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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,203£8,722851,34114,186
Aberdeen City31£10,113744,71364
Aberdeenshire22£9,179842,87847
Angus4£9,695758,7296
Antrim8£9,742756,23827
Ards7£8,524846,87613
Armagh3£8,565767,5622
Ballymena2£8,195940,59520
Ballymoney2£7,823863,5206
Barking & Dagenham - Greater London16£9,312652,08928
Bedfordshire164£6,3321064,472243
Belfast18£11,175535,52057
Berkshire140£6,0181164,942300
Bexley - Greater London3£4,5621267,3504
Blaenau Gwent8£11,461533,89216
Brent - Greater London8£7,647957,8674
Bristol177£6,2801061,290351
Bromley - Greater London7£10,713531,33632
Buckinghamshire130£8,434851,577233
Cambridgeshire187£8,638854,971330
Cardiff12£9,1091139,79610
Carmarthenshire12£10,661634,91418
Carrickfergus2£7,745678,5633
Ceredigion6£6,995954,16717
Cheshire281£9,572742,298485
City of Edinburgh63£8,826846,446104
City of London - Greater London13£8,604874,11150
Clackmannanshire1£8,498754,1393
Coleraine5£8,002864,23313
Conwy11£8,550943,21312
Cookstown2£16,495311,064-
Cornwall40£10,462743,18852
County Durham121£7,964854,823258
Craigavon17£10,266645,75535
Croydon - Greater London6£7,9721047,06015
Cumbria55£10,588744,977123
Denbighshire2£13,393327,1733
Derbyshire172£9,548745,772395
Derry2£4,9951267,000-
Devon128£9,136847,026248
Dorset46£8,701949,308112
Down3£4,96510103,3487
Dumfries and Galloway6£9,597752,1629
Dundee City45£10,808642,66253
Dungannon6£7,844976,7356
Ealing - Greater London33£4,9281164,39142
East Ayrshire17£10,631641,13343
East Lothian2£6,5731041,1325
East Riding of Yorkshire23£9,924637,24665
East Sussex60£9,824740,45383
Enfield - Greater London8£4,9691361,39311
Essex234£9,420849,988449
Falkirk31£9,107751,94454
Fermanagh2£10,748741,5335
Fife62£10,382743,317106
Flintshire1£2,79012129,1241
Glasgow City95£10,548637,702204
Gloucestershire52£6,6411064,078143
Greater Manchester390£8,108851,438795
Gwynedd3£6,6321161,47814
Hampshire196£8,736849,000456
Harrow - Greater London14£6,5411051,48018
Havering - Greater London81£7,143959,316184
Herefordshire23£8,894944,82757
Hertfordshire114£8,507850,374243
Highland15£11,829530,87334
Hillingdon - Greater London49£4,9601175,54744
Hounslow - Greater London20£6,722964,27227
Inverclyde5£10,298734,7788
Isle of Anglesey5£8,093860,71015
Isle of Wight4£11,717618,53819
Kent160£7,582953,060343
Kingston upon Thames - Greater London3£7,8251058,59014
Lancashire292£8,191851,369571
Larne3£6,3301188,3725
Leicestershire149£8,313848,746294
Limavady1£2,8951586,0002
Lincolnshire146£9,305747,686254
Lisburn15£9,469745,45130
Merseyside121£9,259747,688260
Merthyr Tydfil22£10,500648,20623
Merton - Greater London3£7,265960,9061
Midlothian12£12,984527,56414
Monmouthshire4£4,4591378,4319
Moray12£12,579528,49727
Neath Port Talbot13£6,7381065,63911
Newport8£5,4971169,70211
Newtownabbey13£9,594653,00941
Norfolk164£8,826849,297275
North Ayrshire24£9,679742,42429
North Down4£6,6951076,2727
North Lanarkshire39£10,309635,65583
North Yorkshire130£9,865743,594253
Northamptonshire105£8,290850,968198
Northumberland23£11,095746,35556
Nottinghamshire101£8,133953,596205
Omagh6£9,921642,5087
Oxfordshire45£10,143739,402135
Pembrokeshire1£12,995514,6014
Perth and Kinross16£9,613746,69150
Redbridge - Greater London6£4,6981378,66611
Renfrewshire29£10,533639,80183
Rhondda Cynon Taf74£7,250961,55975
Richmond upon Thames - Greater London1£6,985855,1309
Rutland2£7,3251051,2791
Scottish Borders12£11,221637,38224
Shropshire61£9,471745,394111
Somerset114£9,103847,736154
South Ayrshire22£11,770530,89754
South Lanarkshire3£7,4151057,1283
South Yorkshire194£7,322960,755353
Staffordshire135£9,204840,344315
Stirling18£12,478532,48628
Strabane1£13,995417,9241
Suffolk98£9,431843,984187
Surrey114£7,857953,845297
Sutton - Greater London5£7,137969,63810
Swansea17£8,087943,16916
The Vale of Glamorgan1£4,5001091,6944
Torfaen1£8,990837,0002
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear139£8,806748,841300
Warwickshire49£7,833947,42674
West Dunbartonshire9£8,308759,94813
West Lothian20£9,199750,78950
West Midlands366£7,469959,309733
West Sussex71£9,060846,106149
West Yorkshire299£8,010951,439632
Wiltshire102£9,399847,849205
Worcestershire70£10,733738,991141
Wrexham1£13,995320,158-
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