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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,037£8,696851,51614,399
Aberdeen City29£9,189847,11871
Aberdeenshire15£10,503639,11750
Angus9£9,239752,6744
Antrim9£10,992640,76023
Ards8£10,230643,82013
Armagh3£5,5131199,8984
Ballymena5£11,759542,70415
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London15£9,512647,81523
Bedfordshire168£6,792961,068219
Belfast26£10,515642,45043
Berkshire140£6,0531165,084300
Bexley - Greater London3£4,2281462,4604
Blaenau Gwent11£9,498642,73612
Brent - Greater London10£7,8181056,9612
Bristol204£5,8671163,868341
Bromley - Greater London4£8,444840,17530
Buckinghamshire146£8,026954,020250
Cambridgeshire186£8,597854,259334
Cardiff10£9,4251236,46110
Carmarthenshire10£12,295534,13624
Carrickfergus3£5,913872,4503
Ceredigion6£6,995852,16714
Cheshire259£9,275743,184526
City of Edinburgh59£8,460848,902109
City of London - Greater London15£6,726975,89034
Clackmannanshire2£11,898544,5203
Coleraine10£8,119858,69212
Conwy7£9,824732,87614
Cookstown2£16,495311,064-
Cornwall38£10,379743,42257
County Durham125£8,306852,256258
Craigavon13£10,772544,56929
Croydon - Greater London7£6,8241149,60713
Cumbria50£9,828747,767133
Denbighshire2£12,493427,8143
Derbyshire166£9,337846,719373
Derry3£3,9951279,667-
Devon126£8,850848,942247
Dorset56£9,260846,289110
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4027
Dundee City43£10,960642,15461
Dungannon5£7,665978,0095
Ealing - Greater London27£5,0721059,81043
East Ayrshire21£11,097541,02339
East Lothian2£9,475941,2757
East Riding of Yorkshire26£10,295635,70360
East Sussex53£10,005741,19887
Enfield - Greater London6£5,8311258,96614
Essex221£8,652852,742499
Falkirk31£8,882856,40352
Fermanagh2£10,245742,5333
Fife60£9,665845,81299
Glasgow City82£10,291740,323223
Gloucestershire47£6,7791162,410161
Greater Manchester403£7,642954,584767
Gwynedd4£9,120745,52512
Hampshire170£7,921951,882445
Harrow - Greater London10£6,2531152,45827
Havering - Greater London89£6,4641062,851188
Herefordshire20£7,7161047,97657
Hertfordshire114£8,519851,205273
Highland15£12,083533,72043
Hillingdon - Greater London49£5,4981076,29164
Hounslow - Greater London16£6,3461061,93628
Inverclyde6£11,081627,9439
Isle of Anglesey13£8,511959,87610
Isle of Wight8£8,2711047,95613
Kent163£7,525952,304355
Kingston upon Thames - Greater London3£3,8281277,00014
Lancashire257£8,165851,562561
Larne2£6,6231290,5004
Leicestershire146£8,131850,791326
Lincolnshire138£8,809847,350264
Lisburn11£9,246751,21130
Magherafelt1£6,995928,4213
Merseyside131£9,092746,016247
Merthyr Tydfil18£11,087640,77726
Merton - Greater London3£7,698855,2753
Midlothian12£11,836535,96711
Monmouthshire6£3,8131392,6427
Moray13£12,419527,05829
Neath Port Talbot7£6,5671066,9158
Newport12£6,2551172,58311
Newry and Mourne1£14,495321,2143
Newtownabbey9£9,031755,70432
Norfolk164£8,478951,625277
North Ayrshire22£10,326638,59827
North Down2£8,045774,0848
North Lanarkshire28£9,544635,69191
North Yorkshire97£9,836741,722271
Northamptonshire104£8,462849,214213
Northumberland22£9,339851,13242
Nottinghamshire86£8,230855,055247
Omagh4£9,510650,3666
Oxfordshire43£9,070841,253139
Perth and Kinross19£9,594747,70740
Redbridge - Greater London4£7,348980,45611
Renfrewshire32£9,857738,94871
Rhondda Cynon Taf70£7,352863,60769
Richmond upon Thames - Greater London5£7,0841050,54911
Scottish Borders20£10,486641,36313
Shropshire72£8,722848,004112
Somerset110£8,608852,399170
South Ayrshire29£10,755634,60244
South Lanarkshire4£8,885847,4381
South Yorkshire177£6,9831064,323356
Staffordshire133£8,879842,752300
Stirling24£11,231635,29235
Suffolk109£9,918742,755201
Surrey116£7,816954,642291
Sutton - Greater London6£8,715640,58212
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear137£8,880750,638321
Warwickshire32£7,689948,80787
West Dunbartonshire5£7,367872,12813
West Lothian17£7,903757,79359
West Midlands356£7,420957,522759
West Sussex83£8,560949,666144
West Yorkshire278£8,089952,864630
Wiltshire114£9,476847,527210
Worcestershire66£8,100953,662164
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