Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,905£8,863850,47814,387
Aberdeen City28£9,517748,39668
Aberdeenshire11£10,519639,56054
Angus9£9,273752,3126
Antrim8£11,729640,61725
Ards7£10,287639,72715
Armagh1£13,250320,3954
Ballymena4£12,724440,52616
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London14£10,126546,18324
Bedfordshire159£6,716961,131219
Belfast24£10,608642,63143
Berkshire137£6,1391165,265296
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent8£9,286743,04412
Brent - Greater London10£7,8451056,9613
Bristol195£6,0001163,940336
Bromley - Greater London6£9,486735,01328
Buckinghamshire145£8,167952,197240
Cambridgeshire193£8,715853,280327
Cardiff9£9,7711235,14510
Carmarthenshire11£12,085533,19823
Carrickfergus4£6,509870,9052
Ceredigion7£6,995850,85713
Cheshire257£9,237743,530531
City of Edinburgh55£8,397849,560110
City of London - Greater London13£6,754978,06338
Clackmannanshire3£10,765547,7262
Coleraine12£8,062859,36611
Conwy9£9,117836,79212
Cookstown2£16,495311,064-
Cornwall41£10,275746,07952
County Durham124£8,222853,681259
Craigavon10£10,850545,90031
Croydon - Greater London8£6,3281154,90615
Cumbria49£9,869750,098130
Denbighshire2£12,493427,8143
Derbyshire151£9,453746,671382
Derry3£3,9951279,667-
Devon122£8,871848,307248
Dorset55£9,197849,297109
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4029
Dundee City46£10,731642,92159
Dungannon6£7,719970,0125
Ealing - Greater London26£4,8951061,83244
East Ayrshire22£11,209540,04940
East Lothian3£9,716843,9625
East Riding of Yorkshire24£10,746538,24854
East Sussex58£10,196739,96187
Enfield - Greater London5£5,7991261,96614
Essex213£8,767851,153498
Falkirk30£9,177854,05249
Fermanagh2£10,498741,5333
Fife57£10,096742,69398
Glasgow City85£9,992741,408220
Gloucestershire37£7,0211060,933162
Greater Manchester391£7,774954,048783
Gwynedd3£8,827847,86311
Hampshire177£8,242951,166440
Harrow - Greater London10£6,2731152,45827
Havering - Greater London88£6,703959,903187
Herefordshire19£8,012945,21857
Hertfordshire114£8,635850,247273
Highland15£11,530538,79541
Hillingdon - Greater London48£5,4911076,50863
Hounslow - Greater London17£6,2021063,55328
Inverclyde6£11,081627,94310
Isle of Anglesey13£8,473858,8399
Isle of Wight8£8,2711047,95614
Kent160£7,762951,148360
Kingston upon Thames - Greater London3£3,8281277,00014
Lancashire252£8,203850,933561
Larne2£6,6231290,5005
Leicestershire145£7,912952,087320
Lincolnshire138£9,041745,253265
Lisburn11£8,823849,75330
Magherafelt1£6,995928,4215
Merseyside126£8,994745,404241
Merthyr Tydfil18£11,134640,75626
Merton - Greater London3£7,698855,2753
Midlothian12£11,836535,97511
Monmouthshire4£4,1461581,7149
Moray13£12,611526,00428
Neath Port Talbot7£6,710968,48812
Newport10£5,8561178,32611
Newry and Mourne1£14,495321,2143
Newtownabbey8£9,285753,62434
Norfolk173£8,374954,156271
North Ayrshire21£10,649637,65328
North Down2£8,045774,0848
North Lanarkshire34£10,577632,41684
North Yorkshire108£9,811742,821263
Northamptonshire95£8,444750,201218
Northumberland23£9,861847,90443
Nottinghamshire92£8,028954,272241
Omagh4£9,510650,3666
Oxfordshire42£9,247839,574145
Perth and Kinross17£9,387749,52143
Redbridge - Greater London4£7,348980,45612
Renfrewshire28£9,907740,53772
Rhondda Cynon Taf71£7,159964,71465
Richmond upon Thames - Greater London5£6,4841053,62510
Scottish Borders20£10,346642,11812
Shropshire74£8,964847,328108
Somerset103£8,712852,521175
South Ayrshire25£11,225531,61446
South Lanarkshire3£7,2481057,1281
South Yorkshire178£7,0401063,810360
Staffordshire133£9,003842,377300
Stirling24£10,791638,97033
Strabane1£13,995417,9242
Suffolk98£9,981742,137210
Surrey104£7,673955,052291
Sutton - Greater London7£7,563955,49911
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear129£8,712852,406317
Warwickshire31£7,0541054,08192
West Dunbartonshire6£7,389868,67314
West Lothian15£8,356755,22159
West Midlands349£7,445956,740756
West Sussex76£8,757848,359143
West Yorkshire272£8,124852,066635
Wiltshire106£9,448848,590209
Worcestershire73£8,834950,464161
Wrexham2£13,345421,445-
Add postcode for better results.