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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,608£8,542852,65514,213
Aberdeen City32£9,026845,00566
Aberdeenshire12£10,450647,00647
Angus5£7,495868,5348
Antrim3£12,398552,52926
Ards8£10,0391047,76614
Armagh3£6,4131096,9325
Ballymena7£9,454645,84412
Ballymoney2£7,823863,5204
Barking & Dagenham - Greater London13£9,601644,75223
Bedfordshire152£6,737962,521231
Belfast22£10,305641,06838
Berkshire140£6,1611162,342288
Blaenau Gwent8£9,623637,9229
Brent - Greater London9£8,192958,5844
Bristol185£5,6911165,271362
Bromley - Greater London5£7,794847,14022
Buckinghamshire142£7,912955,238241
Cambridgeshire182£8,880855,012314
Cardiff6£11,075631,7885
Carmarthenshire11£11,749636,77521
Carrickfergus1£3,9959120,0004
Cheshire228£9,032844,076534
City of Edinburgh60£8,281851,294106
City of London - Greater London8£9,5021269,50538
Clackmannanshire1£9,998656,3035
Coleraine9£7,742858,3929
Conwy7£8,1091052,4219
Cookstown2£16,495311,064-
Cornwall40£9,535848,97163
County Durham124£8,336851,937272
Craigavon13£11,935439,05128
Croydon - Greater London10£7,7201049,24212
Cumbria48£10,193745,481126
Denbighshire1£12,495326,7552
Derbyshire164£9,611745,307350
Derry2£3,9951384,000-
Devon106£8,926848,091249
Dorset54£8,717847,951118
Dumfries and Galloway6£9,727752,5355
Dundee City40£10,567644,23464
Dungannon7£8,395859,5685
Ealing - Greater London24£5,1951057,49544
East Ayrshire22£11,430535,64239
East Lothian1£8,450923,2437
East Riding of Yorkshire28£9,237742,49159
East Sussex54£9,769744,83982
Enfield - Greater London5£3,7581470,73311
Essex216£8,538852,770507
Falkirk32£9,464852,18755
Fermanagh1£14,49536,0665
Fife51£9,659843,94195
Glasgow City74£10,270740,769208
Gloucestershire40£7,0991060,881159
Greater Manchester353£7,360955,801771
Gwynedd5£8,094952,95215
Hampshire169£8,573948,793426
Harrow - Greater London9£7,1791141,25527
Havering - Greater London78£7,035957,978184
Herefordshire23£8,537846,27058
Hertfordshire132£8,273849,376275
Highland11£10,115832,94049
Hillingdon - Greater London45£5,5971073,26668
Hounslow - Greater London26£6,803960,20018
Inverclyde4£9,998833,26910
Isle of Anglesey17£7,319965,5429
Isle of Wight8£7,6841057,70314
Kent163£7,550952,642349
Kingston upon Thames - Greater London5£3,1951384,78111
Lancashire264£8,170850,862519
Larne2£6,6231290,5003
Leicestershire137£7,918853,301335
Lincolnshire119£8,536851,412263
Lisburn15£8,113863,71529
Merseyside116£9,045745,480247
Merthyr Tydfil18£11,045638,82726
Merton - Greater London3£5,9631356,7025
Midlothian9£13,291428,14012
Monmouthshire1£2,8001688,40010
Moray15£13,089527,63633
Neath Port Talbot5£6,895966,9487
Newham - Greater London1£3,9501285,910-
Newport8£4,7711378,6857
Newry and Mourne1£3,8951392,0912
Newtownabbey10£7,564860,28926
Norfolk142£8,593951,580277
North Ayrshire22£10,238640,64322
North Down2£10,973537,6129
North Lanarkshire30£10,024638,51889
North Yorkshire96£9,847741,512274
Northamptonshire95£7,736856,245219
Northumberland27£8,589849,80738
Nottinghamshire79£8,451853,247245
Omagh6£7,878861,2726
Oxfordshire35£8,911841,307129
Perth and Kinross17£10,548641,41341
Redbridge - Greater London5£7,1131077,1707
Renfrewshire30£10,377640,22671
Rhondda Cynon Taf65£7,182863,34461
Richmond upon Thames - Greater London3£9,317842,88013
Rutland1£11,750610,7832
Scottish Borders21£10,951638,66612
Shropshire63£8,545848,441124
Somerset95£8,858849,626174
South Ayrshire19£10,995532,08245
South Lanarkshire1£4,6501188,0003
South Yorkshire165£7,447962,828342
Staffordshire122£8,736845,666287
Stirling15£11,309532,01042
Suffolk94£9,557744,727217
Surrey122£7,435955,709286
Sutton - Greater London6£6,2801157,58315
Swansea1£14,999429,8411
The Vale of Glamorgan1£3,9991286,0002
Tower Hamlets - Greater London1£4,4951265,000-
Tyne and Wear134£8,665847,151287
Warwickshire27£7,749951,60591
West Dunbartonshire8£8,847757,18313
West Lothian11£7,046871,72953
West Midlands331£7,764955,867758
West Sussex85£8,652849,682141
West Yorkshire261£8,244851,008627
Wiltshire116£8,669851,229220
Worcestershire56£6,8191062,941152
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