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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,255£8,814850,66114,773
Aberdeen City30£10,010742,00165
Aberdeenshire21£9,766843,69147
Angus3£10,262661,3066
Antrim7£9,290852,08827
Ards6£6,5361160,95911
Armagh3£8,565767,5622
Ballymena3£6,4651146,57417
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London15£9,498646,17933
Barnet - Greater London7£10,901831,55523
Bedfordshire167£6,4571063,642253
Belfast25£10,954638,26160
Berkshire147£6,0721164,117311
Bexley - Greater London4£3,9201473,9384
Blaenau Gwent7£11,313536,34619
Brent - Greater London10£6,8961058,9684
Bristol197£6,4801060,698372
Bromley - Greater London10£10,947530,17136
Buckinghamshire127£8,551850,500240
Cambridgeshire185£8,373857,244338
Cardiff27£11,410830,38221
Carmarthenshire13£12,125428,22617
Carrickfergus1£11,495337,1253
Ceredigion23£7,654958,78033
Cheshire253£9,370744,382507
City of Edinburgh59£9,068844,442108
City of London - Greater London32£7,563965,31874
Clackmannanshire1£8,498754,1393
Coleraine5£8,062864,23316
Conwy11£8,614939,73315
Cornwall43£10,021744,92549
County Durham122£7,721955,486267
Craigavon14£11,958533,03935
Croydon - Greater London8£6,8721152,72914
Cumbria62£10,592743,139122
Denbighshire2£13,493327,1733
Derbyshire177£9,720745,297409
Derry5£11,120742,00412
Devon135£9,150845,049248
Dorset46£8,501951,105111
Down3£7,498866,1266
Dumfries and Galloway7£9,654750,6079
Dundee City43£11,020641,37660
Dungannon6£7,961976,7356
Ealing - Greater London33£4,7341163,23734
East Ayrshire23£10,292643,58439
East Lothian2£6,5731041,1325
East Riding of Yorkshire36£9,684742,61884
East Sussex57£10,320739,13388
Enfield - Greater London10£6,5431156,32710
Essex231£9,111850,642462
Falkirk35£9,370749,24054
Fermanagh4£5,5611178,8425
Fife53£10,262743,332114
Flintshire1£2,79012129,1244
Glasgow City93£10,604638,757214
Gloucestershire43£6,2231168,368153
Greater Manchester393£7,890951,568762
Gwynedd3£6,7951161,47814
Hampshire188£8,895846,283481
Harrow - Greater London14£6,6161051,48021
Havering - Greater London90£7,218958,635186
Herefordshire21£8,405944,72757
Hertfordshire123£8,643849,660236
Highland16£11,358632,60232
Hillingdon - Greater London56£5,7331071,96755
Hounslow - Greater London19£6,800964,94933
Inverclyde6£10,665732,97714
Isle of Anglesey13£8,788853,41823
Isle of Wight5£12,371522,50721
Kent150£7,4321056,708362
Kingston upon Thames - Greater London7£6,2961157,63211
Lancashire298£8,244850,312570
Larne4£5,9951188,0295
Leicestershire152£8,324849,757298
Lincolnshire149£9,491746,148261
Lisburn7£10,246647,31631
Merseyside120£9,414748,060274
Merthyr Tydfil18£11,533641,31526
Merton - Greater London2£8,173865,8591
Midlothian11£14,074426,80415
Monmouthshire8£4,7771373,57217
Moray13£13,095426,88327
Neath Port Talbot13£6,7641065,63912
Newport9£5,3981271,53011
Newtownabbey13£11,311435,61439
Norfolk154£9,005848,120285
North Ayrshire25£10,073643,08125
North Down5£7,275969,6698
North Lanarkshire27£11,325628,78089
North Yorkshire136£9,912743,970257
Northamptonshire103£8,693850,637199
Northumberland25£11,634645,56454
Nottinghamshire89£9,135849,884221
Omagh4£8,646756,3357
Oxfordshire59£10,269740,169131
Pembrokeshire2£5,0451268,4294
Perth and Kinross16£11,043640,13953
Powys1£9,195913,216-
Redbridge - Greater London5£4,6341278,79914
Renfrewshire22£10,991637,69891
Rhondda Cynon Taf73£7,280961,14481
Richmond upon Thames - Greater London3£6,318955,8738
Rutland2£7,3251051,2791
Scottish Borders12£11,151636,54224
Shropshire58£10,116740,535122
Somerset97£9,533846,496165
South Ayrshire23£11,932532,09849
South Lanarkshire3£7,4481056,9613
South Yorkshire180£7,587958,413384
Staffordshire138£9,113840,848356
Stirling15£12,074534,23733
Strabane1£13,995417,9241
Suffolk102£9,759742,998183
Surrey132£7,995954,545322
Sutton - Greater London7£7,011973,6498
Swansea21£8,137948,62023
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear134£9,108745,896311
Warwickshire47£8,039945,87282
West Dunbartonshire8£7,509865,52813
West Lothian30£7,560968,90059
West Midlands363£7,628959,678756
West Sussex62£9,421844,260157
West Yorkshire302£8,269850,411655
Wiltshire92£9,564846,586203
Worcestershire59£10,356742,917145
Wrexham1£14,250320,1584
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