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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,764£8,961848,58616,351
Aberdeenshire35£10,497737,485128
Angus41£10,802642,13080
Ayrshire80£10,847535,610100
Bedfordshire164£7,002961,393243
Berkshire143£6,4541058,284278
Blaenau Gwent24£7,463858,37833
Borders17£10,232644,46922
Bridgend49£8,703850,44694
Bristol170£5,7291163,942367
Buckinghamshire164£7,436957,983289
Caerphilly25£6,1751075,36627
Cambridgeshire169£8,255956,174337
Cardiff55£9,317848,186111
Carmarthenshire20£11,570538,60627
Ceredigion2£10,345747,1593
Cheshire189£8,922845,307533
Clackmannanshire2£7,998856,7384
Conwy22£10,047748,00134
Cornwall47£9,764847,40672
County Antrim59£8,966748,185101
County Armagh16£10,770540,66440
County Down24£8,951955,57357
County Durham127£8,008855,832271
County Fermanagh2£13,95056,0663
County Londonderry20£8,844754,00324
County Tyrone14£8,670854,06217
Cumbria49£10,352646,804128
Denbighshire2£9,245636,8483
Derbyshire149£9,609744,581352
Devon132£8,431950,577271
Dorset75£9,273844,159137
Dumfries & Galloway2£10,245665,31210
Dunbartonshire10£9,957648,67314
East Lothian5£9,419834,0458
East Riding of Yorkshire59£8,571850,441155
East Sussex81£9,505842,721118
Essex290£8,636850,429613
Falkirk31£9,195753,54257
Fife62£9,345846,846116
Flintshire22£6,6151275,90916
Gloucestershire46£7,1461058,499168
Greater London385£7,468956,042672
Greater Manchester378£7,780852,292782
Gwynedd8£7,745953,12415
Hampshire234£8,419850,887458
Herefordshire19£7,867945,82855
Hertfordshire152£8,183848,615338
Highland19£11,970530,75243
Inverclyde3£12,264520,3856
Isle of Anglesey24£6,7881070,74222
Isle of Wight9£7,729953,72015
Kent193£7,621954,815504
Lanarkshire109£9,710741,892330
Lancashire272£7,546954,816534
Leicestershire125£8,183849,902348
Lincolnshire127£8,547850,958265
Merseyside171£8,563749,691308
Merthyr Tydfil14£11,113642,40530
Midlothian65£8,333852,864143
Monmouthshire8£6,1771267,97334
Moray17£12,072529,09934
Neath Port Talbot11£9,669845,18016
Newport26£9,060747,27581
Norfolk146£8,725851,867270
North Yorkshire100£9,378847,519268
Northamptonshire105£7,689855,605229
Northumberland27£9,232746,48662
Nottinghamshire148£9,119849,096315
Oxfordshire25£8,502839,210128
Pembrokeshire5£8,511844,62016
Perth & Kinross22£12,099528,82242
Powys1£14,395314,7631
Renfrewshire26£10,956537,19571
Rhondda Cynon Taf89£8,322854,65491
Rutland2£10,300712,3832
Shropshire62£8,734849,943149
Somerset93£8,597950,652194
South Yorkshire165£7,1681066,137329
Staffordshire147£8,266847,266346
Stirling11£11,143637,32847
Suffolk120£9,133846,794247
Surrey177£7,900952,925330
Swansea52£9,215747,49891
Torfaen7£7,509958,74113
Tyne and Wear147£8,280853,860320
Vale of Glamorgan5£10,745737,69825
Warwickshire53£8,453854,655137
West Lothian27£6,3981071,67061
West Midlands359£7,726955,771810
West Sussex111£8,300849,694225
West Yorkshire263£7,852850,772620
Wiltshire111£9,155845,557212
Worcestershire70£8,424852,305171
Wrexham24£7,997849,46135
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