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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,734£8,909848,69116,364
Aberdeenshire38£9,239745,295124
Angus45£10,417645,53876
Ayrshire68£11,067536,159101
Bedfordshire161£6,888961,038245
Berkshire143£5,9811163,258281
Blaenau Gwent23£7,783861,71029
Borders16£10,484640,24719
Bridgend51£8,947748,55495
Bristol180£5,7731164,245366
Buckinghamshire157£7,567957,093296
Caerphilly23£6,4691076,40230
Cambridgeshire172£8,520856,040331
Cardiff60£8,903949,616113
Carmarthenshire17£10,677643,48427
Ceredigion3£9,895743,7732
Cheshire209£8,867844,742518
Clackmannanshire2£7,998856,7384
Conwy25£9,425848,06429
Cornwall51£9,856846,96077
County Antrim45£9,238751,403112
County Armagh17£11,022536,83041
County Down23£8,685956,88662
County Durham123£7,938853,668267
County Fermanagh2£14,49556,0665
County Londonderry21£8,357757,99724
County Tyrone14£9,163755,16617
Cumbria47£10,345646,577139
Denbighshire2£9,495636,8484
Derbyshire147£9,371746,784356
Devon127£8,624948,546261
Dorset67£8,885949,224137
Dumfries & Galloway5£8,737756,4537
Dunbartonshire10£9,927649,46512
East Lothian1£8,450923,2438
East Riding of Yorkshire66£8,789849,697170
East Sussex84£9,667842,917114
Essex287£8,722850,636618
Falkirk34£9,488752,46155
Fife65£9,443845,383115
Flintshire17£7,1881173,90820
Gloucestershire57£7,0561161,043169
Greater London334£7,468955,710713
Greater Manchester370£7,645953,107797
Gwynedd6£8,494851,80617
Hampshire216£8,643847,801465
Herefordshire18£8,350947,03156
Hertfordshire163£8,492848,099330
Highland17£11,619633,75348
Inverclyde4£10,872627,03911
Isle of Anglesey23£7,561961,40822
Isle of Wight7£7,9251057,77115
Kent205£7,552954,038487
Lanarkshire111£9,821740,986318
Lancashire267£7,689954,032539
Leicestershire142£7,862853,704337
Lincolnshire120£8,611851,324258
Merseyside157£8,835747,191328
Merthyr Tydfil17£10,655643,41727
Midlothian78£8,971846,112140
Monmouthshire8£3,9141479,27533
Moray16£12,814527,34236
Neath Port Talbot11£9,624845,18016
Newport28£8,669749,92979
Norfolk140£8,627952,065272
North Yorkshire95£9,793743,761280
Northamptonshire94£7,917853,538232
Northumberland28£8,914843,19558
Nottinghamshire144£9,299748,228309
Oxfordshire35£8,603841,643133
Pembrokeshire5£8,0711046,08119
Perth & Kinross27£11,852534,50540
Powys1£14,795314,7632
Renfrewshire32£10,606638,85563
Rhondda Cynon Taf90£8,643753,47385
Rutland1£11,750610,7832
Shropshire72£8,536850,477145
Somerset99£8,868848,581186
South Yorkshire163£7,307964,420321
Staffordshire145£8,592845,453352
Stirling16£11,302534,29342
Suffolk115£9,571745,441258
Surrey162£7,353956,634341
Swansea49£8,717748,91588
Torfaen5£7,096955,92914
Tyne and Wear144£8,249852,755324
Vale of Glamorgan9£7,771952,49722
Warwickshire55£8,972852,683138
West Lothian30£6,648969,54764
West Midlands367£7,734955,133800
West Sussex119£8,171948,977194
West Yorkshire261£8,463849,409607
Wiltshire118£8,921848,239222
Worcestershire67£8,116953,610172
Wrexham23£8,228946,90431
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