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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,815£8,908848,43116,413
Aberdeenshire42£9,862741,408126
Angus50£10,598642,90480
Ayrshire76£11,095535,34395
Bedfordshire155£7,003959,955247
Berkshire150£6,4781057,018277
Blaenau Gwent21£7,797856,74538
Borders19£10,154643,53824
Bridgend55£8,526850,66293
Bristol164£5,8171163,068352
Buckinghamshire157£7,1471060,229298
Caerphilly24£6,1281074,88125
Cambridgeshire163£8,092955,860345
Cardiff56£9,532945,531110
Carmarthenshire19£10,716641,07625
Ceredigion3£9,828741,1062
Cheshire206£8,766845,553527
Clackmannanshire2£7,998856,7384
Conwy19£9,793751,89834
Cornwall52£9,847746,21778
County Antrim50£8,777747,744109
County Armagh17£11,133534,44140
County Down28£8,874953,91258
County Durham128£7,998856,369265
County Fermanagh2£13,75056,0663
County Londonderry21£8,393760,85526
County Tyrone12£8,861853,71919
Cumbria45£10,499646,774128
Denbighshire5£9,053641,3563
Derbyshire158£9,713743,691348
Devon139£8,491850,380264
Dorset78£8,896944,241132
Dumfries & Galloway2£10,245665,3129
Dunbartonshire10£9,207749,86715
East Lothian8£10,312725,7138
East Riding of Yorkshire59£8,414849,889155
East Sussex74£9,105844,581123
Essex305£8,444850,349617
Falkirk37£9,613751,65649
Fife59£9,390845,481120
Flintshire21£6,4491275,41819
Gloucestershire65£6,8411158,524157
Greater London357£7,457955,316701
Greater Manchester360£7,770852,267786
Gwynedd6£8,478855,44319
Hampshire244£8,591849,996473
Herefordshire25£7,0141052,33352
Hertfordshire159£8,263848,130339
Highland13£13,211425,00445
Inverclyde2£11,647721,0727
Isle of Anglesey20£7,386968,15323
Isle of Wight10£7,026956,94014
Kent206£7,747953,512498
Lanarkshire102£9,917641,118334
Lancashire276£7,758952,031529
Leicestershire131£8,240849,012351
Lincolnshire114£9,028749,017270
Merseyside151£8,625749,623333
Merthyr Tydfil17£10,906641,20128
Midlothian70£8,776850,385149
Monmouthshire11£5,8131173,86527
Moray18£11,929529,50533
Neath Port Talbot11£9,133851,05017
Newport27£8,972745,44185
Norfolk147£8,554851,020277
North Yorkshire105£9,339848,374272
Northamptonshire106£7,743956,929229
Northumberland27£9,388745,03458
Nottinghamshire165£8,931847,914311
Oxfordshire30£8,588841,557114
Pembrokeshire5£8,708742,41614
Perth & Kinross19£11,525530,68647
Powys1£14,395314,7631
Renfrewshire22£10,630639,14573
Rhondda Cynon Taf84£8,351854,41599
Rutland2£10,150712,3833
Shropshire63£8,530849,743153
Somerset99£8,592949,135192
South Yorkshire183£7,167967,342322
Staffordshire146£8,555846,240347
Stirling13£10,444639,26948
Suffolk118£8,849850,583249
Surrey164£7,753952,267332
Swansea54£9,650743,63293
Torfaen6£6,763959,38714
Tyne and Wear146£8,345853,212322
Vale of Glamorgan5£10,486736,54720
Warwickshire48£8,494853,121136
West Lothian26£6,761969,15861
West Midlands349£7,881954,876806
West Sussex122£8,716846,721228
West Yorkshire266£7,988849,885619
Wiltshire123£8,922846,716201
Worcestershire64£8,787850,558174
Wrexham21£7,0881053,01738
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