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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,752£8,984849,83315,732
Aberdeen City31£9,683744,24376
Aberdeenshire22£9,508845,20542
Angus6£10,096748,36812
Antrim10£9,248850,60629
Ards5£8,313946,3208
Armagh1£13,250320,3952
Ballymena7£8,302937,24914
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London21£8,680751,11532
Barnet - Greater London7£10,868627,00022
Bedfordshire180£6,3581065,281294
Belfast25£10,891538,06150
Berkshire146£5,7731166,445316
Bexley - Greater London25£7,447944,75657
Blaenau Gwent6£8,830754,33224
Brent - Greater London8£7,0651055,1243
Bristol190£6,4461061,824357
Bromley - Greater London12£12,833525,13539
Buckinghamshire125£8,599851,283238
Caerphilly15£6,867972,26527
Cambridgeshire192£8,084959,847338
Cardiff39£10,749836,23353
Carmarthenshire13£12,072430,22116
Carrickfergus1£11,495337,1253
Ceredigion30£7,682959,52249
Cheshire258£9,244745,210500
City of Edinburgh62£8,535948,268108
City of London - Greater London92£8,089954,489194
Clackmannanshire1£8,498754,1394
Coleraine5£8,993758,93415
Conwy10£8,275955,17118
Cornwall39£10,229742,26656
County Durham135£7,552956,959262
Craigavon12£9,841744,63736
Croydon - Greater London10£6,9121153,54533
Cumbria51£10,462743,243117
Denbighshire2£9,823657,7964
Derbyshire176£9,642844,824411
Derry6£11,855537,44111
Devon134£9,854740,869253
Dorset47£7,8591056,818125
Down3£8,048757,1106
Dumfries and Galloway7£9,582751,44716
Dundee City45£11,081640,82460
Dungannon6£7,961976,7356
Ealing - Greater London30£4,8521162,89438
East Ayrshire23£10,405640,81542
East Dunbartonshire3£14,831415,3033
East Lothian2£6,5731041,1328
East Riding of Yorkshire69£8,979845,659113
East Sussex79£10,774736,806116
Enfield - Greater London9£6,3861256,06312
Essex261£8,659852,311496
Falkirk33£9,110852,26655
Fermanagh3£9,330846,0673
Fife54£9,978844,436109
Flintshire2£5,8981093,5859
Glasgow City77£10,593739,878194
Gloucestershire44£7,3571058,569162
Greater Manchester391£8,017950,333772
Gwynedd2£7,873774,48011
Hampshire228£9,227845,625496
Harrow - Greater London15£6,9801053,64226
Havering - Greater London84£7,693954,559158
Herefordshire22£8,730943,60356
Hertfordshire137£8,236950,467264
Highland15£11,849638,45443
Hillingdon - Greater London51£5,8221070,90453
Hounslow - Greater London18£6,580961,82836
Inverclyde9£11,498632,07012
Isle of Anglesey12£9,395847,36224
Isle of Wight8£10,106734,50622
Kent187£7,756955,917376
Kingston upon Thames - Greater London8£5,7111255,63511
Lancashire278£8,034851,029550
Larne5£6,1941079,6234
Leicestershire147£8,254849,595295
Lincolnshire143£9,511747,055266
Lisburn11£12,142530,81431
Merseyside161£9,105749,478345
Merthyr Tydfil16£11,677644,99028
Merton - Greater London2£8,173865,8592
Midlothian12£13,317531,21115
Monmouthshire12£5,6621266,07726
Moray13£12,788530,58925
Neath Port Talbot17£6,6311058,81710
Newport38£8,167951,60282
Newtownabbey15£11,457537,60938
Norfolk155£8,737948,289296
North Ayrshire20£10,797638,62022
North Down6£6,8041074,8918
North Lanarkshire32£10,592732,45792
North Yorkshire136£10,199741,190258
Northamptonshire95£8,691852,255206
Northumberland44£10,254743,39497
Nottinghamshire151£9,768746,655296
Omagh6£8,813753,3327
Oxfordshire62£9,797740,713126
Pembrokeshire10£9,978646,08714
Perth and Kinross18£11,988537,99953
Redbridge - Greater London5£8,399867,40015
Renfrewshire29£10,271740,63882
Rhondda Cynon Taf69£7,676957,21996
Richmond upon Thames - Greater London1£6,985855,1309
Scottish Borders14£11,025637,65123
Shropshire50£9,290845,620136
Somerset102£10,002844,031179
South Ayrshire26£11,363539,32652
South Lanarkshire10£9,410757,07326
South Yorkshire172£7,960957,043398
Staffordshire159£9,001842,412360
Stirling12£12,076536,45831
Strabane1£13,995417,9241
Suffolk117£9,380843,731222
Surrey156£7,895954,020337
Sutton - Greater London8£8,097752,3696
Swansea30£8,248852,61348
The Vale of Glamorgan2£5,3731154,2683
Torfaen1£8,495744,2154
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear135£9,149745,128315
Waltham Forest - Greater London1£7,595791,0001
Warwickshire56£8,389949,39590
West Dunbartonshire4£7,021871,79817
West Lothian34£7,279966,75456
West Midlands353£7,618960,081751
West Sussex57£9,487843,109172
West Yorkshire277£8,410850,035671
Wiltshire87£9,363849,340195
Worcestershire69£10,247843,907145
Wrexham13£8,400949,54038
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