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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,229£8,802850,70414,862
Aberdeen City29£10,116741,36265
Aberdeenshire21£10,037742,50446
Angus3£10,262661,3066
Antrim7£9,290852,08827
Ards5£6,3451160,14711
Armagh3£8,565767,5622
Ballymena4£5,4741264,93116
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London16£9,279745,98032
Barnet - Greater London5£9,794933,67323
Bedfordshire171£6,461963,661252
Belfast23£10,939638,39153
Berkshire140£6,0421163,276315
Bexley - Greater London4£3,9201473,9384
Blaenau Gwent7£11,313536,34619
Brent - Greater London10£6,8961058,9684
Bristol193£6,5081060,424372
Bromley - Greater London10£11,007530,17136
Buckinghamshire126£8,449850,995240
Cambridgeshire188£8,447856,845335
Cardiff28£11,298831,06240
Carmarthenshire14£12,188427,67516
Carrickfergus1£11,495337,1253
Ceredigion22£7,654958,63333
Cheshire253£9,488744,044509
City of Edinburgh55£8,896845,886109
City of London - Greater London33£7,712863,90273
Clackmannanshire1£8,498754,1393
Coleraine5£8,062864,23216
Conwy11£8,614939,73315
Cornwall41£10,189742,95849
County Durham120£7,621955,869271
Craigavon13£11,534533,68735
Croydon - Greater London8£6,9271152,72915
Cumbria57£10,551743,476124
Denbighshire2£13,493327,1733
Derbyshire176£9,771745,286411
Derry5£11,120742,00412
Devon134£9,194844,528248
Dorset47£8,492949,190110
Down3£7,498866,1267
Dumfries and Galloway7£9,725750,60710
Dundee City44£10,893641,90361
Dungannon6£7,961976,7356
Ealing - Greater London33£4,7341163,23736
East Ayrshire22£10,464641,75339
East Lothian2£6,5731041,1325
East Riding of Yorkshire39£9,622742,75284
East Sussex55£10,323738,69290
Enfield - Greater London10£6,5431156,32710
Essex228£9,144850,533466
Falkirk34£9,199850,35854
Fermanagh4£5,5611178,8425
Fife53£10,165843,028113
Flintshire1£2,79012129,1244
Glasgow City89£10,517639,119216
Gloucestershire42£6,3631167,843153
Greater Manchester402£7,907951,327751
Gwynedd3£6,7951161,47814
Hampshire191£8,825846,598478
Harrow - Greater London14£6,6161051,48021
Havering - Greater London90£7,179959,066186
Herefordshire21£8,405944,72758
Hertfordshire121£8,418850,886232
Highland17£11,808631,65730
Hillingdon - Greater London55£5,6891072,15055
Hounslow - Greater London19£6,755964,07032
Inverclyde7£10,784730,04013
Isle of Anglesey14£8,946851,95922
Isle of Wight5£12,371522,50723
Kent154£7,6451055,491391
Kingston upon Thames - Greater London7£6,2961157,63211
Lancashire296£8,237850,249569
Larne4£5,9951188,0295
Leicestershire152£8,370849,278296
Lincolnshire147£9,494745,813261
Lisburn8£10,714643,10930
Merseyside133£9,581746,681308
Merthyr Tydfil20£11,305642,91324
Merton - Greater London2£8,173865,8591
Midlothian12£13,950427,06616
Monmouthshire8£5,1521268,07216
Moray13£13,095426,88327
Neath Port Talbot12£6,4701065,63912
Newport9£5,3981271,53012
Newtownabbey13£11,311435,61439
Norfolk154£8,873849,746290
North Ayrshire25£10,073643,08125
North Down5£7,275969,6698
North Lanarkshire27£11,547628,99989
North Yorkshire136£9,964743,876256
Northamptonshire100£8,752749,986201
Northumberland25£11,643645,54456
Nottinghamshire87£9,075850,682224
Omagh4£8,721756,3357
Oxfordshire58£10,235740,478130
Pembrokeshire2£5,0451268,4294
Perth and Kinross16£11,043640,13954
Powys1£9,195913,216-
Redbridge - Greater London4£5,5181181,27414
Renfrewshire23£11,127637,03490
Rhondda Cynon Taf72£7,211961,45481
Richmond upon Thames - Greater London3£6,318955,8738
Rutland2£7,3251051,2791
Scottish Borders13£10,658638,80823
Shropshire57£10,049741,152126
Somerset102£9,593845,940166
South Ayrshire22£12,043531,91649
South Lanarkshire3£7,4481056,9613
South Yorkshire179£7,575958,082388
Staffordshire139£9,023840,421354
Stirling15£11,641535,88031
Strabane1£13,995417,9241
Suffolk101£9,664842,868183
Surrey132£8,058953,968320
Sutton - Greater London7£7,011973,6498
Swansea20£8,281947,64223
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear130£9,079745,468313
Warwickshire46£8,107945,24983
West Dunbartonshire6£7,347868,37115
West Lothian30£7,560968,90060
West Midlands360£7,523960,276756
West Sussex60£9,544843,776160
West Yorkshire292£8,158851,038655
Wiltshire95£9,519846,226202
Worcestershire59£10,238743,970146
Wrexham1£14,250320,1584
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