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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,014£8,718851,69914,284
Aberdeen City25£9,695746,52270
Aberdeenshire14£9,674743,40353
Angus10£10,135753,1164
Antrim11£9,339752,99422
Ards7£9,445743,93615
Armagh1£13,250320,3954
Ballymena4£11,341428,98616
Ballymoney2£7,823863,5207
Barking & Dagenham - Greater London17£10,078544,03925
Bedfordshire165£6,721961,566221
Belfast20£10,718638,94846
Berkshire139£5,8961165,369302
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent8£9,523641,25712
Brent - Greater London9£6,7751061,0773
Bristol186£6,1771063,389338
Bromley - Greater London6£9,743840,17929
Buckinghamshire142£8,167951,957234
Cambridgeshire183£8,344856,717312
Cardiff10£8,7881342,5589
Carmarthenshire12£12,303529,44722
Carrickfergus3£7,662762,1581
Ceredigion7£6,995854,71414
Cheshire265£9,529742,919510
City of Edinburgh65£8,812847,055105
City of London - Greater London15£6,733978,50742
Clackmannanshire3£10,765547,7262
Coleraine14£8,395757,41210
Conwy7£9,538936,59012
Cookstown2£16,495311,064-
Cornwall44£10,267746,92048
County Durham129£8,106854,528252
Craigavon13£10,729642,72430
Croydon - Greater London6£7,3871047,04116
Cumbria51£10,156745,525124
Denbighshire2£12,993427,8143
Derbyshire159£9,410746,212401
Derry3£3,9951279,667-
Devon122£8,855847,534255
Dorset56£8,840950,794105
Down2£4,97310109,6988
Dumfries and Galloway4£9,495859,4029
Dundee City45£10,812642,11659
Dungannon5£5,7661085,3955
Ealing - Greater London34£4,7541162,38742
East Ayrshire20£10,976541,07543
East Lothian2£9,599-54,3214
East Riding of Yorkshire21£10,967532,33659
East Sussex58£9,978741,23489
Enfield - Greater London5£4,3591270,90812
Essex214£8,930850,451493
Falkirk26£8,643856,55053
Fermanagh3£10,330645,6862
Fife61£10,160742,64297
Flintshire1£2,69012129,1241
Glasgow City89£9,986740,675225
Gloucestershire41£6,7481061,161155
Greater Manchester374£7,894952,854786
Gwynedd2£10,745739,80012
Hampshire178£8,579849,148444
Harrow - Greater London9£5,5321156,49727
Havering - Greater London85£7,284956,900190
Herefordshire20£8,167946,29458
Hertfordshire106£9,007748,246271
Highland17£11,173636,94440
Hillingdon - Greater London49£5,6181074,68560
Hounslow - Greater London22£5,7651069,91423
Inverclyde6£11,581630,0468
Isle of Anglesey10£9,065856,56111
Isle of Wight7£8,4951050,13614
Kent163£7,825950,413362
Kingston upon Thames - Greater London3£6,0271165,25715
Lancashire282£8,264849,936546
Larne2£6,7501290,5005
Leicestershire153£8,015851,275304
Limavady1£2,8951586,0002
Lincolnshire142£9,022746,556259
Lisburn15£8,803843,24827
Merseyside121£9,108743,617246
Merthyr Tydfil20£10,703646,93724
Merton - Greater London4£6,3711171,2062
Midlothian9£12,680533,66810
Monmouthshire4£4,1461581,7149
Moray10£13,396427,24230
Neath Port Talbot7£6,710968,48813
Newport8£4,7841279,86013
Newry and Mourne1£14,795321,2013
Newtownabbey8£8,303860,31736
Norfolk163£8,663852,059267
North Ayrshire21£9,419744,13327
North Down2£8,145774,9857
North Lanarkshire33£10,473633,39792
North Yorkshire111£9,615744,498260
Northamptonshire102£8,173851,052205
Northumberland20£10,231848,15846
Nottinghamshire108£8,126954,077221
Omagh4£9,809647,8515
Oxfordshire40£10,114735,763147
Perth and Kinross17£9,458749,11841
Redbridge - Greater London4£7,5931255,78113
Renfrewshire24£10,098640,61979
Rhondda Cynon Taf73£7,102964,16063
Richmond upon Thames - Greater London5£6,3851148,79211
Scottish Borders16£10,818639,63313
Shropshire70£8,867849,020115
Somerset101£8,985848,883176
South Ayrshire24£10,676635,17746
South Lanarkshire3£7,4151057,1281
South Yorkshire186£7,321961,467348
Staffordshire130£9,005842,335313
Stirling22£11,145636,98328
Strabane1£13,995417,9242
Suffolk99£9,813744,073200
Surrey119£7,662955,757281
Sutton - Greater London8£7,361953,81210
Swansea19£8,446843,46816
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear129£8,753846,361320
Warwickshire40£6,5461058,82281
West Dunbartonshire5£7,467872,12815
West Lothian17£8,153761,06057
West Midlands367£7,506957,819749
West Sussex72£8,599849,197143
West Yorkshire274£8,102852,435641
Wiltshire97£9,587849,529205
Worcestershire76£8,838948,529155
Wrexham1£13,895320,158-
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