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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,092£8,704851,47114,265
Aberdeen City26£9,303749,84670
Aberdeenshire13£10,034743,07553
Angus8£10,420754,1636
Antrim11£9,612749,75324
Ards9£8,856747,76514
Armagh1£13,250320,3954
Ballymena4£11,341428,98616
Ballymoney3£7,132961,6236
Barking & Dagenham - Greater London16£9,013652,66024
Bedfordshire164£6,585961,940230
Belfast20£10,362640,42945
Berkshire137£5,6651167,913304
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent8£9,523641,25715
Brent - Greater London9£6,7751061,0773
Bristol189£6,1201063,281342
Bromley - Greater London5£9,692842,80129
Buckinghamshire145£8,058953,704236
Cambridgeshire192£8,717855,002318
Cardiff10£10,5441134,8978
Carmarthenshire12£11,803632,55021
Carrickfergus3£7,662762,1581
Ceredigion6£6,995952,66714
Cheshire264£9,634742,141520
City of Edinburgh64£8,679848,110101
City of London - Greater London17£7,282971,76343
Clackmannanshire3£10,765547,7262
Coleraine13£8,545756,78810
Conwy8£9,033937,76612
Cookstown2£16,495311,064-
Cornwall42£9,899849,40848
County Durham127£8,010855,990253
Craigavon12£10,540645,50332
Croydon - Greater London8£6,2391154,53115
Cumbria53£10,311645,721124
Denbighshire3£13,092327,7392
Derbyshire162£9,365747,070400
Derry3£3,9951279,667-
Devon124£8,843848,935256
Dorset59£8,659950,885105
Down3£4,96510103,3486
Dumfries and Galloway4£9,495859,4029
Dundee City45£11,008642,11459
Dungannon5£5,7661085,3956
Ealing - Greater London33£4,7611162,39142
East Ayrshire21£11,000540,35341
East Lothian3£9,7311055,9012
East Riding of Yorkshire26£10,339636,96954
East Sussex55£9,952742,06787
Enfield - Greater London5£4,6581172,94311
Essex217£8,927850,069495
Falkirk28£8,504856,30952
Fermanagh3£10,330645,6862
Fife58£10,240742,802102
Flintshire1£2,79012129,1241
Glasgow City96£10,117740,691219
Gloucestershire45£6,6121063,185152
Greater Manchester378£7,937952,932790
Gwynedd1£5,5001342,32313
Hampshire187£8,477849,983446
Harrow - Greater London13£6,0981152,32923
Havering - Greater London82£7,477956,359187
Herefordshire22£8,054949,59659
Hertfordshire114£8,725850,132261
Highland14£11,426629,95138
Hillingdon - Greater London46£5,2851075,99857
Hounslow - Greater London23£5,6211169,15223
Inverclyde5£11,398631,2559
Isle of Anglesey8£8,021963,58414
Isle of Wight7£8,4951050,13615
Kent159£7,712951,398355
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire293£8,261850,712532
Larne3£6,2631188,3724
Leicestershire153£7,976850,921305
Limavady1£2,8951586,0002
Lincolnshire152£9,057746,539260
Lisburn17£9,413740,82026
Merseyside115£9,249743,632245
Merthyr Tydfil21£10,130749,25226
Merton - Greater London4£6,3711171,2062
Midlothian9£12,680533,66813
Monmouthshire3£4,5301574,6189
Moray9£12,362529,32729
Neath Port Talbot7£6,710968,48813
Newport7£5,3671380,35612
Newry and Mourne1£14,795321,2014
Newtownabbey10£9,138752,27736
Norfolk161£8,791852,664262
North Ayrshire22£9,514744,61327
North Down3£8,095873,8387
North Lanarkshire34£10,370634,51897
North Yorkshire113£9,870745,478262
Northamptonshire98£8,165850,662206
Northumberland22£10,046848,85346
Nottinghamshire103£8,144954,715223
Omagh5£10,046543,5304
Oxfordshire46£10,026736,405145
Pembrokeshire1£12,995514,6013
Perth and Kinross19£8,962850,93745
Redbridge - Greater London5£7,4491163,76214
Renfrewshire23£10,785636,52981
Rhondda Cynon Taf72£7,091964,23367
Richmond upon Thames - Greater London2£6,2351438,11211
Scottish Borders14£10,922639,19313
Shropshire63£8,905848,692116
Somerset109£9,010848,806168
South Ayrshire25£10,829635,95144
South Lanarkshire3£7,4151057,1281
South Yorkshire188£7,316960,959346
Staffordshire125£9,051842,229320
Stirling18£11,572636,10532
Strabane1£13,995417,9242
Suffolk100£9,415844,732194
Surrey120£7,920953,744286
Sutton - Greater London6£6,8151066,5829
Swansea18£8,430843,51716
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear129£8,798846,622317
Warwickshire43£6,8511055,93382
West Dunbartonshire6£7,889866,24814
West Lothian18£8,058759,08555
West Midlands372£7,484958,274741
West Sussex77£8,619849,397141
West Yorkshire286£8,255851,569638
Wiltshire91£9,672847,904208
Worcestershire76£9,786744,248148
Wrexham1£13,895320,158-
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