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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,162£8,687851,66914,226
Aberdeen City27£9,496747,69970
Aberdeenshire14£9,674743,40453
Angus9£10,206753,8264
Antrim13£9,791748,93121
Ards7£9,474743,93615
Armagh1£13,250320,3954
Ballymena4£11,341428,98616
Ballymoney2£7,823863,5207
Barking & Dagenham - Greater London18£9,990645,63025
Bedfordshire166£6,669962,503219
Belfast20£10,339641,46945
Berkshire143£5,8801165,512303
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent8£9,523641,25712
Brent - Greater London9£6,7751061,0773
Bristol189£6,1841062,917339
Bromley - Greater London4£8,596947,92530
Buckinghamshire142£8,120952,694236
Cambridgeshire185£8,456856,217313
Cardiff9£9,7711235,1459
Carmarthenshire11£12,467529,21522
Carrickfergus3£7,662762,1581
Ceredigion6£6,995952,66714
Cheshire272£9,569742,865506
City of Edinburgh63£8,728847,978103
City of London - Greater London16£6,750975,32542
Clackmannanshire3£10,765547,7262
Coleraine14£8,395757,41210
Conwy8£9,033937,76611
Cookstown2£16,495311,064-
Cornwall41£9,910849,74548
County Durham134£8,110854,637247
Craigavon13£10,729642,72431
Croydon - Greater London8£6,2391154,53114
Cumbria51£10,336644,231125
Denbighshire2£12,993427,8143
Derbyshire161£9,418746,065405
Derry3£3,9951279,667-
Devon129£8,876847,961250
Dorset57£8,690953,008106
Down4£5,723994,2616
Dumfries and Galloway4£9,495859,4029
Dundee City44£10,972641,32159
Dungannon5£5,7661085,3955
Ealing - Greater London35£4,7891162,03341
East Ayrshire21£10,715641,51842
East Lothian2£7,5971056,6913
East Riding of Yorkshire24£10,406536,34055
East Sussex58£9,950741,67987
Enfield - Greater London5£4,3591270,90812
Essex223£8,833850,944493
Falkirk26£8,846856,29553
Fermanagh3£10,330645,6862
Fife62£10,349741,76098
Flintshire1£2,69012129,1241
Glasgow City92£10,006740,734221
Gloucestershire48£6,6941061,138150
Greater Manchester385£7,890952,947780
Gwynedd3£8,997940,64113
Hampshire180£8,514849,989454
Harrow - Greater London11£5,4121156,77625
Havering - Greater London90£7,351956,319186
Herefordshire21£8,054947,96659
Hertfordshire110£8,945749,409269
Highland18£10,986636,39038
Hillingdon - Greater London46£5,3661075,97658
Hounslow - Greater London23£5,7941069,10924
Inverclyde6£11,581630,0468
Isle of Anglesey10£9,065856,56114
Isle of Wight7£8,4951050,13614
Kent167£7,812950,654359
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire291£8,257850,222536
Larne2£6,7501290,5005
Leicestershire151£8,084851,065309
Limavady1£2,8951586,0002
Lincolnshire143£9,015746,752261
Lisburn15£8,803843,24827
Merseyside121£9,117743,777244
Merthyr Tydfil20£10,703646,93725
Merton - Greater London4£6,3711171,2062
Midlothian9£12,680533,66812
Monmouthshire4£4,1461581,7149
Moray11£12,814527,31129
Neath Port Talbot7£6,710968,48813
Newport8£4,7841279,86013
Newry and Mourne1£14,795321,2014
Newtownabbey9£8,603756,26336
Norfolk166£8,767852,818268
North Ayrshire22£9,514744,61327
North Down2£8,645774,9858
North Lanarkshire35£10,553533,82894
North Yorkshire118£9,595745,574258
Northamptonshire101£8,155851,290205
Northumberland21£10,053848,00347
Nottinghamshire107£8,194953,512223
Omagh4£9,809647,8515
Oxfordshire43£10,248734,669147
Perth and Kinross18£9,238748,39941
Redbridge - Greater London5£7,4491163,76213
Renfrewshire24£10,252638,78479
Rhondda Cynon Taf74£7,061964,14864
Richmond upon Thames - Greater London4£6,6101146,17611
Scottish Borders16£10,818639,63313
Shropshire68£9,050847,210114
Somerset101£8,948849,011174
South Ayrshire26£10,931634,00344
South Lanarkshire3£7,4151057,1281
South Yorkshire189£7,267961,611345
Staffordshire133£8,999842,272312
Stirling22£11,145636,98330
Strabane1£13,995417,9242
Suffolk99£9,674844,288200
Surrey119£7,754955,335284
Sutton - Greater London8£7,361953,8129
Swansea19£8,446843,46816
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear132£8,850846,377316
Warwickshire41£6,6201058,29181
West Dunbartonshire6£7,889866,24814
West Lothian18£7,963760,20356
West Midlands375£7,510957,851743
West Sussex76£8,424850,873141
West Yorkshire291£8,220851,650632
Wiltshire94£9,649849,137210
Worcestershire75£9,269846,467150
Wrexham1£13,895320,158-
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