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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,622£8,558852,30614,224
Aberdeen City32£9,026845,00565
Aberdeenshire13£10,377645,39047
Angus5£7,495868,5348
Antrim3£11,331649,45826
Ards8£9,9971047,76614
Armagh3£7,247959,4656
Ballymena6£9,563646,87913
Ballymoney2£7,823863,5204
Barking & Dagenham - Greater London13£9,598644,75223
Bedfordshire149£6,792962,529233
Belfast22£9,964641,88839
Berkshire145£6,0181162,898286
Blaenau Gwent8£9,623637,9229
Brent - Greater London10£7,624961,3264
Bristol184£5,7021165,127366
Bromley - Greater London5£7,794847,14021
Buckinghamshire136£7,817956,188245
Cambridgeshire187£8,498854,837312
Cardiff6£11,075631,7885
Carmarthenshire11£11,795636,77521
Carrickfergus1£3,9959120,0004
Cheshire226£9,079843,960532
City of Edinburgh56£8,223851,666109
City of London - Greater London8£9,5021269,50537
Clackmannanshire1£9,998656,3035
Coleraine10£7,863859,3069
Conwy6£8,795943,82410
Cookstown2£16,495311,064-
Cornwall43£9,640849,22862
County Durham125£8,356851,329271
Craigavon13£11,935439,05128
Croydon - Greater London10£7,7201049,24212
Cumbria50£10,147745,805125
Denbighshire1£12,495326,7552
Derbyshire163£9,536745,832347
Derry2£3,9951384,000-
Devon106£8,916848,032252
Dorset53£8,710848,856118
Dumfries and Galloway6£9,667752,5355
Dundee City44£10,549643,37764
Dungannon7£8,395859,5685
Ealing - Greater London24£5,1951057,49544
East Ayrshire24£11,415536,00437
East Lothian1£8,450923,2437
East Riding of Yorkshire27£9,239742,97258
East Sussex54£9,769744,83981
Enfield - Greater London6£5,1321362,34111
Essex220£8,650851,710495
Falkirk32£9,458852,42453
Fermanagh1£14,49536,0665
Fife56£9,295846,87196
Glasgow City76£10,195740,526209
Gloucestershire43£6,9041060,076156
Greater Manchester354£7,395955,565772
Gwynedd5£8,094952,95215
Hampshire170£8,553949,078419
Harrow - Greater London9£7,1791141,25527
Havering - Greater London78£7,073957,346186
Herefordshire23£8,537846,27056
Hertfordshire134£8,272849,502277
Highland12£10,105832,78748
Hillingdon - Greater London46£6,2551068,93486
Hounslow - Greater London27£6,747959,91118
Inverclyde4£9,697833,26910
Isle of Anglesey17£7,319965,5429
Isle of Wight8£7,6841057,70314
Kent159£7,548953,053348
Kingston upon Thames - Greater London4£3,1951482,97612
Lancashire259£8,124851,304523
Larne2£6,6231290,5003
Leicestershire142£7,923853,401334
Lincolnshire118£8,540851,354261
Lisburn14£7,853866,64730
Merseyside117£9,131745,246245
Merthyr Tydfil17£11,277640,22527
Merton - Greater London3£5,8621356,7025
Midlothian9£13,291428,14012
Monmouthshire1£2,8001688,40010
Moray16£13,239526,82233
Neath Port Talbot5£6,895966,9487
Newham - Greater London1£3,9501285,910-
Newport8£4,5701378,6857
Newry and Mourne1£3,8951392,0912
Newtownabbey9£7,572860,92427
Norfolk137£8,660950,935277
North Ayrshire22£10,238640,64322
North Down1£11,295356,96910
North Lanarkshire26£10,684634,77693
North Yorkshire100£9,698843,029275
Northamptonshire91£7,765855,620221
Northumberland27£8,589849,80738
Nottinghamshire79£8,396853,380245
Omagh6£7,878861,2726
Oxfordshire32£8,518942,874129
Perth and Kinross19£10,647641,24841
Redbridge - Greater London5£7,1131077,1707
Renfrewshire33£10,843638,50771
Rhondda Cynon Taf64£7,207863,76762
Richmond upon Thames - Greater London3£9,150842,88013
Rutland1£11,750610,7832
Scottish Borders20£10,876637,53915
Shropshire59£8,655847,089127
Somerset94£8,903849,314173
South Ayrshire18£11,162532,83445
South Lanarkshire1£4,6501188,0003
South Yorkshire169£7,406963,082341
Staffordshire118£8,791845,955290
Stirling15£11,309532,01042
Suffolk94£9,554744,727214
Surrey124£7,371956,372286
Sutton - Greater London6£6,2801157,58315
Swansea1£14,999429,8411
The Vale of Glamorgan1£3,9991286,0002
Tower Hamlets - Greater London1£4,4951265,000-
Tyne and Wear127£8,759846,195293
Warwickshire28£7,669953,11990
West Dunbartonshire9£9,530652,17412
West Lothian13£7,112869,80552
West Midlands331£7,772955,605758
West Sussex85£8,607849,884140
West Yorkshire269£8,266850,864624
Wiltshire118£8,597851,361220
Worcestershire58£6,8451063,168150
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