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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,208£8,658851,44113,495
Aberdeen City27£9,496749,27167
Aberdeenshire18£9,370842,06847
Angus7£9,209759,1416
Antrim11£9,648749,75324
Ards8£8,839745,81914
Armagh2£8,600754,6983
Ballymena3£10,489529,14816
Ballymoney3£7,132961,6236
Barking & Dagenham - Greater London16£9,298650,43224
Bedfordshire168£6,571961,661218
Belfast19£10,427641,49745
Berkshire137£5,8561166,683285
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent9£9,431645,04713
Brent - Greater London9£6,8311061,0773
Bristol202£6,0551163,511315
Bromley - Greater London7£11,820632,83627
Buckinghamshire149£8,112952,717218
Cambridgeshire190£8,724854,775300
Cardiff10£10,5441134,8978
Carmarthenshire15£11,975530,50718
Carrickfergus3£7,662762,1581
Ceredigion6£6,995952,66714
Cheshire277£9,679741,441497
City of Edinburgh64£8,556848,26499
City of London - Greater London17£7,355971,76342
Clackmannanshire3£10,765547,7262
Coleraine10£9,364654,63710
Conwy9£8,962938,89110
Cookstown2£16,495311,064-
Cornwall41£10,012747,91044
County Durham126£8,115854,876237
Craigavon12£10,540645,50332
Croydon - Greater London7£6,7441153,46414
Cumbria53£10,368646,377117
Denbighshire3£13,092327,7392
Derbyshire163£9,170846,881383
Derry2£4,9951267,000-
Devon125£8,810847,992240
Dorset53£8,870849,497103
Down3£4,96510103,3486
Dumfries and Galloway5£9,371755,6458
Dundee City46£10,723643,96455
Dungannon6£7,637975,1265
Ealing - Greater London36£5,0611060,10938
East Ayrshire19£11,485537,15541
East Lothian3£9,8311055,9012
East Riding of Yorkshire26£10,071637,76652
East Sussex57£9,908742,26878
Enfield - Greater London5£4,6581172,94311
Essex223£8,855850,616467
Falkirk29£8,568855,75051
Fermanagh3£10,330645,6862
Fife58£10,581740,24098
Flintshire1£2,79012129,1241
Glasgow City100£10,276638,817206
Gloucestershire41£6,2151165,353145
Greater Manchester388£7,898952,597748
Gwynedd2£6,9981151,16212
Hampshire190£8,440851,207422
Harrow - Greater London12£6,2151151,10923
Havering - Greater London83£7,232956,914177
Herefordshire24£7,786950,83857
Hertfordshire107£8,701849,077245
Highland17£11,161630,44435
Hillingdon - Greater London44£5,0661176,71855
Hounslow - Greater London22£5,9771068,68621
Inverclyde6£10,698731,0468
Isle of Anglesey9£9,822749,35212
Isle of Wight5£9,195943,09015
Kent155£7,799950,703339
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire303£8,242850,595505
Larne3£6,2631188,3724
Leicestershire161£8,034850,137288
Limavady1£2,8951586,0002
Lincolnshire152£9,101746,522245
Lisburn16£9,642740,67125
Magherafelt1£3,5501477,0004
Merseyside124£9,249744,422227
Merthyr Tydfil20£10,008749,75826
Merton - Greater London4£6,3861171,2062
Midlothian10£13,202531,00613
Monmouthshire3£4,5301574,6189
Moray14£12,417530,13024
Neath Port Talbot9£6,9951064,67711
Newport6£6,1971268,54812
Newry and Mourne2£11,945637,9043
Newtownabbey8£10,267645,93134
Norfolk143£9,043849,962264
North Ayrshire21£9,907642,97826
North Down2£6,4951082,2727
North Lanarkshire38£10,283634,51390
North Yorkshire117£9,827744,792245
Northamptonshire100£8,343850,206191
Northumberland18£10,899747,37247
Nottinghamshire110£8,040954,751203
Omagh6£9,921642,5083
Oxfordshire46£9,426840,538136
Pembrokeshire1£12,995514,6013
Perth and Kinross21£9,189748,55243
Redbridge - Greater London5£7,4291163,76214
Renfrewshire22£10,498638,87677
Rhondda Cynon Taf73£7,037965,35460
Richmond upon Thames - Greater London2£6,9851038,4069
Rutland2£7,3251051,2791
Scottish Borders13£10,961639,90812
Shropshire72£8,602950,005105
Somerset115£8,884851,071155
South Ayrshire24£10,822635,62145
South Lanarkshire3£7,4151057,1281
South Yorkshire189£7,315960,758328
Staffordshire136£8,843843,152301
Stirling15£12,140535,19829
Strabane2£10,245833,0731
Suffolk104£9,352845,286183
Surrey118£8,080952,785280
Sutton - Greater London5£8,128850,8999
Swansea19£8,433845,90414
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear133£8,786846,203300
Warwickshire44£7,0691052,31679
West Dunbartonshire5£6,867870,31614
West Lothian19£8,291756,40752
West Midlands370£7,499958,015706
West Sussex78£8,878847,666131
West Yorkshire288£8,176851,546605
Wiltshire97£9,414849,372196
Worcestershire76£10,237740,655137
Wrexham1£13,995320,158-
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