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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,703£8,941848,60116,425
Aberdeenshire40£9,357744,741124
Angus45£10,439644,87775
Ayrshire68£10,993536,427103
Bedfordshire162£6,856961,166244
Berkshire144£6,1001162,736278
Blaenau Gwent25£7,860860,55427
Borders16£10,484642,53219
Bridgend49£9,011748,53399
Bristol181£5,7921164,166366
Buckinghamshire155£7,623956,407299
Caerphilly23£6,4691076,40230
Cambridgeshire175£8,584855,977333
Cardiff58£8,999949,209114
Carmarthenshire15£10,934642,34027
Ceredigion3£9,895743,7732
Cheshire213£8,863844,772519
Clackmannanshire2£7,998856,7384
Conwy25£8,897950,54028
Cornwall49£10,015845,57779
County Antrim45£9,208751,092116
County Armagh17£11,022536,83042
County Down23£8,494958,01661
County Durham120£7,937854,137274
County Fermanagh1£14,49536,0665
County Londonderry19£8,355859,10924
County Tyrone13£9,445755,33317
Cumbria47£10,356646,408141
Denbighshire2£9,495636,8484
Derbyshire143£9,512745,668355
Devon125£8,661848,464267
Dorset65£8,986947,327136
Dumfries & Galloway5£8,737756,4537
Dunbartonshire10£9,977649,46512
East Lothian2£7,900930,1377
East Riding of Yorkshire67£9,198845,685167
East Sussex84£9,685843,085117
Essex293£8,737850,619615
Falkirk33£9,542753,02755
Fife63£9,409845,900117
Flintshire16£7,4621173,71420
Gloucestershire57£6,8161161,215168
Greater London334£7,467955,376718
Greater Manchester363£7,561953,651796
Gwynedd7£7,809955,30916
Hampshire221£8,652848,294464
Herefordshire19£8,452846,15057
Hertfordshire161£8,481848,150329
Highland16£12,290628,95449
Inverclyde4£10,872627,03911
Isle of Anglesey23£7,561961,40824
Isle of Wight7£7,9251057,77115
Kent203£7,800952,364491
Lanarkshire111£9,994640,433319
Lancashire266£7,753853,879540
Leicestershire145£7,951853,218337
Lincolnshire120£8,543851,861261
Merseyside160£8,880747,013326
Merthyr Tydfil15£11,025641,62028
Midlothian81£8,861846,933139
Monmouthshire7£4,3311376,45734
Moray16£12,814527,34236
Neath Port Talbot11£9,623845,59215
Newport29£8,824748,79277
Norfolk139£8,687951,630276
North Yorkshire96£9,703744,184282
Northamptonshire97£7,823854,108229
Northumberland30£9,037843,59256
Nottinghamshire145£9,192748,730312
Oxfordshire34£8,595841,892134
Pembrokeshire5£8,0711046,08119
Perth & Kinross25£11,761534,91040
Powys1£14,795314,7632
Renfrewshire31£10,674638,98765
Rhondda Cynon Taf86£8,749752,91485
Rutland1£11,750610,7832
Shropshire69£8,557850,889146
Somerset100£8,914848,412185
South Yorkshire160£7,381964,327319
Staffordshire146£8,583845,973354
Stirling15£11,389533,53142
Suffolk115£9,596745,107258
Surrey159£7,304957,417344
Swansea49£8,882748,74887
Torfaen5£7,096955,92814
Tyne and Wear142£8,350852,017325
Vale of Glamorgan8£7,7431052,60823
Warwickshire53£9,052852,881140
West Lothian30£6,648969,54766
West Midlands354£7,644955,698807
West Sussex116£8,253949,031198
West Yorkshire260£8,483849,365613
Wiltshire122£9,039847,447221
Worcestershire70£8,258952,717172
Wrexham23£8,333944,62530
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