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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,272£8,712851,36813,280
Aberdeen City31£9,724748,04759
Aberdeenshire21£9,409843,26544
Angus4£9,820758,7295
Antrim8£9,742756,23824
Ards7£8,524846,87613
Armagh3£8,565767,5621
Ballymena2£8,195940,59520
Ballymoney2£7,823863,5206
Barking & Dagenham - Greater London14£9,304651,96526
Bedfordshire161£6,4541063,473228
Belfast16£10,807537,80356
Berkshire143£6,0731164,521279
Bexley - Greater London3£4,5621267,3505
Blaenau Gwent8£11,461533,89214
Brent - Greater London9£6,8811061,0774
Bristol180£6,2831061,317315
Bromley - Greater London7£10,713531,33629
Buckinghamshire136£8,227951,789216
Cambridgeshire193£8,720855,031302
Cardiff12£9,1091139,7967
Carmarthenshire12£11,036536,63016
Carrickfergus2£7,745678,5633
Ceredigion6£6,995954,28216
Cheshire290£9,601741,871451
City of Edinburgh64£8,708847,06399
City of London - Greater London14£8,153874,66248
Clackmannanshire1£8,498754,1392
Coleraine6£9,043755,26912
Conwy10£8,615941,57013
Cookstown2£16,495311,064-
Cornwall40£10,426743,18848
County Durham117£7,682956,642238
Craigavon16£10,102647,49433
Croydon - Greater London7£8,1881046,05114
Cumbria54£10,828644,381121
Denbighshire2£13,393327,1733
Derbyshire177£9,734744,664372
Derry2£4,9951267,000-
Devon128£8,988847,040240
Dorset45£8,754949,444105
Down3£4,96510103,3487
Dumfries and Galloway6£9,597752,1628
Dundee City51£10,432643,43145
Dungannon6£7,844976,7355
Ealing - Greater London33£4,9181164,39138
East Ayrshire18£10,800639,55040
East Lothian2£6,4231041,1324
East Riding of Yorkshire24£9,653638,92957
East Sussex59£9,723840,15079
Enfield - Greater London7£4,7981265,58911
Essex232£8,960850,045430
Falkirk32£9,096751,68347
Fermanagh2£10,748741,5335
Fife61£10,517742,74998
Flintshire1£2,79012129,1241
Glasgow City96£10,430638,091199
Gloucestershire43£6,9421062,527142
Greater Manchester396£7,981951,703758
Gwynedd4£5,9741264,60912
Hampshire199£8,952847,966419
Harrow - Greater London16£6,1171155,35817
Havering - Greater London81£7,125958,279175
Herefordshire21£8,845945,01357
Hertfordshire116£8,666849,716230
Highland11£11,496633,95236
Hillingdon - Greater London51£5,0651174,77441
Hounslow - Greater London20£6,712964,27223
Inverclyde5£10,298734,7788
Isle of Anglesey5£8,093860,71013
Isle of Wight4£11,717618,53816
Kent164£7,769950,926327
Kingston upon Thames - Greater London3£7,8921058,59014
Lancashire301£8,224851,067539
Larne3£6,3301188,3725
Leicestershire150£8,070849,957281
Limavady1£2,8951586,0002
Lincolnshire148£9,338746,547236
Lisburn14£9,681744,64428
Merseyside125£9,339747,135229
Merthyr Tydfil22£10,872646,47523
Merton - Greater London4£6,0611175,4301
Midlothian12£12,984527,56413
Monmouthshire3£5,4471266,5759
Moray10£12,525529,12528
Neath Port Talbot13£6,7381065,63910
Newport7£5,7541168,65911
Newry and Mourne1£8,995854,5965
Newtownabbey10£9,185655,47838
Norfolk170£8,818849,028256
North Ayrshire23£9,927640,03827
North Down3£6,5951077,8477
North Lanarkshire42£10,089638,26880
North Yorkshire134£9,935743,449231
Northamptonshire104£8,227850,787188
Northumberland22£11,168745,71955
Nottinghamshire103£8,032953,510193
Omagh6£9,921642,5083
Oxfordshire45£10,248739,110129
Pembrokeshire1£12,995514,6014
Perth and Kinross18£9,655744,61147
Redbridge - Greater London6£5,3321370,63611
Renfrewshire26£10,556638,51680
Rhondda Cynon Taf77£7,167962,08365
Richmond upon Thames - Greater London2£7,4851038,4069
Rutland2£7,3251051,2791
Scottish Borders13£10,934636,73714
Shropshire66£9,448746,05199
Somerset112£9,134848,004145
South Ayrshire21£11,575532,42451
South Lanarkshire3£7,4151057,1283
South Yorkshire194£7,282961,172330
Staffordshire136£9,300740,091298
Stirling17£12,518532,54826
Strabane1£13,995417,9241
Suffolk102£9,318844,978169
Surrey117£7,874853,919278
Sutton - Greater London5£7,137969,63810
Swansea17£8,087943,16916
The Vale of Glamorgan1£4,5001091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear136£8,808748,980287
Warwickshire47£8,049946,12871
West Dunbartonshire9£8,308759,94812
West Lothian18£9,110750,94649
West Midlands368£7,559958,706689
West Sussex72£9,060847,180138
West Yorkshire303£7,971951,396586
Wiltshire109£9,172848,523182
Worcestershire68£10,899738,972129
Wrexham1£13,995320,158-
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