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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,329£8,957849,55914,046
Aberdeen City27£10,234741,07665
Aberdeenshire22£9,499843,18843
Angus4£10,820648,5025
Antrim6£10,082749,48626
Ards6£6,1201159,29010
Armagh1£13,250320,3952
Ballymena4£7,0691141,60414
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London18£9,478744,02530
Barnet - Greater London3£10,459730,06523
Bedfordshire169£6,4631064,330245
Belfast25£10,733639,21449
Berkshire150£5,9451164,844289
Bexley - Greater London3£4,5621267,3504
Blaenau Gwent5£10,838535,31318
Brent - Greater London10£6,8961058,9684
Bristol193£6,4061061,386349
Bromley - Greater London12£12,876525,34933
Buckinghamshire127£8,569850,514224
Cambridgeshire188£8,399857,182315
Cardiff30£11,156833,43536
Carmarthenshire14£12,273427,67516
Carrickfergus1£11,495337,1253
Ceredigion22£8,164957,41734
Cheshire255£9,481743,705482
City of Edinburgh62£8,819845,67199
City of London - Greater London32£7,5411060,55466
Clackmannanshire1£8,498754,1393
Coleraine6£8,800755,72515
Conwy9£9,084934,54115
Cornwall43£10,480740,74544
County Durham128£7,660955,905254
Craigavon13£10,079741,89432
Croydon - Greater London7£7,4181150,68414
Cumbria61£10,406743,412117
Denbighshire2£13,493327,1733
Derbyshire178£9,775744,534392
Derry5£11,120742,00412
Devon126£9,684741,378239
Dorset45£8,182954,763104
Down4£7,724861,0446
Dumfries and Galloway6£9,597752,16210
Dundee City46£10,898641,79157
Dungannon6£7,961976,7356
Ealing - Greater London33£4,8041163,54035
East Ayrshire24£10,001645,11136
East Lothian2£6,5731041,1324
East Riding of Yorkshire46£9,261745,28480
East Sussex55£10,464738,44087
Enfield - Greater London10£6,5651156,32710
Essex224£8,954851,617443
Falkirk33£8,997851,49152
Fermanagh2£10,248745,6014
Fife58£9,964844,942103
Flintshire1£3,00012129,1244
Glasgow City94£10,559639,064206
Gloucestershire46£6,5511165,068142
Greater Manchester412£8,112849,925716
Gwynedd5£5,7291091,52511
Hampshire197£8,963845,676454
Harrow - Greater London14£7,236950,20618
Havering - Greater London91£7,252958,648176
Herefordshire22£8,756942,94655
Hertfordshire122£8,333852,398216
Highland14£11,981634,89830
Hillingdon - Greater London56£5,7551070,56849
Hounslow - Greater London17£6,608962,55832
Inverclyde8£11,061733,11812
Isle of Anglesey12£8,897850,89922
Isle of Wight7£10,621735,36421
Kent167£7,6001056,239364
Kingston upon Thames - Greater London9£5,9641157,2319
Lancashire293£8,052851,532523
Larne5£6,1941079,6234
Leicestershire152£8,365848,992281
Lincolnshire147£9,541745,897248
Lisburn9£12,106534,00527
Merseyside141£9,711744,925288
Merthyr Tydfil20£11,405642,91324
Merton - Greater London2£8,173865,8591
Midlothian11£13,874428,35115
Monmouthshire7£4,8171269,36816
Moray12£12,954527,35024
Neath Port Talbot13£6,3261060,18511
Newport9£5,3311271,53011
Newtownabbey10£11,847435,06340
Norfolk155£8,690948,836276
North Ayrshire24£10,226643,55225
North Down5£7,275969,6698
North Lanarkshire26£11,589629,30585
North Yorkshire140£10,413641,059237
Northamptonshire93£8,824749,984191
Northumberland23£11,693647,23855
Nottinghamshire95£8,832852,803210
Omagh5£9,076750,5986
Oxfordshire62£10,071740,361117
Pembrokeshire2£9,647834,9724
Perth and Kinross17£11,399539,76152
Powys1£8,995913,216-
Redbridge - Greater London4£5,5301181,27414
Renfrewshire25£11,248635,44786
Rhondda Cynon Taf67£7,287961,16980
Richmond upon Thames - Greater London2£5,9851056,2459
Rutland2£7,3251051,2791
Scottish Borders14£11,025637,65122
Shropshire55£10,217740,694121
Somerset100£9,894845,044161
South Ayrshire22£12,170533,36247
South Lanarkshire3£7,4481056,9613
South Yorkshire176£7,877956,185375
Staffordshire151£9,187839,539337
Stirling15£11,607536,87529
Strabane1£13,995417,9241
Suffolk103£10,002739,664169
Surrey140£8,245851,775303
Sutton - Greater London6£8,998750,2157
Swansea14£8,906848,91022
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear137£9,318744,148294
Warwickshire44£8,282946,13778
West Dunbartonshire4£7,021871,79815
West Lothian29£7,182970,70760
West Midlands371£7,497959,976712
West Sussex61£9,459844,896155
West Yorkshire292£8,139850,903629
Wiltshire91£9,212849,162191
Worcestershire60£9,793846,292135
Wrexham1£14,250320,1584
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