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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,296£8,750850,92813,805
Aberdeen City35£9,856747,43358
Aberdeenshire19£9,684842,51846
Angus7£8,281866,0785
Antrim7£9,477754,23126
Ards8£8,945742,91813
Armagh3£8,080868,4652
Ballymena2£8,195940,59520
Ballymoney2£7,823863,5206
Barking & Dagenham - Greater London14£9,298651,96526
Bedfordshire156£6,3251064,533241
Belfast17£10,712537,85156
Berkshire148£6,3411164,033288
Bexley - Greater London2£4,3451462,6506
Blaenau Gwent8£11,461533,89214
Brent - Greater London9£6,8781061,0774
Bristol189£6,2431061,689326
Bromley - Greater London9£10,609633,94329
Buckinghamshire145£8,200950,850220
Cambridgeshire195£8,757855,186313
Cardiff11£9,6211136,7347
Carmarthenshire14£11,888530,28617
Carrickfergus2£7,745678,5633
Ceredigion6£6,995954,16717
Cheshire280£9,760741,083482
City of Edinburgh66£8,766846,701103
City of London - Greater London16£8,553869,43946
Clackmannanshire2£10,898543,4382
Coleraine6£9,043755,26912
Conwy10£8,615941,57013
Cookstown2£16,495311,064-
Cornwall41£10,242745,29849
County Durham117£7,560956,977249
Craigavon17£9,978647,36834
Croydon - Greater London7£8,1881046,05114
Cumbria55£10,630644,327123
Denbighshire3£13,092327,7393
Derbyshire170£9,632745,151387
Derry2£4,9951267,000-
Devon130£9,163845,831249
Dorset48£9,086846,255109
Down3£4,96510103,3487
Dumfries and Galloway7£9,597749,2688
Dundee City51£10,422643,30648
Dungannon7£7,5801076,1085
Ealing - Greater London37£4,8241065,05739
East Ayrshire17£10,624640,51243
East Lothian2£6,4231041,1324
East Riding of Yorkshire25£10,595633,68560
East Sussex60£9,804740,39981
Enfield - Greater London8£4,3981368,71311
Essex218£8,985849,831456
Falkirk31£8,981754,58550
Fermanagh2£10,748741,5335
Fife56£10,429742,639104
Flintshire1£2,79012129,1241
Glasgow City94£10,374638,263207
Gloucestershire39£6,7751065,014150
Greater Manchester402£8,043851,498780
Gwynedd4£5,9741264,60912
Hampshire187£8,675849,333436
Harrow - Greater London13£6,0091155,84020
Havering - Greater London78£7,404955,835184
Herefordshire24£8,769946,63458
Hertfordshire115£8,383850,320239
Highland12£11,871530,86837
Hillingdon - Greater London55£5,1441175,03142
Hounslow - Greater London20£6,514965,78724
Inverclyde5£10,338834,7239
Isle of Anglesey6£7,743962,17513
Isle of Wight5£10,894624,43016
Kent161£7,850951,789340
Kingston upon Thames - Greater London3£7,8921058,59014
Lancashire299£8,303850,263550
Larne3£6,3301188,3725
Leicestershire155£8,071850,333288
Limavady1£2,8951586,0002
Lincolnshire142£9,270745,887250
Lisburn13£10,245640,61629
Merseyside127£9,197749,565239
Merthyr Tydfil23£10,687646,53323
Merton - Greater London4£6,0611175,4301
Midlothian12£12,984527,56113
Monmouthshire3£5,4471266,5759
Moray15£11,815534,26028
Neath Port Talbot13£6,7381065,63910
Newport7£5,5681168,65911
Newry and Mourne1£8,995854,5965
Newtownabbey10£10,077646,91539
Norfolk168£8,791849,790268
North Ayrshire21£10,277637,43629
North Down1£5,9951193,0009
North Lanarkshire40£10,050638,26486
North Yorkshire131£10,047742,790241
Northamptonshire100£8,447748,977200
Northumberland23£11,248746,23656
Nottinghamshire111£8,009854,829205
Omagh6£9,921642,5083
Oxfordshire46£9,917839,145133
Pembrokeshire1£12,995514,6014
Perth and Kinross19£9,989743,65848
Redbridge - Greater London5£5,5191366,10412
Renfrewshire26£10,402638,26580
Rhondda Cynon Taf75£7,123962,76567
Richmond upon Thames - Greater London3£7,6521037,3879
Rutland2£7,3251051,2791
Scottish Borders14£11,153635,28314
Shropshire62£9,515746,092105
Somerset106£9,119849,532154
South Ayrshire20£11,054634,64453
South Lanarkshire3£7,4151057,1283
South Yorkshire192£7,390960,357343
Staffordshire137£9,307739,920306
Stirling17£12,488532,55526
Strabane1£13,995417,9241
Suffolk103£9,478844,476180
Surrey125£7,845953,721286
Sutton - Greater London5£7,137969,63810
Swansea18£8,166843,63616
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear138£9,029747,685297
Warwickshire48£7,806946,70073
West Dunbartonshire10£8,253761,30312
West Lothian19£8,999751,22250
West Midlands388£7,615958,614721
West Sussex75£8,974847,532141
West Yorkshire303£8,092950,556605
Wiltshire107£9,537848,081198
Worcestershire69£10,765740,020137
Wrexham1£13,995320,158-
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