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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,973£8,799850,68214,393
Aberdeen City29£9,344747,10670
Aberdeenshire14£10,682639,43552
Angus8£8,683856,4094
Antrim9£10,992640,76023
Ards7£10,287639,72714
Armagh1£13,250320,3954
Ballymena5£11,759542,70415
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London14£9,587647,36224
Bedfordshire168£6,689961,778216
Belfast26£10,523642,45043
Berkshire141£6,1131164,410300
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent10£9,228744,71012
Brent - Greater London10£7,8181056,9612
Bristol196£5,9151163,961345
Bromley - Greater London4£8,444840,17530
Buckinghamshire150£7,936953,838245
Cambridgeshire188£8,617854,458333
Cardiff9£9,7711235,14510
Carmarthenshire10£12,295534,13624
Carrickfergus4£6,509870,9052
Ceredigion7£6,995850,85713
Cheshire256£9,216743,635528
City of Edinburgh59£8,427848,299109
City of London - Greater London14£6,564978,27235
Clackmannanshire2£11,898544,5203
Coleraine12£8,062859,36610
Conwy7£9,824732,87614
Cookstown2£16,495311,064-
Cornwall41£10,241746,33754
County Durham124£8,306852,756253
Craigavon13£10,772544,56930
Croydon - Greater London8£6,3281154,90612
Cumbria48£9,768749,602134
Denbighshire2£12,493427,8143
Derbyshire160£9,277847,316375
Derry3£3,9951279,667-
Devon125£8,822848,917248
Dorset55£9,293845,913112
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4027
Dundee City43£10,875643,09960
Dungannon6£7,719970,0124
Ealing - Greater London27£5,0721059,81044
East Ayrshire21£11,097541,02340
East Lothian2£9,475941,2757
East Riding of Yorkshire25£10,398636,25859
East Sussex54£10,083740,67388
Enfield - Greater London6£5,8311258,96614
Essex216£8,685852,557497
Falkirk29£8,755857,60352
Fermanagh2£10,245742,5333
Fife59£9,847844,15499
Glasgow City82£10,111740,937225
Gloucestershire41£6,8231163,736162
Greater Manchester397£7,656954,550768
Gwynedd4£9,120745,52512
Hampshire168£8,014952,175444
Harrow - Greater London10£6,2531152,45827
Havering - Greater London91£6,4451062,813186
Herefordshire19£7,1481052,27056
Hertfordshire113£8,506850,965271
Highland14£11,890535,82142
Hillingdon - Greater London49£5,4571076,53263
Hounslow - Greater London16£6,3461061,93628
Inverclyde6£11,081627,9439
Isle of Anglesey14£8,367959,2499
Isle of Wight8£8,2711047,95613
Kent161£7,671952,148357
Kingston upon Thames - Greater London3£3,8281277,00014
Lancashire253£8,111851,926564
Larne2£6,6231290,5004
Leicestershire143£8,049851,089322
Lincolnshire138£8,789847,065265
Lisburn11£9,246751,21130
Magherafelt1£6,995928,4213
Merseyside133£8,978746,395241
Merthyr Tydfil18£11,087640,77726
Merton - Greater London3£7,698855,2753
Midlothian12£11,836535,96711
Monmouthshire6£3,8131392,6428
Moray13£12,419527,05829
Neath Port Talbot7£6,5671066,9158
Newport12£6,2551172,58311
Newry and Mourne1£14,495321,2143
Newtownabbey8£9,222756,10433
Norfolk171£8,382953,667271
North Ayrshire21£10,627637,65327
North Down2£8,045774,0848
North Lanarkshire31£9,811634,46388
North Yorkshire101£9,783741,594271
Northamptonshire97£8,424850,307216
Northumberland23£9,186851,56041
Nottinghamshire89£8,185855,098244
Omagh5£10,307543,9436
Oxfordshire41£9,140841,324142
Perth and Kinross19£9,594747,70741
Redbridge - Greater London4£7,348980,45612
Renfrewshire30£9,607740,94272
Rhondda Cynon Taf70£7,350863,63268
Richmond upon Thames - Greater London5£7,0841050,54911
Scottish Borders20£10,346642,11812
Shropshire72£8,740848,004113
Somerset105£8,479853,378177
South Ayrshire29£10,704634,82144
South Lanarkshire4£8,885847,4381
South Yorkshire181£7,076963,225356
Staffordshire133£8,996842,091300
Stirling24£11,252635,29235
Strabane1£13,995417,9242
Suffolk107£10,039742,451202
Surrey113£7,779954,382291
Sutton - Greater London6£8,715640,58212
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear133£8,772850,636319
Warwickshire31£7,587949,76487
West Dunbartonshire5£7,367872,12813
West Lothian17£7,903757,79359
West Midlands351£7,400957,321760
West Sussex78£8,767848,503146
West Yorkshire276£8,071952,892632
Wiltshire110£9,406848,084211
Worcestershire66£8,504952,594163
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