307
Sutton - Greater London6£8,998750,2157
Swansea21£8,617951,20327
The Vale of Glamorgan1£4,7501091,6944
Torfaen1£8,495744,2154
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear137£9,110745,159292
Warwickshire46£7,960949,27677
West Dunbartonshire4£7,021871,79815
West Lothian29£6,9061070,82758
West Midlands361£7,678959,462696
West Sussex59£9,487844,279154
West Yorkshire282£8,188950,858622
Wiltshire85£9,244849,430187
Worcestershire60£9,689846,374132
Wrexham9£9,390942,63616
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