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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,160£8,629851,59813,320
Aberdeen City25£9,757748,14268
Aberdeenshire18£9,397842,06847
Angus6£8,162868,5696
Antrim10£9,338752,77724
Ards8£8,839745,81914
Armagh2£8,600754,6983
Ballymena3£7,622841,06315
Ballymoney3£7,132961,6236
Barking & Dagenham - Greater London15£9,532649,77124
Bedfordshire164£6,621960,995217
Belfast19£10,427641,49745
Berkshire138£5,9531166,376283
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent9£9,465645,04713
Brent - Greater London9£6,8311061,0773
Bristol203£6,1131063,160313
Bromley - Greater London6£9,886738,19526
Buckinghamshire147£8,095952,351216
Cambridgeshire190£8,831854,321301
Cardiff11£10,2051138,0507
Carmarthenshire15£11,975530,50718
Carrickfergus3£7,662762,1581
Ceredigion6£6,995952,66714
Cheshire276£9,790740,414484
City of Edinburgh66£8,690847,89196
City of London - Greater London16£7,384970,93642
Clackmannanshire3£10,765547,7262
Coleraine8£8,899756,54210
Conwy9£8,962938,89110
Cookstown2£16,495311,064-
Cornwall41£10,026747,76643
County Durham125£7,924856,082230
Craigavon12£10,557645,50332
Croydon - Greater London7£6,7441153,46414
Cumbria55£10,230746,926115
Denbighshire3£13,092327,7392
Derbyshire159£9,214846,937378
Derry2£4,9951267,000-
Devon124£8,950846,846237
Dorset55£8,880848,857101
Down3£4,96510103,3486
Dumfries and Galloway5£9,371755,6458
Dundee City48£10,579645,14653
Dungannon6£7,637975,1265
Ealing - Greater London35£4,9491061,54038
East Ayrshire19£11,485537,15541
East Lothian3£9,8311057,8082
East Riding of Yorkshire25£10,118637,96452
East Sussex57£9,987742,18576
Enfield - Greater London5£4,7181172,94311
Essex227£8,890850,272459
Falkirk30£8,574856,05349
Fermanagh3£10,330645,6862
Fife59£10,531740,64496
Flintshire1£2,79012129,1241
Glasgow City103£10,356638,086201
Gloucestershire45£6,3491165,961138
Greater Manchester388£7,916952,210734
Gwynedd2£6,9981151,16212
Hampshire182£8,535850,905423
Harrow - Greater London12£6,1941151,10923
Havering - Greater London74£6,571959,387183
Herefordshire24£7,776951,83856
Hertfordshire105£8,763848,596242
Highland17£11,338631,44734
Hillingdon - Greater London45£4,9801176,61053
Hounslow - Greater London22£6,084968,40320
Inverclyde6£10,698731,0468
Isle of Anglesey9£9,822749,35212
Isle of Wight5£9,195943,09015
Kent157£7,930950,100334
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire294£8,208850,891506
Larne3£6,2631188,3724
Leicestershire161£8,012850,009283
Limavady1£2,8951586,0002
Lincolnshire153£9,138746,157242
Lisburn16£9,705740,67125
Magherafelt1£3,5501477,0004
Merseyside126£9,088744,989223
Merthyr Tydfil18£10,454648,32126
Merton - Greater London4£6,3861171,2062
Midlothian9£13,613429,26113
Monmouthshire3£4,5301574,6189
Moray13£12,257528,42225
Neath Port Talbot9£6,9951064,67711
Newport7£5,8961269,75511
Newry and Mourne1£8,995854,6073
Newtownabbey8£10,223645,93134
Norfolk147£8,952949,915258
North Ayrshire22£9,743643,45325
North Down2£6,4951082,2727
North Lanarkshire41£10,053636,33587
North Yorkshire118£9,912743,031239
Northamptonshire95£8,340850,851193
Northumberland21£10,716746,19144
Nottinghamshire108£8,070854,221202
Omagh6£9,921642,5083
Oxfordshire45£9,524839,561134
Pembrokeshire1£12,995514,6013
Perth and Kinross22£9,038848,44542
Redbridge - Greater London4£7,5931255,78114
Renfrewshire23£10,457638,88776
Rhondda Cynon Taf73£7,037965,35460
Richmond upon Thames - Greater London3£6,9851037,3878
Rutland2£7,3251051,2791
Scottish Borders14£10,949641,29311
Shropshire68£8,561851,545103
Somerset114£8,938951,670153
South Ayrshire22£10,878636,44545
South Lanarkshire3£7,4151057,1281
South Yorkshire188£7,445960,771323
Staffordshire140£8,880842,269291
Stirling15£12,140533,80829
Strabane1£13,995417,9241
Suffolk104£9,280845,525181
Surrey127£8,269851,662271
Sutton - Greater London5£8,128850,8999
Swansea20£8,902844,82013
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear128£8,713847,551297
Warwickshire45£7,2241051,35278
West Dunbartonshire6£6,972870,84613
West Lothian20£8,291756,44451
West Midlands361£7,559958,097697
West Sussex77£9,078846,191131
West Yorkshire289£8,204851,411593
Wiltshire97£9,492848,779194
Worcestershire54£9,858844,332150
Wrexham1£13,995320,158-
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