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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,902£8,711851,52614,384
Aberdeen City31£9,050845,77473
Aberdeenshire13£10,889640,38649
Angus9£9,239752,6744
Antrim9£10,992640,76022
Ards9£9,604745,50712
Armagh3£5,5131199,8984
Ballymena6£10,965545,68415
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London16£9,567645,83422
Bedfordshire168£6,847960,458217
Belfast26£10,515642,45043
Berkshire142£6,0711164,987298
Bexley - Greater London2£4,6451262,8006
Blaenau Gwent11£9,498642,73612
Brent - Greater London11£7,834958,9232
Bristol208£5,9331163,276338
Bromley - Greater London4£8,444840,17528
Buckinghamshire140£8,096953,199250
Cambridgeshire179£8,510855,197342
Cardiff10£9,4251236,46110
Carmarthenshire10£12,295534,13622
Carrickfergus3£5,913872,4503
Ceredigion7£6,995850,85713
Cheshire258£9,231743,443518
City of Edinburgh55£8,524848,461109
City of London - Greater London14£6,635978,52635
Clackmannanshire2£11,898544,5203
Coleraine10£8,119858,69212
Conwy6£9,295835,55714
Cookstown2£16,495311,064-
Cornwall36£10,524743,45057
County Durham121£8,363851,822260
Craigavon14£10,642586,13630
Croydon - Greater London8£7,2631051,87514
Cumbria45£10,102647,233135
Denbighshire2£12,493427,8143
Derbyshire167£9,451745,681370
Derry3£3,9951279,667-
Devon123£8,723849,633253
Dorset56£9,466844,306111
Down2£4,97310109,6986
Dumfries and Galloway5£8,584859,0217
Dundee City44£10,722642,39359
Dungannon5£7,665978,0095
Ealing - Greater London24£5,0611059,16143
East Ayrshire19£11,345539,68837
East Lothian2£9,475941,2757
East Riding of Yorkshire24£10,465634,98862
East Sussex55£10,065740,78078
Enfield - Greater London6£5,8311258,96613
Essex207£8,555852,844507
Falkirk29£9,358854,30653
Fermanagh1£14,49536,0664
Fife55£9,492847,08495
Glasgow City78£10,154741,541218
Gloucestershire43£6,9741061,279163
Greater Manchester392£7,686954,630763
Gwynedd4£9,120745,52513
Hampshire174£7,965951,382441
Harrow - Greater London8£5,9971153,75529
Havering - Greater London91£6,618962,790185
Herefordshire21£7,991944,15457
Hertfordshire110£8,177851,827274
Highland14£11,854534,50743
Hillingdon - Greater London48£5,4461077,36566
Hounslow - Greater London19£6,2771059,58627
Inverclyde6£11,081627,9439
Isle of Anglesey13£8,511959,87610
Isle of Wight8£7,1851155,63113
Kent157£7,453952,832355
Kingston upon Thames - Greater London4£4,6711169,25013
Lancashire250£8,136851,606553
Larne2£6,6231290,5004
Leicestershire144£8,111850,854331
Lincolnshire136£8,754747,745263
Lisburn12£9,354855,42630
Magherafelt1£6,995928,4213
Merseyside125£9,002745,989250
Merthyr Tydfil18£11,073640,78423
Merton - Greater London4£6,3861170,9563
Midlothian12£11,920535,88711
Monmouthshire3£4,4301574,6189
Moray12£11,955628,72330
Neath Port Talbot7£6,5671066,9158
Newport12£6,2631271,18311
Newry and Mourne1£14,395321,2143
Newtownabbey8£9,174752,21433
Norfolk166£8,343953,191262
North Ayrshire23£10,364638,70327
North Down2£8,045774,0848
North Lanarkshire25£9,597635,80793
North Yorkshire104£9,689742,689266
Northamptonshire103£8,178851,023216
Northumberland23£9,470849,63940
Nottinghamshire82£8,288854,663252
Omagh4£9,510650,3666
Oxfordshire37£8,989842,070144
Perth and Kinross17£9,902746,73941
Redbridge - Greater London5£7,1731077,17011
Renfrewshire29£9,651740,82672
Rhondda Cynon Taf70£7,347864,01368
Richmond upon Thames - Greater London5£6,7841050,54911
Scottish Borders22£10,858640,32912
Shropshire68£8,692847,936116
Somerset103£8,685852,069174
South Ayrshire29£10,755634,60242
South Lanarkshire4£8,835847,4381
South Yorkshire178£7,0031063,409352
Staffordshire124£8,860843,050304
Stirling21£11,145634,50538
Suffolk106£9,866743,197204
Surrey110£7,885953,366293
Sutton - Greater London6£8,715640,58212
Swansea1£14,999429,8412
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear146£8,782851,973319
Warwickshire33£7,3181051,53087
West Dunbartonshire5£7,367872,12813
West Lothian16£8,190756,43061
West Midlands353£7,432957,020759
West Sussex84£8,678849,760140
West Yorkshire262£8,044953,339627
Wiltshire114£9,308848,463217
Worcestershire65£8,167954,534160
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