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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,957£8,846850,52914,368
Aberdeen City29£9,327748,36869
Aberdeenshire11£10,928638,15752
Angus8£8,683856,4096
Antrim8£11,679640,61723
Ards7£10,287639,72714
Armagh1£13,250320,3954
Ballymena5£11,759542,70416
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London14£9,587647,36224
Bedfordshire166£6,664961,813217
Belfast24£10,376644,39642
Berkshire138£6,0401165,586295
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent10£9,228744,71012
Brent - Greater London10£7,8181056,9613
Bristol199£5,8541164,508343
Bromley - Greater London5£8,781837,55429
Buckinghamshire149£8,003953,088242
Cambridgeshire195£8,707853,480331
Cardiff9£9,7711235,14510
Carmarthenshire10£12,295534,13624
Carrickfergus4£6,509870,9052
Ceredigion7£6,995850,85713
Cheshire253£9,186744,103533
City of Edinburgh58£8,287849,291113
City of London - Greater London13£6,754978,06337
Clackmannanshire2£11,898544,5203
Coleraine12£8,062859,36610
Conwy9£9,117836,79212
Cookstown2£16,495311,064-
Cornwall41£9,993747,53152
County Durham126£8,288852,663254
Craigavon10£10,850545,90030
Croydon - Greater London8£6,3281154,90612
Cumbria46£9,667750,859133
Denbighshire2£12,493427,8143
Derbyshire160£9,279847,263375
Derry3£3,9951279,667-
Devon120£8,861847,872250
Dorset56£9,039849,878112
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4027
Dundee City43£10,694644,03461
Dungannon6£7,719970,0124
Ealing - Greater London28£4,9881060,53143
East Ayrshire21£11,097541,02342
East Lothian2£9,475941,2757
East Riding of Yorkshire26£10,402638,63558
East Sussex56£10,265739,90689
Enfield - Greater London5£5,7991261,96614
Essex214£8,734851,909496
Falkirk28£8,755857,60353
Fermanagh2£10,245741,5333
Fife61£9,884844,08796
Glasgow City84£9,895741,741224
Gloucestershire39£7,0621062,571163
Greater Manchester399£7,740954,030771
Gwynedd4£9,120745,52512
Hampshire172£8,075951,691440
Harrow - Greater London10£6,2531152,45827
Havering - Greater London90£6,3511062,405185
Herefordshire18£7,4241048,07857
Hertfordshire111£8,473850,924274
Highland13£12,189534,78842
Hillingdon - Greater London49£5,4571076,53263
Hounslow - Greater London16£6,3461061,93629
Inverclyde6£11,081627,9439
Isle of Anglesey13£8,473858,8399
Isle of Wight8£8,2711047,95613
Kent159£7,711951,585360
Kingston upon Thames - Greater London3£3,8281277,00014
Lancashire254£8,123851,662561
Larne2£6,6231290,5004
Leicestershire140£8,007851,021324
Lincolnshire136£8,911746,605266
Lisburn11£9,246751,21130
Magherafelt1£6,995928,4213
Merseyside130£8,908747,151242
Merthyr Tydfil18£11,106640,77726
Merton - Greater London3£7,698855,2753
Midlothian12£11,836535,97511
Monmouthshire6£3,8961392,6428
Moray13£12,419527,05829
Neath Port Talbot7£6,5671066,91513
Newport11£6,1871173,42711
Newry and Mourne1£14,495321,2143
Newtownabbey8£9,285753,62433
Norfolk170£8,396954,033269
North Ayrshire21£10,627637,65327
North Down2£8,045774,0848
North Lanarkshire31£9,987633,73787
North Yorkshire103£9,929740,790268
Northamptonshire99£8,441750,387213
Northumberland23£9,186851,56042
Nottinghamshire87£8,127954,249243
Omagh5£10,307543,9436
Oxfordshire40£9,337839,260143
Perth and Kinross18£9,321749,27241
Redbridge - Greater London4£7,348980,45612
Renfrewshire30£9,812738,98471
Rhondda Cynon Taf70£7,327964,01664
Richmond upon Thames - Greater London5£7,0841050,54911
Scottish Borders20£10,346642,11812
Shropshire73£8,742849,299112
Somerset107£8,648852,096174
South Ayrshire29£10,928633,78244
South Lanarkshire4£8,885847,4381
South Yorkshire178£7,0311063,761359
Staffordshire131£8,845841,921297
Stirling25£11,321635,61735
Strabane1£13,995417,9242
Suffolk105£10,083742,250206
Surrey111£7,906953,729288
Sutton - Greater London7£7,563955,49911
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear130£8,796850,096317
Warwickshire33£7,395951,14287
West Dunbartonshire5£7,367872,12813
West Lothian17£8,226755,92458
West Midlands346£7,401956,711761
West Sussex80£8,785848,008143
West Yorkshire282£8,079852,666626
Wiltshire110£9,431848,157210
Worcestershire71£8,853950,422156
Wrexham1£13,695320,1581
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