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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,227£8,753850,91914,248
Aberdeen City34£10,073745,91561
Aberdeenshire17£9,529742,81049
Angus7£8,209866,0785
Antrim9£9,270753,20626
Ards8£8,839745,81914
Armagh2£9,623748,6983
Ballymena3£7,712841,06320
Ballymoney2£7,823863,5206
Barking & Dagenham - Greater London14£9,291651,96526
Bedfordshire154£6,3561063,749246
Belfast19£10,549539,40556
Berkshire145£6,2931163,893297
Bexley - Greater London2£4,3451462,6506
Blaenau Gwent9£10,743538,62814
Brent - Greater London9£6,8671061,0774
Bristol192£6,4491059,797342
Bromley - Greater London7£9,615740,26231
Buckinghamshire148£8,103952,180227
Cambridgeshire202£8,849854,374320
Cardiff10£9,6611237,8238
Carmarthenshire14£11,959530,28617
Carrickfergus2£7,495678,5633
Ceredigion6£6,995954,16717
Cheshire285£9,771741,173497
City of Edinburgh66£9,039846,079106
City of London - Greater London17£8,426869,79246
Clackmannanshire2£10,898543,4382
Coleraine5£9,493754,30613
Conwy10£8,615941,57013
Cookstown2£16,495311,064-
Cornwall41£10,242746,00950
County Durham117£7,512957,652256
Craigavon16£10,166647,39935
Croydon - Greater London7£8,1881046,05114
Cumbria54£10,663644,633126
Denbighshire3£13,092327,7393
Derbyshire160£9,562746,271403
Derry2£4,9951267,000-
Devon127£9,272845,879257
Dorset49£9,150846,155112
Down3£4,96510103,3487
Dumfries and Galloway6£9,316755,3719
Dundee City53£10,316643,77949
Dungannon7£7,5801076,1085
Ealing - Greater London34£4,9451062,78742
East Ayrshire17£10,624640,32243
East Lothian2£6,4231041,1324
East Riding of Yorkshire23£10,156637,14563
East Sussex58£9,846740,16483
Enfield - Greater London7£4,3981272,58512
Essex209£9,063849,490479
Falkirk32£8,976753,98150
Fermanagh2£10,498741,5335
Fife59£10,577740,926105
Flintshire1£2,79012129,1241
Glasgow City99£10,336638,484210
Gloucestershire38£6,7471064,984153
Greater Manchester403£7,962852,133804
Gwynedd4£5,9741264,60912
Hampshire184£8,717849,616449
Harrow - Greater London14£5,8091156,09520
Havering - Greater London79£7,385955,681187
Herefordshire23£8,670949,49260
Hertfordshire109£8,528849,425247
Highland11£11,542632,18938
Hillingdon - Greater London54£5,1741174,57945
Hounslow - Greater London23£6,316967,89523
Inverclyde5£10,338834,7239
Isle of Anglesey7£8,634857,66713
Isle of Wight5£10,894624,43016
Kent157£7,770951,922350
Kingston upon Thames - Greater London3£7,7251058,59014
Lancashire295£8,211850,571570
Larne3£6,3301188,3725
Leicestershire150£8,210849,683300
Limavady1£2,8951586,0002
Lincolnshire148£9,340745,263253
Lisburn13£10,822634,72130
Merseyside121£9,191745,340251
Merthyr Tydfil22£10,699646,47524
Merton - Greater London3£6,2651183,5732
Midlothian12£12,984527,56113
Monmouthshire4£4,4091474,6819
Moray16£11,639634,05628
Neath Port Talbot12£6,8831064,73211
Newport8£6,6591066,03312
Newry and Mourne1£8,995854,5965
Newtownabbey9£10,419543,78640
Norfolk170£8,708850,921274
North Ayrshire21£10,277637,43629
North Down2£6,4951082,2728
North Lanarkshire45£9,795639,23187
North Yorkshire126£10,003742,336255
Northamptonshire94£8,495748,340211
Northumberland27£9,903955,37658
Nottinghamshire107£8,027954,720212
Omagh6£9,921642,5083
Oxfordshire42£9,745839,320140
Pembrokeshire1£12,995514,6014
Perth and Kinross17£9,870745,00051
Redbridge - Greater London4£6,5991265,20613
Renfrewshire28£10,516638,96980
Rhondda Cynon Taf75£7,074964,42570
Richmond upon Thames - Greater London3£7,6521037,3879
Rutland2£7,3251051,2791
Scottish Borders14£11,153635,28314
Shropshire61£9,142747,549110
Somerset102£9,168850,022160
South Ayrshire21£11,123534,16753
South Lanarkshire4£6,8101061,6423
South Yorkshire200£7,489959,667350
Staffordshire126£9,208739,610318
Stirling14£12,901532,48829
Strabane1£13,995417,9241
Suffolk100£9,642843,618190
Surrey129£8,125852,063294
Sutton - Greater London4£8,673753,12411
Swansea18£8,166843,63616
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear141£9,002747,109302
Warwickshire49£7,701946,95374
West Dunbartonshire9£7,848763,39313
West Lothian18£8,899753,21151
West Midlands379£7,562958,683746
West Sussex68£8,704848,708148
West Yorkshire299£8,117850,960623
Wiltshire103£9,502849,694205
Worcestershire68£10,706740,669139
Wrexham1£13,995320,158-
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