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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,759£8,925848,80316,384
Aberdeenshire43£9,401745,262122
Angus45£10,439644,87776
Ayrshire68£11,037536,208107
Bedfordshire158£6,742962,197251
Berkshire140£6,0841163,068283
Blaenau Gwent25£7,792860,57826
Borders17£10,661641,76619
Bridgend48£9,012748,559100
Bristol184£5,7311164,741364
Buckinghamshire154£7,484957,505296
Caerphilly23£6,4691076,40231
Cambridgeshire174£8,530856,175332
Cardiff59£8,887949,135113
Carmarthenshire14£11,609640,43526
Ceredigion3£9,895743,7732
Cheshire216£8,932844,137516
Clackmannanshire2£7,998856,7384
Conwy24£9,289850,27528
Cornwall50£9,831847,10078
County Antrim44£9,140752,103117
County Armagh17£10,669541,02941
County Down22£8,619958,55362
County Durham119£8,008854,189272
County Fermanagh1£14,49536,0665
County Londonderry19£8,355859,10924
County Tyrone13£9,445755,33317
Cumbria52£10,475644,417139
Denbighshire2£9,495636,8484
Derbyshire146£9,424746,148361
Devon123£8,578948,885271
Dorset67£8,966947,298133
Dumfries & Galloway5£8,737756,4537
Dunbartonshire10£9,977649,46512
East Lothian2£7,900930,1377
East Riding of Yorkshire67£9,217845,309168
East Sussex84£9,626843,413116
Essex290£8,712850,809616
Falkirk34£9,410853,32354
Fife63£9,314845,863116
Flintshire16£7,4621173,71420
Gloucestershire56£6,9571160,786170
Greater London331£7,469955,570717
Greater Manchester368£7,515954,509786
Gwynedd7£7,809955,30916
Hampshire226£8,628848,055463
Herefordshire20£8,379846,38556
Hertfordshire162£8,560847,754330
Highland17£12,002629,00650
Inverclyde5£10,497730,41711
Isle of Anglesey23£7,604961,40824
Isle of Wight7£7,9251057,77115
Kent206£7,883952,023487
Lanarkshire115£10,010639,782312
Lancashire268£7,797853,794540
Leicestershire149£7,917853,266331
Lincolnshire122£8,561851,790260
Merseyside165£8,943746,722328
Merthyr Tydfil15£11,025641,62028
Midlothian79£8,790847,856142
Monmouthshire7£4,3311376,45734
Moray18£12,529527,40234
Neath Port Talbot11£9,623845,59216
Newport28£8,627750,10579
Norfolk145£8,575951,430274
North Yorkshire103£9,542844,252274
Northamptonshire96£7,842854,265226
Northumberland30£9,148846,40655
Nottinghamshire146£9,184748,704317
Oxfordshire35£8,315943,487133
Pembrokeshire5£8,0711046,08119
Perth & Kinross25£11,761534,82940
Powys1£14,795314,7632
Renfrewshire34£10,614639,82669
Rhondda Cynon Taf88£8,726753,18183
Rutland1£11,750610,7832
Shropshire67£8,465851,695149
Somerset101£9,022847,738184
South Yorkshire168£7,263964,578314
Staffordshire146£8,749844,990356
Stirling14£11,346532,70643
Suffolk113£9,525746,314258
Surrey168£7,376957,459338
Swansea48£8,928749,41286
Torfaen5£7,096955,92814
Tyne and Wear143£8,388852,309322
Vale of Glamorgan8£7,7431052,60823
Warwickshire55£8,875854,216135
West Lothian29£6,550970,02367
West Midlands357£7,714955,201800
West Sussex113£8,338948,552199
West Yorkshire254£8,436849,581614
Wiltshire118£8,828848,886222
Worcestershire71£8,321952,766171
Wrexham24£8,394943,74030
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