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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,334£8,933849,61413,947
Aberdeen City27£10,234741,07665
Aberdeenshire22£9,567844,30242
Angus5£11,377544,17710
Antrim7£9,456847,84525
Ards6£6,7861058,4349
Armagh1£13,250320,3952
Ballymena5£7,4351042,09013
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London19£9,477743,90129
Barnet - Greater London5£11,299623,91322
Bedfordshire171£6,4411064,656246
Belfast25£10,745639,21449
Berkshire155£5,9311165,151286
Bexley - Greater London3£4,5621267,3504
Blaenau Gwent4£9,973640,30218
Brent - Greater London10£6,8961058,9684
Bristol190£6,3251061,787345
Bromley - Greater London13£12,774525,70432
Buckinghamshire126£8,558850,757222
Cambridgeshire181£8,390856,919304
Cardiff32£10,922835,39734
Carmarthenshire14£12,452427,67516
Carrickfergus1£11,495337,1253
Ceredigion21£8,288857,80434
Cheshire255£9,469744,216476
City of Edinburgh62£8,651846,52197
City of London - Greater London49£7,1551059,18889
Clackmannanshire1£8,498754,1393
Coleraine6£8,800755,72515
Conwy8£9,346838,73315
Cornwall44£10,433740,40251
County Durham127£7,493957,557256
Craigavon13£10,079741,89432
Croydon - Greater London8£7,1091254,59915
Cumbria58£10,557742,080115
Denbighshire2£13,623327,1733
Derbyshire180£9,702744,609386
Derry7£10,712641,09210
Devon128£9,712741,168234
Dorset47£8,372953,576106
Down4£7,724861,0446
Dumfries and Galloway6£9,597752,16210
Dundee City46£11,123640,96056
Dungannon6£7,961976,7356
Ealing - Greater London33£4,7741163,54035
East Ayrshire22£10,206643,45736
East Lothian2£6,5731041,1324
East Riding of Yorkshire46£9,115746,15386
East Sussex67£11,138734,933101
Enfield - Greater London10£6,5651156,32710
Essex233£8,882851,673441
Falkirk33£8,997851,49152
Fermanagh2£10,248745,6014
Fife58£9,936845,141101
Flintshire1£3,00012129,1244
Glasgow City92£10,713638,728199
Gloucestershire42£6,6341164,126141
Greater Manchester406£8,088949,983711
Gwynedd7£5,5051089,0739
Hampshire200£8,954846,561445
Harrow - Greater London14£7,244950,20618
Havering - Greater London80£7,484958,858146
Herefordshire21£8,839942,27755
Hertfordshire125£8,196853,395214
Highland11£12,614533,53530
Hillingdon - Greater London54£5,7411071,40349
Hounslow - Greater London17£6,608962,55832
Inverclyde8£11,061733,11812
Isle of Anglesey11£9,115850,43622
Isle of Wight8£10,106734,50620
Kent171£7,673955,676360
Kingston upon Thames - Greater London8£5,6731255,6359
Lancashire287£8,036851,751516
Larne5£6,1941079,6234
Leicestershire151£8,476848,668280
Lincolnshire146£9,556746,015247
Lisburn9£12,106534,00527
Merseyside139£9,554746,794302
Merthyr Tydfil17£11,403645,33426
Merton - Greater London2£8,173865,8591
Midlothian11£14,077427,37114
Monmouthshire7£4,8241269,36816
Moray14£12,767529,74822
Neath Port Talbot13£6,3261060,18511
Newport9£5,3311271,53011
Newtownabbey12£10,995541,51238
Norfolk151£8,701949,127274
North Ayrshire23£10,358642,37425
North Down5£7,275969,6698
North Lanarkshire32£10,429733,61190
North Yorkshire137£10,387741,442234
Northamptonshire92£8,669851,596188
Northumberland25£11,450647,20553
Nottinghamshire95£8,926852,029207
Omagh5£9,076750,5986
Oxfordshire59£9,990740,105117
Pembrokeshire2£9,647834,9724
Perth and Kinross18£11,266640,05251
Powys1£8,995913,216-
Redbridge - Greater London4£5,5051181,27414
Renfrewshire26£10,854635,65982
Rhondda Cynon Taf67£7,288961,16980
Richmond upon Thames - Greater London2£5,9851056,2459
Rutland1£6,0001144,9321
Scottish Borders14£11,025637,65122
Shropshire53£9,876742,752119
Somerset101£10,014844,483160
South Ayrshire22£12,170533,36247
South Lanarkshire3£7,4481056,9613
South Yorkshire174£7,987956,003370
Staffordshire147£9,179840,122334
Stirling14£11,994536,53429
Strabane1£13,995417,9241
Suffolk105£9,756740,234176
Surrey152£8,130852,776304
Sutton - Greater London6£8,998750,2157
Swansea14£8,906848,91022
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear139£9,279744,555289
Warwickshire44£8,101948,47075
West Dunbartonshire4£7,021871,79815
West Lothian29£6,9891072,44259
West Midlands366£7,705958,914702
West Sussex59£9,568844,088155
West Yorkshire287£8,132950,981623
Wiltshire85£9,386848,223190
Worcestershire61£9,797845,977133
Wrexham1£14,250320,1584
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