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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,658£8,566852,53814,270
Aberdeen City33£9,010844,90266
Aberdeenshire13£10,762646,27546
Angus5£7,495868,5348
Antrim4£11,673551,01925
Ards8£10,0891047,76614
Armagh3£6,4131096,9325
Ballymena7£9,784645,84412
Ballymoney2£7,823863,5204
Barking & Dagenham - Greater London13£9,601644,75223
Bedfordshire151£6,681962,955231
Belfast23£10,330640,39238
Berkshire143£6,1571162,680287
Blaenau Gwent8£9,623637,9229
Brent - Greater London9£8,192958,5844
Bristol189£5,6921165,394368
Bromley - Greater London5£7,794847,14022
Buckinghamshire144£7,852955,702244
Cambridgeshire181£8,913854,796318
Cardiff6£11,075631,7885
Carmarthenshire9£12,417537,14823
Carrickfergus1£3,9959120,0004
Cheshire233£9,067743,410537
City of Edinburgh59£8,260851,330106
City of London - Greater London10£9,5171166,23736
Clackmannanshire1£9,998656,3035
Coleraine9£7,742858,3929
Conwy7£8,1091052,42111
Cookstown2£16,495311,064-
Cornwall41£9,611847,96262
County Durham124£8,343851,937274
Craigavon15£11,641440,04426
Croydon - Greater London10£7,7201049,24212
Cumbria45£10,277645,238130
Denbighshire1£12,495326,7552
Derbyshire171£9,453746,375349
Derry2£3,9951384,000-
Devon107£8,772848,731250
Dorset55£8,838847,225119
Dumfries and Galloway6£9,727752,5355
Dundee City40£10,479644,43763
Dungannon7£8,395859,5685
Ealing - Greater London24£5,1951057,49544
East Ayrshire21£11,355535,04239
East Lothian1£8,450923,2437
East Riding of Yorkshire27£9,342741,73560
East Sussex55£9,655745,66083
Enfield - Greater London5£3,7581470,73311
Essex213£8,571852,780510
Falkirk33£9,387851,94054
Fermanagh1£14,49536,0665
Fife52£9,946842,27194
Glasgow City76£10,512640,092205
Gloucestershire44£7,3741058,833157
Greater Manchester352£7,389955,500774
Gwynedd5£8,094952,95215
Hampshire172£8,570948,356433
Harrow - Greater London9£7,1791141,25528
Havering - Greater London77£6,997958,209187
Herefordshire23£8,576846,16558
Hertfordshire134£8,265849,507271
Highland11£10,115832,94049
Hillingdon - Greater London45£5,6061073,26669
Hounslow - Greater London27£6,825960,07718
Inverclyde5£10,498729,1479
Isle of Anglesey17£7,319965,5429
Isle of Wight8£7,6841057,70314
Kent162£7,578952,518353
Kingston upon Thames - Greater London4£3,2631287,52211
Lancashire265£8,174850,744526
Larne2£6,6231290,5003
Leicestershire142£7,825853,827330
Lincolnshire121£8,529851,242267
Lisburn15£8,113863,71529
Merseyside113£9,133744,771251
Merthyr Tydfil20£10,526643,29824
Merton - Greater London3£5,9631356,7025
Midlothian9£13,291428,14012
Monmouthshire1£2,8001688,40010
Moray14£12,931527,88333
Neath Port Talbot5£6,895966,9487
Newham - Greater London1£3,9501285,910-
Newport7£4,4391383,2828
Newry and Mourne1£3,8951392,0912
Newtownabbey11£7,854857,32025
Norfolk141£8,548952,848277
North Ayrshire21£10,297640,29722
North Down2£10,973537,6129
North Lanarkshire29£9,904638,96393
North Yorkshire97£9,661842,336275
Northamptonshire89£7,729856,814221
Northumberland27£8,591849,80739
Nottinghamshire77£8,478852,986250
Omagh6£7,878861,2726
Oxfordshire34£8,980840,757131
Perth and Kinross17£10,559641,41343
Redbridge - Greater London5£7,1131077,1707
Renfrewshire31£10,333640,02471
Rhondda Cynon Taf64£7,199863,42161
Richmond upon Thames - Greater London3£9,317842,88013
Rutland1£11,750610,7832
Scottish Borders21£10,951638,66612
Shropshire65£8,522948,796123
Somerset94£8,896849,633174
South Ayrshire20£11,171530,82144
South Lanarkshire2£7,2501079,7502
South Yorkshire168£7,416962,888344
Staffordshire125£8,754845,174286
Stirling15£11,309532,01042
Suffolk94£9,579744,381217
Surrey124£7,480955,135283
Sutton - Greater London6£6,2801157,58315
Swansea1£14,999429,8411
The Vale of Glamorgan1£3,9991286,0002
Tower Hamlets - Greater London1£4,4951265,000-
Tyne and Wear137£8,769846,649292
Warwickshire25£6,8511053,24092
West Dunbartonshire7£9,183655,92413
West Lothian11£7,046871,72954
West Midlands336£7,737956,341763
West Sussex84£8,693849,503144
West Yorkshire273£8,140851,672618
Wiltshire114£8,677850,782219
Worcestershire55£6,8501062,688154
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