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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,295£8,711851,43814,721
Aberdeen City33£9,943742,48865
Aberdeenshire21£9,766843,69147
Angus3£10,262661,3066
Antrim7£9,290856,08827
Ards6£7,0101053,36712
Armagh3£8,565767,5622
Ballymena3£6,4651146,57417
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London15£9,464646,17933
Barnet - Greater London1£2,5002156,3004
Bedfordshire162£6,4251063,852257
Belfast23£10,724639,32460
Berkshire147£6,0661164,018308
Bexley - Greater London4£3,9201473,9384
Blaenau Gwent7£11,313536,34618
Brent - Greater London8£7,2471055,5866
Bristol197£6,4921061,013368
Bromley - Greater London9£10,907529,90837
Buckinghamshire128£8,564850,549238
Cambridgeshire192£8,387856,749337
Cardiff26£11,444830,15222
Carmarthenshire13£12,125428,22616
Carrickfergus1£11,495337,1253
Ceredigion20£7,4381058,82936
Cheshire257£9,361744,058507
City of Edinburgh57£9,078844,856109
City of London - Greater London26£6,575976,45362
Clackmannanshire1£8,498754,1393
Coleraine5£8,062864,23316
Conwy10£8,855942,90315
Cornwall41£10,163744,71149
County Durham128£7,867954,826266
Craigavon17£11,080539,16435
Croydon - Greater London8£6,8271152,72914
Cumbria58£10,619743,800126
Denbighshire2£13,393327,1733
Derbyshire176£9,693745,272410
Derry5£11,120742,00412
Devon140£9,173845,277245
Dorset45£8,689950,940113
Down3£7,498866,1266
Dumfries and Galloway6£9,597752,16210
Dundee City43£11,090640,17160
Dungannon6£7,961976,7356
Ealing - Greater London32£4,6791164,12035
East Ayrshire23£10,292643,58437
East Dunbartonshire1£7,998756,2581
East Lothian2£6,5731041,1325
East Riding of Yorkshire38£9,657742,40183
East Sussex59£10,326739,31388
Enfield - Greater London10£6,5431156,32710
Essex226£9,056850,813462
Falkirk35£9,302749,37954
Fermanagh3£5,5821183,0435
Fife58£10,179842,878114
Flintshire1£2,79012129,1244
Glasgow City96£10,572638,849212
Gloucestershire48£6,2601169,095150
Greater Manchester406£8,001950,938795
Gwynedd3£6,7951161,47814
Hampshire193£8,886846,519478
Harrow - Greater London14£6,6051051,48021
Havering - Greater London92£7,271957,880186
Herefordshire23£8,345945,88056
Hertfordshire123£8,495849,389236
Highland16£11,390635,33833
Hillingdon - Greater London56£5,7021071,78154
Hounslow - Greater London19£6,800964,94933
Inverclyde6£10,665732,97713
Isle of Anglesey13£8,788853,41823
Isle of Wight5£12,371522,50721
Kent152£7,3371057,111360
Kingston upon Thames - Greater London6£5,9631255,57112
Lancashire307£8,249850,211565
Larne4£5,9951188,0295
Leicestershire149£8,189850,782298
Limavady1£2,8951586,0002
Lincolnshire148£9,415746,142264
Lisburn7£10,246647,31629
Merseyside114£9,490747,502279
Merthyr Tydfil18£11,710640,25326
Merton - Greater London2£8,173865,8591
Midlothian11£14,074426,80415
Monmouthshire9£4,6851274,08017
Moray12£13,221425,69428
Neath Port Talbot13£6,7641065,63912
Newport9£5,3981271,53011
Newtownabbey13£11,311435,61438
Norfolk151£8,842948,861289
North Ayrshire24£10,264641,53326
North Down4£6,6951076,2729
North Lanarkshire30£11,068631,94889
North Yorkshire136£9,952744,080258
Northamptonshire107£8,750750,125197
Northumberland24£11,636645,85655
Nottinghamshire90£9,017850,531217
Omagh5£9,116650,3177
Oxfordshire60£10,499739,490129
Pembrokeshire3£7,6951050,4864
Perth and Kinross16£10,731642,64453
Redbridge - Greater London5£4,6641278,79914
Renfrewshire23£11,066637,63590
Rhondda Cynon Taf74£7,290961,23079
Richmond upon Thames - Greater London2£6,985956,9539
Rutland2£7,3251051,2791
Scottish Borders12£11,151636,54224
Shropshire57£10,005740,444124
Somerset102£9,628845,004161
South Ayrshire22£11,838532,98150
South Lanarkshire3£7,4481056,9613
South Yorkshire186£7,663957,758378
Staffordshire137£9,122840,316354
Stirling15£12,074534,23733
Strabane1£13,995417,9241
Suffolk101£9,714743,275180
Surrey129£8,021953,557325
Sutton - Greater London7£7,011973,6498
Swansea21£8,137948,62023
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear135£9,178745,144312
Warwickshire45£7,905946,13980
West Dunbartonshire9£8,286759,94813
West Lothian29£7,765966,86958
West Midlands362£7,629959,635723
West Sussex62£9,422843,729156
West Yorkshire304£8,225850,817653
Wiltshire98£9,498847,155203
Worcestershire59£10,356742,917144
Wrexham1£14,250320,1584
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