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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,994£8,877850,22916,089
Aberdeen City32£10,122742,83878
Aberdeenshire23£9,486844,51442
Angus6£10,096748,36813
Antrim9£9,419850,61932
Ards7£8,364947,4297
Armagh1£13,250320,3952
Ballymena6£9,545731,83113
Ballymoney3£5,2271171,8594
Barking & Dagenham - Greater London21£8,691751,11534
Barnet - Greater London12£11,042628,89846
Bedfordshire194£6,3461065,103292
Belfast26£10,871538,85153
Berkshire164£6,2511162,895338
Bexley - Greater London25£7,711941,87660
Blaenau Gwent6£8,830754,33225
Brent - Greater London8£7,0651055,1245
Bristol185£6,4351061,755354
Bromley - Greater London14£12,149628,72536
Buckinghamshire137£8,567851,415233
Caerphilly22£6,5671074,68130
Cambridgeshire194£8,201858,307359
Cardiff40£10,212838,12659
Carmarthenshire12£12,703425,32316
Carrickfergus1£11,495337,1253
Ceredigion32£7,917958,52852
Cheshire274£9,457744,155503
City of Edinburgh66£8,542848,781114
City of London - Greater London95£8,257853,853200
Clackmannanshire2£7,597867,0703
Coleraine5£8,993758,93415
Conwy13£8,057953,12819
Cornwall39£10,452742,51560
County Durham134£7,832954,676267
Craigavon11£10,895638,03437
Croydon - Greater London11£7,0921151,37031
Cumbria51£10,444741,769115
Denbighshire2£9,823657,7964
Derbyshire185£9,579845,589411
Derry6£10,795649,16010
Devon152£9,467841,794262
Dorset44£8,287954,533132
Down2£8,575743,2656
Dumfries and Galloway6£9,596853,25117
Dundee City46£10,775642,82458
Dungannon5£8,734973,0956
Ealing - Greater London31£4,7721164,25337
East Ayrshire23£9,714646,14240
East Dunbartonshire3£14,831415,3033
East Lothian2£6,5731041,1329
East Riding of Yorkshire75£9,110846,419115
East Sussex80£10,643737,946132
Enfield - Greater London9£6,3861256,06313
Essex264£8,586852,817547
Falkirk34£9,269853,51556
Fermanagh3£9,330846,0674
Fife51£10,188843,184114
Flintshire2£5,8981093,5859
Glasgow City80£10,817639,034195
Gloucestershire44£7,5911056,939168
Greater Manchester417£8,123850,032797
Gwynedd3£7,078871,05610
Hampshire231£8,969846,668494
Harrow - Greater London14£6,7401055,50927
Havering - Greater London93£7,742953,908157
Herefordshire25£8,556945,56956
Hertfordshire149£8,291850,282258
Highland20£10,916643,79540
Hillingdon - Greater London53£6,0371070,04251
Hounslow - Greater London18£6,7011057,87537
Inverclyde7£11,141730,83211
Isle of Anglesey12£9,395847,36225
Isle of Wight7£10,407732,71924
Kent189£7,973954,060386
Kingston upon Thames - Greater London8£5,7361255,63511
Lancashire283£8,151850,664549
Larne5£6,3941079,6234
Leicestershire158£8,162849,167296
Limavady1£3,45013109,0001
Lincolnshire144£9,673745,450270
Lisburn11£12,142530,81433
Magherafelt1-954,0003
Merseyside169£9,315748,526339
Merthyr Tydfil17£11,798643,42230
Merton - Greater London2£8,173865,8592
Midlothian13£13,200532,27016
Monmouthshire12£5,8461162,17926
Moray13£13,019528,41027
Neath Port Talbot18£6,762963,12310
Newport35£7,779952,89587
Newtownabbey16£11,160539,34039
Norfolk164£8,894948,644299
North Ayrshire20£10,847637,96022
North Down7£6,6031075,1929
North Lanarkshire32£10,690731,77089
North Yorkshire129£10,034741,239269
Northamptonshire97£8,645851,958210
Northumberland46£10,271741,54995
Nottinghamshire151£9,640747,697295
Omagh6£8,813753,3327
Oxfordshire61£9,658744,236125
Pembrokeshire11£10,389644,77013
Perth and Kinross22£11,103643,99954
Redbridge - Greater London5£8,399867,40017
Renfrewshire33£10,723638,25084
Rhondda Cynon Taf72£7,782956,71695
Richmond upon Thames - Greater London2£5,7351057,1128
Scottish Borders13£11,120638,21424
Shropshire51£9,084846,724137
Somerset104£9,982844,550182
South Ayrshire28£11,380538,26552
South Lanarkshire9£9,635754,50626
South Yorkshire165£7,545960,331415
Staffordshire172£8,944842,662369
Stirling13£12,109538,86734
Strabane1£13,995417,9241
Suffolk117£9,600842,359229
Surrey158£7,914953,051352
Sutton - Greater London8£8,684746,7705
Swansea43£10,627741,06764
The Vale of Glamorgan2£5,3731154,2683
Torfaen1£8,495744,2154
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear118£8,902848,150331
Waltham Forest - Greater London2£5,14511122,500-
Warwickshire60£8,610847,26289
West Dunbartonshire5£7,216867,70916
West Lothian30£7,507966,37260
West Midlands353£7,643959,991748
West Sussex64£8,940847,081171
West Yorkshire276£8,258950,466693
Wiltshire84£9,243849,668192
Worcestershire70£10,498742,441150
Wrexham14£8,156950,10937
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