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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,183£8,725851,23214,637
Aberdeen City30£9,742745,68767
Aberdeenshire20£9,689843,10849
Angus3£10,262661,3066
Antrim6£9,824756,77028
Ards6£7,0101053,36712
Armagh3£8,565767,5622
Ballymena3£6,4651146,70417
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London16£9,371648,81630
Barnet - Greater London1£2,5002156,3004
Bedfordshire161£6,4521064,299259
Belfast21£10,805638,84362
Berkshire148£5,9381165,088308
Bexley - Greater London3£4,5621267,3505
Blaenau Gwent8£11,611533,89217
Brent - Greater London8£7,2471055,5865
Bristol196£6,4121061,062365
Bromley - Greater London8£11,018529,11538
Buckinghamshire131£8,545850,585235
Cambridgeshire184£8,597855,788338
Cardiff26£11,478829,54223
Carmarthenshire13£12,125428,22616
Carrickfergus1£11,495337,1253
Ceredigion20£7,4381058,82936
Cheshire255£9,346744,368502
City of Edinburgh57£8,939845,907106
City of London - Greater London24£6,441977,16663
Clackmannanshire1£8,498754,1393
Coleraine5£8,062864,23315
Conwy10£8,855942,90315
Cornwall38£10,412744,13953
County Durham126£7,882854,911262
Craigavon16£11,429537,47236
Croydon - Greater London7£7,2601151,48015
Cumbria54£10,588744,377124
Denbighshire2£13,393327,1733
Derbyshire171£9,537745,648407
Derry5£11,120742,00412
Devon137£9,177845,341246
Dorset47£8,542950,307113
Down3£7,498866,1266
Dumfries and Galloway7£9,654750,6078
Dundee City44£11,217639,81457
Dungannon6£7,961976,7356
Ealing - Greater London31£4,8751164,25637
East Ayrshire24£10,105643,74737
East Dunbartonshire1£7,998756,2751
East Lothian2£6,5731041,1325
East Riding of Yorkshire29£9,806740,76976
East Sussex60£10,248738,30291
Enfield - Greater London10£6,5431156,32710
Essex220£9,043851,161449
Falkirk34£9,548748,83555
Fermanagh2£5,7481184,4666
Fife58£10,366742,823113
Flintshire1£2,79012129,1244
Glasgow City93£10,564639,114207
Gloucestershire42£6,4061168,726150
Greater Manchester389£8,069851,047795
Gwynedd3£6,6321161,47814
Hampshire187£8,859846,229467
Harrow - Greater London14£6,6051051,48021
Havering - Greater London84£7,047960,694194
Herefordshire23£8,347947,53457
Hertfordshire120£8,705847,415236
Highland15£11,396634,95434
Hillingdon - Greater London55£5,5451072,55154
Hounslow - Greater London20£6,767964,27232
Inverclyde6£10,665732,9778
Isle of Anglesey13£8,749853,41823
Isle of Wight5£12,371522,50719
Kent152£7,3561056,642354
Kingston upon Thames - Greater London5£6,2561255,08512
Lancashire296£8,301850,106565
Larne4£5,9951188,0295
Leicestershire144£8,139851,041293
Limavady1£2,8951586,0002
Lincolnshire149£9,350747,648260
Lisburn7£9,603650,34230
Merseyside120£9,425747,205281
Merthyr Tydfil19£11,567640,99026
Merton - Greater London2£8,173865,8591
Midlothian11£13,528426,13315
Monmouthshire8£4,8591273,21618
Moray12£13,221425,69427
Neath Port Talbot13£6,7381065,63912
Newport9£5,3981271,53011
Newtownabbey14£10,728541,70538
Norfolk151£8,851950,253282
North Ayrshire23£10,058642,25126
North Down4£6,6951076,2729
North Lanarkshire33£10,774633,62487
North Yorkshire131£9,943743,237261
Northamptonshire105£8,544850,243193
Northumberland25£11,513644,74055
Nottinghamshire88£8,746851,398214
Omagh6£9,921642,5087
Oxfordshire61£10,346739,526128
Pembrokeshire3£7,6951050,4864
Perth and Kinross16£10,722740,84353
Redbridge - Greater London5£4,6581278,79912
Renfrewshire26£10,659639,29688
Rhondda Cynon Taf75£7,278961,09477
Richmond upon Thames - Greater London2£6,985956,9539
Rutland2£7,3251051,2791
Scottish Borders11£11,605534,05324
Shropshire56£10,132739,881123
Somerset104£9,466845,685164
South Ayrshire22£11,793532,98150
South Lanarkshire3£7,4151057,1283
South Yorkshire189£7,551958,398370
Staffordshire140£9,182839,497351
Stirling15£12,068534,23730
Strabane1£13,995417,9241
Suffolk97£9,696743,230182
Surrey133£8,085853,420325
Sutton - Greater London5£8,136853,97910
Swansea20£8,319848,25923
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear128£9,030745,809313
Warwickshire46£8,003946,26277
West Dunbartonshire9£8,286759,94813
West Lothian25£7,829966,09159
West Midlands359£7,615959,439731
West Sussex64£9,402843,497154
West Yorkshire295£8,217850,470651
Wiltshire96£9,594847,717203
Worcestershire67£10,504741,752139
Wrexham1£14,250320,1583
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