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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,956£8,687851,66214,414
Aberdeen City29£9,189847,11871
Aberdeenshire14£10,682639,43550
Angus9£9,239752,6744
Antrim9£10,992640,76022
Ards8£10,230643,82013
Armagh3£5,5131199,8984
Ballymena5£11,759542,70415
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London15£9,489647,81523
Bedfordshire170£6,856960,687218
Belfast26£10,515642,45043
Berkshire142£6,0811165,007301
Bexley - Greater London2£4,6451262,8006
Blaenau Gwent11£9,498642,73612
Brent - Greater London11£7,834958,9232
Bristol205£5,9121163,020343
Bromley - Greater London4£8,444840,17530
Buckinghamshire143£8,123953,262249
Cambridgeshire181£8,650854,391338
Cardiff10£9,4251236,46110
Carmarthenshire10£12,295534,13624
Carrickfergus3£5,913872,4503
Ceredigion6£6,995852,16714
Cheshire259£9,218743,500523
City of Edinburgh58£8,523848,263108
City of London - Greater London14£6,635978,52636
Clackmannanshire2£11,898544,5203
Coleraine10£8,119858,69212
Conwy6£9,295835,55715
Cookstown2£16,495311,064-
Cornwall38£10,377743,42255
County Durham119£8,165853,337261
Craigavon13£10,695545,70430
Croydon - Greater London8£7,3211047,00013
Cumbria46£10,142646,302136
Denbighshire2£12,493427,8143
Derbyshire164£9,368746,816374
Derry3£3,9951279,667-
Devon121£8,661850,755254
Dorset56£9,049846,744110
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4027
Dundee City44£10,854642,94060
Dungannon5£7,665978,0095
Ealing - Greater London27£5,0911059,81042
East Ayrshire20£11,352539,77538
East Lothian2£9,475941,2757
East Riding of Yorkshire24£10,478633,69561
East Sussex54£9,977741,19383
Enfield - Greater London6£5,8311258,96614
Essex217£8,590852,712499
Falkirk31£9,021855,48953
Fermanagh2£10,245742,5333
Fife60£9,664845,81298
Glasgow City82£10,258741,335219
Gloucestershire42£7,0801060,385163
Greater Manchester396£7,649954,580765
Gwynedd4£9,120745,52512
Hampshire175£8,039950,926441
Harrow - Greater London8£5,9971153,75529
Havering - Greater London91£6,4971062,465188
Herefordshire22£7,7411047,95357
Hertfordshire112£8,371851,470274
Highland13£11,997533,71145
Hillingdon - Greater London47£5,4721077,05666
Hounslow - Greater London16£6,3461061,93628
Inverclyde6£11,081627,9439
Isle of Anglesey13£8,511959,87610
Isle of Wight9£7,9411050,28313
Kent161£7,564952,140355
Kingston upon Thames - Greater London3£3,8281277,00014
Lancashire256£8,118851,894559
Larne2£6,6231290,5004
Leicestershire147£8,044851,374328
Lincolnshire137£8,829747,280263
Lisburn9£8,559855,03830
Magherafelt1£6,995928,4213
Merseyside131£9,007745,981246
Merthyr Tydfil17£10,975642,51625
Merton - Greater London4£6,3861170,9563
Midlothian11£12,049534,89212
Monmouthshire5£4,0761387,7717
Moray13£12,419527,05829
Neath Port Talbot7£6,5671066,9158
Newport11£6,1871173,42711
Newry and Mourne1£14,495321,2143
Newtownabbey9£8,976755,70432
Norfolk162£8,446953,037275
North Ayrshire21£10,389638,61027
North Down2£8,045774,0848
North Lanarkshire27£9,513635,94992
North Yorkshire99£9,685742,481269
Northamptonshire105£8,316850,363214
Northumberland22£9,338851,13241
Nottinghamshire83£8,148855,331250
Omagh4£9,510650,3666
Oxfordshire42£9,111840,878138
Perth and Kinross17£9,902746,73942
Redbridge - Greater London4£7,348980,45611
Renfrewshire31£9,899739,18571
Rhondda Cynon Taf70£7,352863,60767
Richmond upon Thames - Greater London5£7,0841050,54911
Scottish Borders20£10,486641,36312
Shropshire70£8,735847,905114
Somerset105£8,726851,617171
South Ayrshire29£10,755634,60243
South Lanarkshire4£8,885847,4381
South Yorkshire176£6,8901064,254355
Staffordshire127£8,809842,977303
Stirling24£11,231635,29235
Suffolk107£9,842743,666204
Surrey111£7,900853,222299
Sutton - Greater London6£8,715640,58212
Swansea1£14,999429,8412
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear138£8,934750,322322
Warwickshire33£7,704948,46784
West Dunbartonshire5£7,367872,12813
West Lothian17£7,561858,67659
West Midlands356£7,386957,286759
West Sussex82£8,644949,083143
West Yorkshire273£8,051953,213628
Wiltshire114£9,495847,552212
Worcestershire65£7,9821054,129161
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