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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,821£8,997849,72215,843
Aberdeen City31£9,683744,24377
Aberdeenshire23£9,329846,01442
Angus6£10,096748,36812
Antrim10£9,427852,11629
Ards6£9,259842,1687
Armagh1£13,250320,3952
Ballymena5£10,153724,94914
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London21£8,691751,11533
Barnet - Greater London7£10,868627,00022
Bedfordshire185£6,3291065,599290
Belfast26£10,871538,85149
Berkshire160£6,2051163,984326
Bexley - Greater London26£7,691943,74358
Blaenau Gwent6£8,830754,33225
Brent - Greater London8£7,0651055,1243
Bristol184£6,4861062,257358
Bromley - Greater London15£11,855628,84836
Buckinghamshire126£8,649850,961240
Caerphilly15£6,867972,26529
Cambridgeshire191£8,052959,710347
Cardiff42£10,561837,08557
Carmarthenshire13£12,072430,22116
Carrickfergus1£11,495337,1253
Ceredigion32£7,737959,59748
Cheshire267£9,293745,140497
City of Edinburgh65£8,514848,898107
City of London - Greater London89£8,201854,213196
Clackmannanshire1£8,498754,1394
Coleraine5£8,993758,93415
Conwy11£8,159953,75418
Cornwall39£10,256742,98659
County Durham132£7,583956,625265
Craigavon12£9,841744,63737
Croydon - Greater London10£6,9121153,54533
Cumbria50£10,338742,483116
Denbighshire2£9,823657,7964
Derbyshire182£9,598844,870406
Derry5£11,570641,99111
Devon133£9,771741,832255
Dorset46£8,118955,169131
Down3£8,048757,1106
Dumfries and Galloway7£9,582751,44716
Dundee City46£11,097640,91459
Dungannon5£8,734973,0956
Ealing - Greater London30£4,8521162,89438
East Ayrshire25£10,196642,52840
East Dunbartonshire3£14,831415,3033
East Lothian2£6,5731041,1328
East Riding of Yorkshire73£9,012846,397117
East Sussex80£10,664737,626123
Enfield - Greater London9£6,3861256,06313
Essex264£8,677852,640497
Falkirk32£9,183852,25857
Fermanagh3£9,330846,0674
Fife54£9,978844,436111
Flintshire2£5,8981093,5859
Glasgow City79£10,701639,561198
Gloucestershire44£7,2821057,581163
Greater Manchester386£7,980950,858778
Gwynedd2£7,873774,48011
Hampshire226£9,242845,508498
Harrow - Greater London15£6,9801053,64226
Havering - Greater London85£7,696954,663156
Herefordshire22£8,732943,60356
Hertfordshire136£8,149951,379264
Highland18£11,184640,50040
Hillingdon - Greater London51£5,8381070,90454
Hounslow - Greater London19£6,5721060,23136
Inverclyde9£11,498632,07011
Isle of Anglesey12£9,395847,36224
Isle of Wight8£10,106734,50624
Kent189£7,855955,275393
Kingston upon Thames - Greater London8£5,7361255,63511
Lancashire280£8,016851,134547
Larne5£6,1941079,6234
Leicestershire150£8,230849,652300
Lincolnshire143£9,574746,713268
Lisburn11£12,142530,81431
Merseyside166£9,271748,170344
Merthyr Tydfil16£11,677644,99028
Merton - Greater London2£8,173865,8592
Midlothian12£13,317531,21115
Monmouthshire13£5,5731265,53825
Moray13£12,980528,41127
Neath Port Talbot18£6,762959,3859
Newport37£7,859951,96382
Newtownabbey15£11,471537,60939
Norfolk160£8,763948,673300
North Ayrshire21£10,759638,13922
North Down6£6,8041074,89110
North Lanarkshire31£10,553733,09392
North Yorkshire136£10,249740,598261
Northamptonshire96£8,698852,190208
Northumberland43£10,175744,12198
Nottinghamshire153£9,729746,516294
Omagh6£8,813753,3327
Oxfordshire62£9,830741,086127
Pembrokeshire10£9,978646,08714
Perth and Kinross19£11,936537,40653
Redbridge - Greater London5£8,399867,40015
Renfrewshire31£10,215740,41380
Rhondda Cynon Taf70£7,680957,30095
Richmond upon Thames - Greater London1£6,985855,1309
Scottish Borders14£11,075637,65124
Shropshire54£9,084846,569134
Somerset100£10,080843,568178
South Ayrshire28£11,380538,26551
South Lanarkshire10£9,410757,07326
South Yorkshire172£7,822957,987403
Staffordshire163£8,959842,877360
Stirling13£11,801537,97732
Strabane1£13,995417,9241
Suffolk119£9,381843,431221
Surrey158£7,854954,042341
Sutton - Greater London7£8,183749,8796
Swansea29£8,436851,84548
The Vale of Glamorgan2£5,3731154,2683
Torfaen1£8,495744,2154
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear133£9,132745,349315
Waltham Forest - Greater London1£7,595791,0001
Warwickshire57£8,460948,75292
West Dunbartonshire4£7,021871,79817
West Lothian34£7,272966,75457
West Midlands352£7,611959,892756
West Sussex57£9,303844,242175
West Yorkshire274£8,428850,107684
Wiltshire85£9,379849,389192
Worcestershire70£10,189843,902147
Wrexham13£8,400948,23237
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