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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,797£8,925848,79616,415
Aberdeenshire43£9,401745,262123
Angus45£10,439644,87777
Ayrshire67£10,970536,548108
Bedfordshire159£6,805961,614251
Berkshire145£6,1821162,390280
Blaenau Gwent23£7,927860,29426
Borders16£10,703642,92119
Bridgend47£9,086748,44899
Bristol187£5,7021164,470361
Buckinghamshire158£7,430957,781296
Caerphilly23£6,4691076,40231
Cambridgeshire178£8,440856,346328
Cardiff58£9,159947,548112
Carmarthenshire14£11,609640,43526
Ceredigion3£9,895743,7732
Cheshire219£8,917844,270520
Clackmannanshire2£7,998856,7384
Conwy24£9,289850,27528
Cornwall50£9,831847,10078
County Antrim44£9,140752,103120
County Armagh17£10,669541,02941
County Down22£8,619958,55362
County Durham119£8,038853,756271
County Fermanagh1£14,49536,0665
County Londonderry19£8,385859,10924
County Tyrone13£9,445755,33317
Cumbria54£10,384644,688137
Denbighshire2£9,495636,8484
Derbyshire148£9,513745,497360
Devon119£8,701848,770272
Dorset67£8,969947,298133
Dumfries & Galloway6£8,280856,6626
Dunbartonshire10£9,977649,46512
East Lothian2£7,900930,1377
East Riding of Yorkshire69£9,044846,303165
East Sussex85£9,597843,409115
Essex290£8,739850,541617
Falkirk35£9,695750,61552
Fife66£9,288846,297114
Flintshire16£7,4621173,71420
Gloucestershire56£6,9571160,786170
Greater London332£7,445955,530723
Greater Manchester371£7,533954,322787
Gwynedd7£7,809955,30917
Hampshire226£8,644848,693464
Herefordshire21£8,185848,15255
Hertfordshire162£8,635847,365333
Highland17£12,002629,00650
Inverclyde5£10,497730,41711
Isle of Anglesey24£7,496961,97423
Isle of Wight7£7,9251057,77115
Kent207£7,877951,971487
Lanarkshire114£9,928640,377312
Lancashire271£7,803853,674541
Leicestershire149£7,898853,258330
Lincolnshire124£8,558852,176258
Merseyside165£8,906746,793328
Merthyr Tydfil15£11,025641,62028
Midlothian79£8,849847,260141
Monmouthshire7£4,3311376,45735
Moray18£12,529527,40234
Neath Port Talbot11£9,623845,59216
Newport28£8,627750,10479
Norfolk142£8,656952,733276
North Yorkshire103£9,541844,252277
Northamptonshire95£7,799854,539230
Northumberland30£9,148846,10155
Nottinghamshire146£9,199748,338317
Oxfordshire36£8,331943,497132
Pembrokeshire5£8,0711046,08120
Perth & Kinross25£11,761534,82941
Powys1£14,795314,7632
Renfrewshire34£10,614639,82669
Rhondda Cynon Taf87£8,746753,42583
Rutland1£11,750610,7832
Shropshire68£8,532851,242148
Somerset102£9,066847,343183
South Yorkshire169£7,256964,595314
Staffordshire145£8,737845,142360
Stirling14£11,346532,70643
Suffolk111£9,551745,136260
Surrey167£7,402957,384339
Swansea49£8,827750,30285
Torfaen5£7,096955,92814
Tyne and Wear144£8,434852,024323
Vale of Glamorgan8£7,7431052,60823
Warwickshire54£8,896854,516139
West Lothian29£6,550970,02368
West Midlands358£7,684955,269810
West Sussex115£8,261948,870200
West Yorkshire259£8,371849,801616
Wiltshire119£8,870848,574223
Worcestershire71£8,321952,766173
Wrexham24£8,394943,74030
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