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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,185£8,889850,09414,363
Aberdeen City27£10,226741,07665
Aberdeenshire22£9,499843,18843
Angus3£10,262661,3066
Antrim6£10,082749,48626
Ards5£6,3451160,14711
Armagh1£13,250320,3952
Ballymena2£6,4481153,70716
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London18£9,461744,02530
Barnet - Greater London4£8,4691136,62423
Bedfordshire170£6,3841064,289249
Belfast24£10,822638,78950
Berkshire146£6,0651163,693300
Bexley - Greater London4£3,9201473,9384
Blaenau Gwent5£10,838535,31318
Brent - Greater London10£6,8961058,9684
Bristol189£6,4261061,121357
Bromley - Greater London10£11,958527,38435
Buckinghamshire128£8,739849,827228
Cambridgeshire183£8,333857,895324
Cardiff29£11,054832,31238
Carmarthenshire14£12,273427,67516
Carrickfergus1£11,495337,1253
Ceredigion23£7,895957,64135
Cheshire245£9,562743,407494
City of Edinburgh61£8,684846,755102
City of London - Greater London31£7,427964,44570
Clackmannanshire1£8,498754,1393
Coleraine6£8,800755,72515
Conwy10£8,945937,14815
Cornwall40£10,508740,86247
County Durham123£7,618956,072261
Craigavon10£11,459632,40935
Croydon - Greater London9£7,7131152,13414
Cumbria60£10,628742,206119
Denbighshire2£13,493327,1733
Derbyshire175£9,814744,365399
Derry5£11,120742,00412
Devon127£9,577741,944240
Dorset43£8,147956,031106
Down4£7,724861,0446
Dumfries and Galloway6£9,597752,16210
Dundee City45£10,798641,97458
Dungannon6£7,961976,7356
Ealing - Greater London32£4,7981163,65136
East Ayrshire23£10,014644,69837
East Lothian2£6,5731041,1324
East Riding of Yorkshire44£9,147746,28083
East Sussex55£10,482738,22987
Enfield - Greater London10£6,5651156,32710
Essex225£8,929851,973447
Falkirk31£9,061851,70953
Fermanagh5£7,248965,9144
Fife56£10,056844,537105
Flintshire1£3,00012129,1244
Glasgow City88£10,603739,370213
Gloucestershire44£6,6651165,167147
Greater Manchester402£8,072950,176734
Gwynedd3£5,9651191,03713
Hampshire191£8,849846,659463
Harrow - Greater London15£6,8641050,99919
Havering - Greater London89£7,245958,784179
Herefordshire21£8,567942,48156
Hertfordshire118£8,286852,714222
Highland14£11,981634,89830
Hillingdon - Greater London55£5,7401072,26553
Hounslow - Greater London18£6,925961,29632
Inverclyde7£10,784730,04013
Isle of Anglesey12£8,897850,89922
Isle of Wight7£10,621735,36421
Kent157£7,794954,960378
Kingston upon Thames - Greater London8£6,0361160,38510
Lancashire283£7,950852,026537
Larne5£6,1941079,6234
Leicestershire148£8,385848,915288
Lincolnshire146£9,551745,509251
Lisburn8£12,183535,70028
Merseyside137£9,671745,898295
Merthyr Tydfil19£10,938644,33025
Merton - Greater London2£8,173865,8591
Midlothian12£13,675428,96215
Monmouthshire7£4,8171269,36816
Moray11£12,723528,63925
Neath Port Talbot13£6,3261060,18511
Newport8£5,4601269,74612
Newtownabbey11£11,546535,42139
Norfolk154£8,671950,802282
North Ayrshire24£10,226643,55225
North Down5£7,275969,6698
North Lanarkshire28£11,681527,45685
North Yorkshire139£10,359742,092241
Northamptonshire93£8,898749,493197
Northumberland24£11,601647,55855
Nottinghamshire92£8,822852,555215
Omagh4£8,721756,3357
Oxfordshire65£10,067740,424119
Pembrokeshire2£9,647834,9724
Perth and Kinross16£11,125641,93853
Powys1£9,195913,216-
Redbridge - Greater London4£5,5181181,27414
Renfrewshire24£11,112636,68187
Rhondda Cynon Taf69£7,211961,37580
Richmond upon Thames - Greater London2£5,9851056,2459
Rutland2£7,3251051,2791
Scottish Borders14£11,025637,65122
Shropshire54£10,321740,017124
Somerset102£9,945844,411162
South Ayrshire23£11,945533,85547
South Lanarkshire3£7,4481056,9613
South Yorkshire177£7,699957,359379
Staffordshire148£9,131839,619342
Stirling15£11,607536,87629
Strabane1£13,995417,9241
Suffolk100£10,054739,733174
Surrey141£8,146852,205307
Sutton - Greater London7£8,569751,2417
Swansea19£8,259947,84122
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear130£9,396743,862301
Warwickshire43£8,286944,62381
West Dunbartonshire4£7,021871,79815
West Lothian28£7,314969,93961
West Midlands358£7,517960,527734
West Sussex60£9,570843,431156
West Yorkshire280£8,134950,989644
Wiltshire87£9,242848,026197
Worcestershire62£10,259743,827140
Wrexham1£14,250320,1584
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